Kevin Mabunda - Sanlam Financial Advisor Lynnwood, Pretoria

Have you ever thought about the story you'll leave behind?

A will is more than a legal document. It's a way to protect the people you love and ensure your wishes are honoured when you're no longer here.

As we prepare for Wills Week (14-18 September), take a moment to think about the legacy you're building today. Peace of mind isn't just about planning for now. It's about planning for the future with confidence.

Visit our website today and use our online will tool to take the first step towards securing your legacy.

https://www.sanlamadvice.co.za/adviser/kevin-mabunda/financial-planning/online-will/

Give your children confidence in their future by choosing the right financial partner to help you create a legacy that lasts.

https://www.sanlamadvice.co.za/adviser/kevin-mabunda/campaigns/sanlam-legacy

There's no one-size-fits-all answer to determining your life insurance needs. Your life cover should be based on your income, debts, and the financial needs of your loved ones, especially if they rely on you.

The goal?

To protect their future, no matter what life throws your way.

Kevin Mabunda unpacks the types of cover you may need and how to review your cover 👉 - read more here: https://www.sanlamadvice.co.za/adviser/kevin-mabunda/blogs/how-to-determine-your-life-cover-needs/

Have you ever wondered what would happen to a loved one who depends on you if you were no longer around? 💙

Estate planning isn't only about passing on wealth. It's about making sure the people who rely on you are cared for according to your wishes.

For parents of children with disabilities or dependants who may struggle to care for themselves, having a valid will and the right estate planning structures in place can make a significant difference.

Proper planning can help ensure ongoing care, minimise uncertainty, and provide peace of mind for your family.

One important takeaway: Estate planning is not just for the wealthy. It's for anyone who wants to protect the people they love.

Read the full article on my blog and discover how thoughtful estate planning can help protect vulnerable loved ones.

Estate Planning Caring for Those Who May Not Be Able to Care for Themselves | Kevin Mabunda | Sanlam Financial Adviser | Pretoria Proper estate planning is one of the most important things you can do for your children. Not only does it spare them the anxiety of having to tussle over your estate while mourning your loss, but it can also serve as a final parting gift from one generation to the next. Despite this, 70% of South Af...

💡 Divorce can bring significant financial changes, making it important to understand the impact on your income, assets, savings, and future financial goals. Being informed can help you make confident decisions and build a secure financial future.

Women and Divorce the Financial Implications | Kevin Mabunda | Sanlam Financial Adviser | Pretoria It is said that nearly half of all marriages in South Africa end in divorce. Unfortunately divorce usually goes hand in hand with great unhappiness about the way in which the assets the two parties have built up over the years should be divided.

While tax preparation may be an enjoyable task for a select few, THE MAJORITY OF US groan at the thought. It need not be too arduous, though, if we are prepared which would ensure a smooth and stress-free filing experience.

We’ve got you covered with simple steps to streamline the process. View these tips and more on my digital business card (link in bio) or make contact below to have them sent your Inbox.

Kevin Mabunda: 📞0655260173

Office: 📧[email protected] / 1 Sanlam Street, Lynnwood, Pretoria, 0002

Here's how tax season can be less taxing...

1.Get organised, early

Take note of the tax season dates on the SARS eFiling website relevant to you, then begin by gathering all the necessary documents.


2.Your Essential Tax Filing Checklist

Create a dedicated folder to keep everything in one place, so it’s easier to find what you need, when you need it. Documents you’ll require typically include:

- IRP5/IT3(a)
- Medical aid tax certificate
- Retirement annuity tax certificate
- Make sure your tax info is up to date

Contact SARS or log on to SARS e-Filing to check your tax status and make sure that your previous tax returns and details are current. If your contact information, residential address and/or banking details are not correct, you may encounter problems accessing your e-Filing profile or receiving any refund payments owed to you. Likewise, if previous tax returns are outstanding, you may be issued with a penalty. You will need to address any outstanding tax returns to ensure a smooth filing process this year.

