Giveness Tshimomo- Sanlam Financial Advisor- South Africa

What is Financial Planning?

In order to prepare for your future, you will need to find a way that you can manage your finances to achieve your life goals. Financial planning will help you to do this and the financial planning process follows the Six Steps approach. Each of these steps are important in developing a plan that is tailored to your own unique circumstances.

For more information on the six steps you can check out the Financial Planning Institute official website below.

https://www.fpi.co.za/FPI/A_career_in_financial_planning/What_is_financial_planning/FPI/A_Career_in_Financial_Planning/What_is_financial_planning.aspx?hkey=212765fb-96aa-469c-9f06-fd6ee5f73fc4

For your benefit, here are some of the benefits of Financial Planning;

You will see your finances from a holistic point of view, so you understand how your individual financial decisions impact your overall financial success.

You will be able to identify your long term financial goals and the steps needed to achieve those goals.

Track your progress and make adjustments as you experience new life events or develop different perspectives.

Creating an effective financial plan takes time, know-how and experience. Even if you are using popular consumer financial tools, planning on your own can be overwhelming and frustrating. Consulting with a financial advisor not only reduces workload, it helps you ensure that your plan is comprehensive and based on current trends and data.

If you need help getting started with your financial planning, you are more than welcome to give me a shout.

Giveness Tshimomo
071 2022 975
[email protected]

Budgeting is the process of creating a plan to spend your money. Creating this spending plan allows you to determine in advance whether you will have enough money to do the things you need to do or would like to do. Budgeting is simply balancing your expenses with your income.

Here are some benefits for your benefit:

It Helps You Keep Your Eye on the Prize.
It Helps Ensure You Don't Spend Money You Don't Have.
It Helps Lead to a Happier Retirement.
It Helps You Prepare for Emergencies.
It Helps Shed Light on Bad Spending Habits.

If you need help getting started with your financial planning, you are more than welcome to give me a shout.

Giveness Tshimomo
071 2022 975
[email protected]

Financial planning gives you a plan to achieve your financial goals in different life stages. A prudent plan can help you: Save for emergencies by providing a financial cushion to deal with unexpected crises. Satisfy today's financial needs by monitoring your savings and expenses. Advice