Theo van der Sandt CFP FPSA

www.theovandersandt.co.za

Budget Speech 2026

Key Takeouts:

Debt stabilisation: Government says debt will stabilise in 2025/26 for the first time in 17 years, with deficits and debt-service costs continuing to decline.

Modest growth recovery: GDP growth is forecast at 1.6% in 2026, rising gradually to 2% by 2028, supported by reforms but still constrained by infrastructure and logistics.

Tax relief enabled by revenue gains: Stronger tax collection allows the withdrawal of the proposed R20bn tax increase, inflation-linked PIT relief, higher savings limits and VAT threshold relief for small businesses.

Infrastructure-led reform push: Over R1 trillion allocated to public infrastructure, alongside reforms in energy, logistics, municipalities and expanded public-private partnerships.

Social spending protected: Social grants rise and the social wage remains prioritised, funded through targeted savings and efficiency measures rather than broad tax hikes.
Source || Investec

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Ensure you have a Holistic Financial Plan in place for Unforeseen events. 🏆

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Not the worste day at the office! 🌊


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Discovery Day 2025!

Amazing product enchancements for 2026 by the industry leaders when it comes to innovation!

Discovery is an one stop shop that offers world class client centric products with all focus on their core purpose, and that is to make people healthier and enhance and protect their lives, this can only be achieved through its innovative shared-value Insurance model.



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Today I embraced Heritage day with Ma Minah, who has been part of my Family for over 10 years.

This is the day that honors the country's rich tapestry of cultures, traditions, and histories, recognizing the diverse heritage that forms the nation's identity. 🇿🇦🔥🏆

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*Vacancy*

My Team is expanding and we are looking for a Short Term Insurance Administrator
-Pretoria East-

Requirements:
Target driven individual
Can do mindset who are a team player with a go-getter attitude
Matric
RE
Own Transport
Discovery Insure product knowledge will be beneficial

Salary:
Industry Related with Commission

Send CV to:
[email protected]
0720258554

Platinum Adviser & CEO Awards Breakfast.

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https://www.facebook.com/share/1BdV1brHeV/

Most exclusive bank cards in South Africa and how much you need to earn to get one South Africans have to earn over R2.5 million to carry one of the most exclusive bank cards in the country.

Financial Year-End Braai with my Team!
Today we celebrated an Incredible year of Achievement. 🏆🏆🏆
I might be the face, but I'm nothing without a strong team behind me.

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