Gericke Zondagh Financial Planning

A fortress is only as strong as the vigilance of those who guard it. 👁️ In the same way, we continuously monitor and adjust your financial plan to ensure it stays on course. Let’s build, protect, and grow your wealth with care and attention.

Serving up success on and off the court! As proud sponsors of the K.O.P Padel League, we know that just like in padel, scoring big in wealth requires strategy and precision. 💡💰
Let PSG Wealth Waterkloof help you ace your financial game and reach your goals.
K.O.P Padel

Have you invested in your pot of gold this week? At PSG Wealth Waterkloof, we believe that every step towards smart investing and savings brings you closer to your financial treasure. Whether it’s refining your budget, growing your investments, or planning for the future, let’s ensure you’re on track to achieve your golden goals. 💰✨

Every financial journey has its twists and turns, but with the right guidance, the destination is always within reach.
At PSG Wealth Waterkloof, we navigate the complexities so you can focus on what matters most. Let’s journey together toward your financial success. 🌅🚗

Just as a boat finds safety in a calm harbour, your financial future deserves the same security. At PSG Wealth Waterkloof, we're committed to helping you anchor your wealth strategy, ensuring you sail smoothly through life's financial waters. 🌊💼

🌅 New week, new opportunities! Success in wealth isn't just about numbers—it's about mindset.
At PSG Wealth Waterkloof, we help you create the financial future you deserve.
Let's start this Monday with a plan that paves the way to prosperity. 💼💡

Introduction of the `two-pot´ retirement system

You are probably already aware of the imminent changes to legislation concerning retirement funds effective from 1 September 2024, which will see the introduction of the `two-pot´ retirement system.

The new system will, in effect, see retirement savings split into three pots, namely a pot containing retirement savings prior to the introduction of this legislation (the `vested pot´) and two new pots, namely a `savings pot´ and a `retirement pot´.

It's important that you are fully aware of these changes, as they will impact how the retirement funds you are invested in will engage with you in future.

Please refer to the attached infographic that explains the new retirement system visually. We recommend that you contact your financial adviser to explain the impact these changes could have on your individual circumstances.

9 RULES OF THUMB TO ACHIEVE FINANCIAL FREEEDOM
As per our CIO: Dr Adriaan Pask

RULE 9: Take Advice

Investors who heed the advice of professional financial planners have a better chance of reaching their investment goals.
Research from Morningstar, titled ‘Alpha, Beta and now Gamma’, argues that investors can generate better returns by having a sound investment plan and sticking to it. The research concludes that the retirement income for a hypothetical investor would be nearly 23% higher if they made use of a financial adviser.

CONLUSION:
Whether you are a young person who would like to start investing or an existing saver who practices these rules on a regular basis, we encourage you to SPEAK TO A FINANCIAL ADVISER if you need any additional support or guidance.
We have an award-winning team and products at your disposal.

🌟 Monday Motivation 🌟

Kickstart your week with a plan! Financial success doesn’t happen overnight—it’s about making consistent, smart decisions. At PSG Wealth Waterkloof, we’re here to guide you every step of the way. Let’s turn your financial dreams into reality, one goal at a time. 💼✨

Have you been following our 9 rules of thumb series?

9 RULES OF THUMB TO ACHIEVE FINANCIAL FREEEDOM
As per our CIO: Dr Adriaan Pask

RULE 6: Compound interest is your greatest ally.

Over a short term it may not seem like the difference between 7,8,11 or 15% is all that much, but these differences grow and compound over time.
By way of example, a R100 cash investment that grows at 7% would grow to R387 over a 20-year period, whereas an equity investment growing at 15% would be worth R1 637.

Play your wealth game like you play padel: Smart, Strategic, and always ahead of the curve. 🎾📈
Proud sponsor of the K.O.P Padel League.
K.O.P Padel

Good morning and happy Monday! 🌞

There’s no better way to start the week than by making smart financial decisions. At PSG Wealth Waterkloof, we’re here to help you navigate the world of investing with confidence.
Let’s make this week a step closer to achieving your financial goals.