3.Understand your SARS auto-assessment

This is a pre-populated (filled in) tax assessment issued by SARS to certain taxpayers. SARS uses tax information supplied by employers, financial institutions, medical schemes and other third-party data providers to generate an assessment automatically, without any input from you, the taxpayer. You’ll know if you’ve been auto-assessed by SARS because they will notify you by email and/or by SMS.

What should you do if you’ve been auto-assessed?
It’s very important not to approve your assessment without carefully checking it (or having your tax practitioner check it) first, as SARS may not have received all of your most up-to-date documentation, and you may miss out on claiming certain deductions. An auto-assessment simply allows tax payers to understand what tax information SARS already has.

4.Seek help if you need it

If you find yourself overwhelmed or unsure about any aspect of the tax process, don’t hesitate to seek professional assistance from a registered tax practitioner, who can ensure you’re compliant with all regulations and potentially identify deductions or credits you may have overlooked.

Alternatively, you could use an online service like Tax Tim (taxtim.com), which can take you through the process step by step, helping you to avoid penalties, maximise your refund and file your return in as little as 20 minutes.

5.Be aware of scams

‘Phishing’ refers to the attempt to trick individuals into revealing sensitive information such as login details, passwords, credit card numbers, bank account information or other personal data. This is typically done through deceptive emails, text messages or fake websites that appear legitimate. SARS has a page dedicated to making the public aware of scams. Examples include emails that appear to be from [email protected] or [email protected] , indicating that taxpayers are eligible to receive tax refunds.

Beware of emails that ask for personal, tax, banking and e-Filing details. Learn more here to avoid being scammed.

🌸 Know Your Worth. Invest in Your Future. 🌸
This , Financial confidence starts with recognising your value and taking intentional steps towards your goals.

Whether you're growing your wealth, planning for retirement, protecting what matters most, or building a lasting legacy, every smart financial decision today helps create a stronger tomorrow. 💙

📞 Ready to take charge of your financial future? Speak to your trusted financial adviser today - 0655260173

💬 Tag a woman who inspires you.

🔄 Share this post to encourage someone on their financial journey.

📲 Follow our page for more financial planning insights and practical money tips throughout Women's Month.

Many women are solely responsible for their children 👩‍👧‍👦

SHARE this privately with a colleague or friend on WhatsApp who needs to see this -
https://wa.me/?text=https://www.sanlamadvice.co.za/adviser/kevin-mabunda/blogs/single-mothers-even-more-at-risk-when-losing-their-income/

The importance of making careful provision should something unforeseen happen to a single mom cannot be overstated, as there is not a second stream of income generated by another person in their household.

When a single mother loses her ability to earn, the financial consequences can be devastating. 😳

Here is how you can plan and protect your income as a single mother, or when you have dependents.

Read more - https://www.sanlamadvice.co.za/adviser/kevin-mabunda/blogs/single-mothers-even-more-at-risk-when-losing-their-income/

https://www.sanlamadvice.co.za/bluestar/kevin-mabunda/blogs/single-mothers-even-more-at-risk-when-losing-their-income/

Single Mothers Even More at Risk When Losing Their Income | Kevin Mabunda | Sanlam Financial Planner | Pretoria Most parents will agree that raising a child is expensive. So, raising a child on one income is particularly tough but a reality for many South Africans. According to research conducted by the Human Sciences Research Council (HSRC) and the South African Race Relations Institute (SARRI), more than 40...

"Moms Know Best" - Teach Your Kids About Money 💰👩‍👧‍👦

Parents have a way of teaching valuable life lessons.

🌟 Mothers empower yourselves to teach your kids about money! 💸

Don't know where to start?

Here's a short article on our website that can help -

https://www.sanlamadvice.co.za/adviser/kevin-mabunda/blogs/what-parents-should-be-teaching-children-about-money/ 💡