Stefan Hartzenberg- Financial Adviser

https://www.fanews.co.za/article/life-insurance/9/general/1202/unlocking-the-power-of-life-cover-for-young-people/37293

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📢 BRIDGING THE HEALTHCARE GAP 🩺
🔸 What is GAP Coverage? GAP Cover is supplementary insurance that ensures comprehensive coverage by bridging the difference between your medical aid payout and the actual cost of medical procedures, giving you peace of mind.
🏥 In- and Out-of-Hospital Cover @ 500% Enjoy comprehensive coverage for medical procedures both in and out of the hospital, with benefits extended to 500% of your medical aid's payout, subject to the Overall Policy Limit (OPL).
💰 Co-payment Benefit Get assistance with co-payments, providing you with financial support for additional expenses.
🦷 Dental Coverage Benefit from dental treatments with coverage up to R 8,000 for out-of-hospital procedures and OPL for in-hospital treatments.
🤰 Maternity Cover Enjoy coverage for maternity-related expenses, including a private room benefit for a comfortable birthing experience.
🔬 Sublimit Benefit Receive additional coverage for scopes, internal prosthetic devices, and renal dialysis with sublimit benefits.
🔍 Radiology Cover Access comprehensive coverage for radiology services, including gaps, co-payments, sub-limits, and top-ups.
🎗 Cancer Benefit Receive coverage for cancer treatment, including breast reconstruction, treatment shortfalls, and top-ups.
👨‍⚕ Out-Patient Specialist Consultation Benefit Enjoy coverage for specialist consultations conducted in an outpatient setting.
⚠ Casualty Benefit Receive coverage for accidental events or illness requiring casualty treatment.
💆‍♀ Trauma Counselling Access coverage for trauma counselling to support mental health during difficult times.
💔 Accidental Death and Disability Benefit Receive R 25,000 for the member and spouse, and R 5,000 for dependents in the event of accidental death or disability.
🎗 First-Time Cancer Benefit Get R 30,000 per insured person per lifetime for first-time cancer diagnoses, subject to terms and conditions.
💼 Medical Aid Contribution Waiver In the event of death or permanent disability due to an accident, receive a waiver for medical aid contributions for up to 6 months, limited to R 4,500 per month.
🎓 Extra High-School Learning Support Access support for extra high-school learning from Grade 8 to Grade 12.
✈ International Travel Insurance Enjoy international travel insurance coverage for one trip per policy per year, with a maximum duration of 31 days.
When it comes to your health, don't leave gaps in your coverage. Choose Stratum Benefits and bridge the healthcare gap today!
📩 For more information or to request a quote, email: [email protected]
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