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At MBP, we do more than numbers. We help people build better businesses.

Friendly experts in all things business, supporting Kiwi business owners to make confident, stress-free decisions. Our experience, coupled with our innovative approach, gives us the skills and knowledge to help you achieve your business goals so you can spend more time on whatever is most important to you. We don't just crunch numbers, we offer you true insight into what your numbers really mean, allowing you to make the most well informed decisions possible.

27/10/2026

Open over public holidays? Make sure your payroll is ready for it. 🎄

Holiday pay is one of the most common places payroll goes wrong in New Zealand. Not because employers are trying to cut corners, but because the rules have a few moving parts that are easy to miss if you're just going through the motions and not paying attention.

The basics: if any of your employees works on a public holiday, they get at least time and a half. And if that day would normally be a working day for them, they also get an alternative day off to use later.

This year has an extra wrinkle. Christmas Day falls on a Friday, but Boxing Day and New Years Holiday (2nd Jan) both land on a Saturday. For staff who don’t usually work Saturdays, those holidays move to the following Monday. That catches a lot of rosters and payroll systems out. Yay, mondayisation!

So before the holidays hit, do a quick payroll audit:
🎁 Check your public holiday settings in your payroll system.
🎅 Make sure you know who normally works which days.
💲 Review leave balances and alternative days owed.
🧐 Confirm how you’re calculating holiday pay for staff with variable hours.

If you flag issues, do a deeper dive and get it all sorted.

Getting it wrong doesn’t just mean an awkward conversation. It can mean back-pay, penalties, and a team that feels short-changed right at the time of year they should feel appreciated.

A couple of hours now can save a lot of pain later.

26/10/2026

Happy Labour Day. NZ inflation has eased to 3.7%, but it’s not done yet. Voting’s open, but a new government might not arrive until December. And if your team’s working today, here’s how to make sure you’re paying them right.

23/10/2026

$9,737. That’s what our community raised for the Child Cancer Foundation, almost double our goal.

This year’s appeal was in honour of Noah, part of our MBP team, who was helping us plan this fundraiser. Noah was diagnosed with a rare cancer at five and spent the next three years taking it on with more cheek and courage than most of us adults could ever manage. We lost him in August, at eight and a half, just weeks before the appeal began. This one is for him, and for every other kid like him across Aotearoa.

He knew first hand what the Child Cancer Foundation means to families like ours, and that’s why every dollar raised matters so much.

We teamed up with local businesses to raise money and awareness, and the support blew us away. Huge thanks to every business that got in behind the appeal, and to everyone who gave to Noah’s Legacy.

Every dollar helps Kiwi families quietly getting on with the hardest stretch of their lives. That impact can’t be overstated.

Thank you, Taupō. Noah would have rolled his eyes at all the fuss, and loved every bit of it.

Special Thanks to: More FM Taupō 93.6

20/10/2026

Summer’s coming, and so is the temptation to discount. ☀️

It’s been a tough year for margins. Costs have kept climbing, and plenty of businesses have held off raising prices. Locally, recent Taupō data showed 39% of businesses grew revenue, but fewer than a quarter grew profit.

Busier, but not better off (or broke!).

Now we’re heading into peak season. People spend more freely when the sun’s out and they’re in holiday mode. That makes right now your best window to get your pricing right.

But it’s also when the discounting starts. The shop down the road runs a big sale, and the pressure to match it kicks in.

Here’s why that can hurt. If your gross margin is 40% and you knock 20% off, you need to sell twice as much just to make the same profit. A sale that feels busy can quietly leave you worse off.

So before the rush:
🧾 Know your true costs, including what’s gone up this year.
📈 Know the gross margin you actually need.
💲 Set your prices to hit it.
💸 Run the numbers on any discount before you promote it.
🏷️ Discounts can work brilliantly. But only when you know exactly what they’re costing you.

Want a hand checking your margins before summer? The MBP team is here to help.

19/10/2026

The parties have shown us their numbers, NZ inflation figures land Thursday, and summer sales season is coming. Here’s what the election fiscal plans have in common, where inflation’s heading, and how to price for summer without discounting yourself broke.

13/10/2026

Election day comes once every three years. The rules that shape your business get written all the time. 🗳️

Small businesses make up 97% of all businesses in New Zealand. But when government departments ask for feedback on the rules that affect us, we’re rarely the loudest voice in the room.

That matters, because policy promises are only the start. The detail of how rules actually work gets decided later, often through consultations most owners never hear about.

Right now, IRD is consulting on how the low-value asset write-off rules apply. It’s the kind of thing that directly affects what you can claim, and feedback is open until 20 November.

So here’s the tip: Don’t save your voice for the ballot box.

When a consultation comes up that affects your business, take a few minutes and respond. You don’t need to write an essay or sound like a lawyer. A couple of sentences explaining how a rule plays out in your real business is genuinely valuable.

And if you’re part of an industry or professional body, make sure they’re submitting on behalf of your sector.

Whoever wins in November, the detail still needs to be written. Make sure your small business is part of that conversation.

Need a hand understanding how a proposed change could affect you? The MBP team is here to help.

12/10/2026

Both major parties are chasing the small business vote, but it’s the bureaucrats who decide how the rules actually work. Here’s what the NZ election small business plans have in common, how IRD might be tightening low-value asset write-offs, and why your say shouldn’t stop at the ballot box.

06/10/2026

Election season is great at one thing: making business owners freeze. 🗳️

With the result on a knife edge, the tax and business rules could look quite different by Christmas. One side might keep a tax incentive. Another might scrap it. New taxes are on the table for some, ruled out by others.

So it's tempting to do one of two things. Rush a big decision to get in before the rules change. Or sit on your hands until the dust settles.

Both are risky.

Here's a simple test:
If an investment only makes sense under one party's rules, it's not a business decision. It's a gamble on the election result.

A good investment should stack up no matter who's in power. The tax treatment might make it better or worse, but it shouldn't be the whole reason you're doing it.

So this week:
✅Plan for the rules we have today.
✅Run a scenario or two for the rules we might get.
✅Keep moving.

Waiting for perfect certainty means waiting a very long time. And the businesses that keep moving through the noise are usually the ones ahead when it clears.

Got a big decision on hold until after the election? The team at MBP can help you work through it.

05/10/2026

People trust small businesses four times more than big ones. Fuel prices and a knife-edge election are denting business confidence. And here's why you shouldn't bet your business on campaign promises. Your three things for the week. ▶️

30/09/2026

"How can I trust my team if they're not in the office?"
One of the most common questions we hear from business owners.

Here's the thing, though. If you trust someone when they're sitting at the desk next to you, there's no good reason to trust them less when they're sitting at home. The person hasn't changed, only the visibility has. Visibility isn't the same as trust.

Clear goals, proper delegation and consistent communication are what make a team work, wherever they're sitting. Micromanaging is the real productivity killer, and that's easier to hide in an office.

The issue is never remote work, it's management.

Read all our latest insights on our blog at the link in bio.

Address

86 Ruapehu Street
Taupo
3330

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Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
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https://www.mbp.co.nz/, https://linktr.ee/MBPadvisory

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