Pulse Accountants

For many business owners, winter can bring a natural slowdown. Whether it’s fewer enquiries📩, delayed projects🚧, weather disruptions🌪, or customers tightening spending💸, the quieter months can creep up quickly if you’re not prepared..

Planning for the Quiet Months Before They Arrive — Pulse Accountants For many business owners, winter can bring a natural slowdown. Whether it’s fewer enquiries, delayed projects, weather disruptions, or customers tightening spending, the quieter months can creep up quickly if you’re not prepared. June is a great time to get ahead of it.

Many businesses use ACC instalment plans to spread the cost of their levy invoices and help manage cashflow. From 1 April 2026, those arrangements are no longer interest-free...🤯

Paying Your ACC Levies by Instalments? It'll Cost More This Year  — Pulse Accountants Many businesses use ACC instalment plans to spread the cost of their levy invoices and help manage cashflow. From 1 April 2026, those arrangements are no longer interest-free.  ACC now charges interest on all new and rolled-over instalment plans. The option to pay over time remains availab

Here's a quick question... 🤔

If the Government offered you a guaranteed 25% return on your money, would you take it? 💸

If you're a KiwiSaver member, that's exactly what's available. ✅

To receive the full Government KiwiSaver contribution of $260.72, you need to have contributed at least $1,042.86 to your KiwiSaver between 1 July and 30 June. That's only about $20 per week....

The Easiest 25% Return You'll Get This Year — Pulse Accountants Here's a quick question... If the Government offered you a guaranteed 25% return on your money, would you take it? If you're a KiwiSaver member, that's exactly what's available. To receive the full Government KiwiSaver contribution of $260.72 , you need to have contributed at least $1,042.86 t

When it comes to payroll and employment obligations, good record-keeping is one of those things that often gets pushed into the “I’ll sort that later” basket. 🫣

A signed form gets misplaced. 📝A tax code change was quickly messaged years ago and never formally updated. 📆Timesheets end up scattered between notebooks, apps, emails, and memory. 📨Most of the time, nothing immediately goes wrong - which is exactly why it’s easy to underestimate how important these records really are......

Would Your Employee Records Survive an IRD Audit? — Pulse Accountants When it comes to payroll and employment obligations, good record-keeping is one of those things that often gets pushed into the “I’ll sort that later” basket.  A signed form gets misplaced. A tax code change was quickly messaged years ago and never formally updated. Timesheets end up sca

Last week Gail Morrison and Melanie Smith attended the launch of this year's business awards. Always a great opportunity for some networking, great food and bubbles 🥂
💚The Yorb Hawke’s Bay Business Awards 2026 are now open for applications. This is your opportunity to step back from the day-to-day, reflect on what your business has achieved, and share the work your team has put in across the past year. You can nominate yourself or another outstanding Hawke's Bay business.
Oh and the 2nd pic is of Gail talking the Mayor into giving her one of his 'drinks' tickets! 🤣🤣

One of the most common questions we get is: “Should I own my rental in my own name, a company, or a trust?”

The answer isn’t one-size-fits-all — but choosing the right structure early can save you a lot of time, cost, and stress down the track.

Here’s a simple breakdown of your main options:

Thanking About Owning a Rental Property? Your Structure Matters More Than You think — Pulse Accountants One of the most common questions we get is: “Should I own my rental in my own name, a company, or a trust?” The answer isn’t one-size-fits-all — but choosing the right structure early can save you a lot of time, cost, and stress down the track. Here’s a simple breakdown of your main option...

💸 If you’re flat out right now but still wondering where the money’s going - you’re not the only one.

We talk to tradies all the time who are busy as… but the numbers don’t reflect it. Plenty of work, not much left at the end of the month.

Most of the time, it comes down to pricing. 💸

Working Hard but Not Seeing the Money? Let's Talk Pricing — Pulse Accountants If you’re flat out right now but still wondering where the money’s going - you’re not the only one. We talk to tradies all the time who are busy as… but the numbers don’t reflect it. Plenty of work, not much left at the end of the month. Most of the time, it comes down to pricing…

IRD is trialling a faster process to report large unpaid tax debts to Centrix.
Selected businesses with significant GST, PAYE or income tax arrears will get a "Notice of Intent" in their myIRD account on the same day a couriered notice goes to the company’s registered office.

Helping You Stay Ahead: Changes to IRD Credit Reporting — Pulse Accountants IRD is trialling a faster process to report large unpaid tax debts to Centrix. Selected businesses with significant GST, PAYE or income tax arrears will get a "Notice of Intent" in their myIRD account on the same day a couriered notice goes to the company’s registered office.

Gail has now been a Certified Profit First Professional for 2 years! This certification means that she's been formally assessed by Profit First Australia and New Zealand to ensure she meets the stringent requirements to offer Profit First services to our clients.
She's excited and ready to work with clients to help transform their financial management and achieve their business goals.
Let's take your business to the next level together!

The Five People You Need on Your Team if You're Buying a Business :
1. Lawyer ✅
2. Accountant ✅
3. Human Resources Specialist (HR) ✅
4. Mortgage/Lending Advisor ✅
5. Business Finance Coach ✅
Find out why below…

The Five People You Need on Your Team if You're Buying a Business — Pulse Accountants Lawyer Accountant Human Resources Specialist (HR) Mortgage/Lending Advisor Business Finance Coach Find out why below…