David Riddell - CM Financial Adviser

🫖 Important question… ‼️

Are you milk with the tea bag or milk without the tea bag? 🤔🫣

And yes, there is definitely a right answer… 👀

👇 Settle the debate in the comments!

Whenever I see a Givealittle page shared, I see two things.

❤️ The best of humanity — people coming together to support someone through an incredibly difficult time.

💔 And a family potentially facing financial pressure when their focus should be elsewhere.

Givealittle has an important place, but relying on donations to cover medical costs, lost income or everyday expenses is a risky position to be in.

That’s why life and health insurance matter.

Not because we can predict what will happen, but because we can’t.

Protection is about giving your family options, dignity and financial certainty when life doesn’t go to plan.

Don’t hope you’ll have support when you need it. Have a plan in place before you need it.

📞 021 359 369 — Happy to chat.

Being part of the community is at the heart of what we do

Sponsorship | Referral program | Fundraising | CM Financial Advisers REFERRAL PROGRAM Help raise money for your club or organisation If a person connected with your club or organisation becomes a client of CM Financial Advisers or MTF Napier we will donate* to the club or organisation. How it works Your chosen club or organisation will receive a donation from CM Fina...

So chuffed to be part of the CM Financial Advisers team! 💙💛

We’ve been named finalists in not one but two categories at the The Hits Hastings City Celebration Awards 2026 – Employer of the Year and Professional Service of the Year.

I’m fortunate to work with such a great group of people who genuinely care about our clients and each other. A huge congratulations to the whole team – this recognition is so well deserved.

Looking forward to celebrating with everyone on 21 August! 🎉

Feeling incredibly grateful to have been selected by Fidelity Life for this year’s Advice Masters cohort.

It’s a real privilege to learn alongside and collaborate with some of the best advisers in our industry. I’m looking forward to the opportunity to grow, be challenged, and continue delivering even better outcomes for my clients.

A recent client assumed an injury wasn’t covered by their insurance, so they never made a claim.

After reviewing their policy, we discovered they were actually entitled to a payout.

The result? $15,000 back in their pocket.

It’s a great reminder that what you think isn’t covered sometimes is. A quick review of your insurance could uncover benefits you didn’t realise you had.

If it’s been a while since you’ve reviewed your cover—or you’ve had a claim you never lodged—let’s have a chat.

📞 021 359 369