Mpho Motsoko - Sanlam Financial Adviser, Mthatha

A healthy heart journey starts long before adulthood. ❤️

As parents and caregivers, the habits we help children build today can shape their health for years to come. Small changes like more active play, balanced meals, and less screen time can make a meaningful difference.

This Heart Awareness Month, let's focus on progress, not perfection. Every healthier choice is a step towards a stronger future.

🔗Read more about reversing childhood obesity in my blog and support better heart health for the next generation.

Reversing Childhood Obesity for Better Heart Health | Mpho Motsoko | Sanlam Financial Adviser | Mthatha Website users may experience intermittent downtime between 04/09 - 07/09 while infrastructure maintenance is carried out. Report any issues to [email protected]

A common challenge for many SMEs isn't a lack of ambition. It's a lack of financial visibility.

Economic uncertainty, changing market conditions and rising costs make financial discipline more important than ever. One of the simplest ways to strengthen your business is to revisit the fundamentals:

• Build and update a financial roadmap
• Stay on top of bookkeeping and tax planning
• Monitor cash flow consistently
• Manage debt strategically
• Keep personal and business finances separate

As the saying goes, "A failure to plan is a plan to fail."

Taking time to review these areas can help business owners move from simply surviving to planning for sustainable growth.

🔗 Explore the full article in our blog for practical insights on giving your business finances a spring clean.

Time to Spring Clean Your Business Finances | Mpho Motsoko | Sanlam Financial Adviser | Mthatha In money, as in life, a failure to plan is a plan to fail. This spring, get your financial house in order by preparing a financial road map for the year ahead. Pandemics, climate change, crime, political unrest and a sluggish economy have had a devastating impact on many SMEs over the past few years...

Spring has arrived... but so has a bigger fuel bill. 🚗⛽

With petrol set to increase by R1.34 per litre and diesel rising even more, many South Africans will feel the impact on their monthly budgets.

According to the latest adjustment, higher global oil prices are among the key drivers behind the increase.

While we can't control fuel prices, we can control how we prepare:

✅ Review your monthly transport budget
✅ Combine errands into fewer trips
✅ Consider carpooling where possible
✅ Redirect small savings from non-essential spending to cover higher travel costs

A few small changes can help soften the pressure on your wallet.

Take a look at September fuel price changes and prepare accordingly:

https://businesstech.co.za/news/energy/872498/here-is-the-official-petrol-price-for-september-7/

💡 Ready to make smarter financial decisions? Celebrate Money Smart Week with Mpho Motsoko and take control of your money. Contact me to speak with a financial adviser.

Website: https://www.sanlamadvice.co.za/adviser/mpho-motsoko/contact-us/

🌸 Know Your Worth. Invest in Your Future. 🌸
This , Financial confidence starts with recognising your value and taking intentional steps towards your goals.

Whether you're growing your wealth, planning for retirement, protecting what matters most, or building a lasting legacy, every smart financial decision today helps create a stronger tomorrow. 💙

📞 Ready to take charge of your financial future? Speak to your trusted financial adviser today - 0784738590

💬 Tag a woman who inspires you.

🔄 Share this post to encourage someone on their financial journey.

📲 Follow our page for more financial planning insights and practical money tips throughout Women's Month.

💡 Divorce can bring significant financial changes, making it important to understand the impact on your income, assets, savings, and future financial goals. Being informed can help you make confident decisions and build a secure financial future.

Women and Divorce the Financial Implications | Mpho Motsoko | Sanlam Financial Planner | Mthatha It is said that nearly half of all marriages in South Africa end in divorce. Unfortunately divorce usually goes hand in hand with great unhappiness about the way in which the assets the two parties have built up over the years should be divided.

South African women drive the economy, yet many remain underinsured. Ask yourself these key questions today to safeguard your income and family's future.

Questions Every Woman Should Ask Herself | Mpho Motsoko | Sanlam Financial Planner | Mthatha South African women drive the economy, yet many remain underinsured. Ask yourself these key questions today to safeguard your income and family's future.