Xavier Kotze - Sanlam Financial Adviser, Worcester

Children are at the heart of SA's estate vulnerabilities

Did you know?
When banks are appointed as executors, they charge up to 3.5% + VAT on assets and 6% + VAT on income earned during the administration process - and theses costs can quickly add up.

At Sanlam Legacy, we believe in fair, transparent fees.
We:
* Charge less than the standard rate
* Waive the 6% income fee
* Offer a 25% indemnity
* Speed up administration, saving time & money

Let us help you protect your legacy-without overcharging your loved ones.

Protect What You Own - Wherever it is.
Your will should travel as far as your assets do.

A Worldwide Will can protect your estate if you have assets in countries like the UK, where inheritance laws align with South Africa's freedom of testation.
However, for countries with different heirship rules, a separate offshore will might be the safer choice.

Secure your global estate with Sanlam Legacy guidance - Contact me today, Your Sanlam Advisor.

Wealth is built with intention.
So should your legacy be.

This Women's Month, take the opportunity to review how your assets, family and legacy are protected.

A carefully structured estate plan can help ensure that your wishes are clearly documented and that the people and assets that matter most are considered.

Don't leave the future of your legacy to chance.

Contact me today to review your Will and estate planning.

Is Your Will Future‑Proof?
Let me, your Sanlam Financial Adviser, guide you through the key decisions that protect your legacy with Sanlam Legacy.