Future Planning BlueStar - authorised by Sanlam

Ongeag hoe gekwalifiseerd of goed betaald jou kinders word, kan dit nutteloos wees as hulle nie weet hoe om hul geld te bestuur nie. As ’n ouer het jy gelukkig die mag om jou kinders toe te rus met die hulpmiddels wat hulle nodig het om finansieel slim te wees.

What Parents Should Be Teaching Children About Money | Future Planning BlueStar | Sanlam Financial Planners Pretoria As a parent, you want to give your children every opportunity in life, and that undoubtedly begins with the best education you can offer them. You hope your children will do well at school, obtain a qualification and pursue a career, which will ultimately enable them to gain independence and financi...

Want to give your child a head start? This article shares practical, easy to apply tips - like encouraging saving early, talking openly about debt, and leading by example to build confident money habits that last a lifetime.

7 Tips Secure Your Childs Financial Future | Future Planning BlueStar | Sanlam Financial Planners Pretoria There’s never been a greater need for parents to give their children a solid financial foundation. For those who are unsure where to start, here are a few tips (and fun ideas) to guide you in having this conversation.

Investment scams rarely succeed by accident. Research in behavioural finance shows that many fraud schemes are structured to exploit predictable patterns in human decision-making.

Mathews Vattakunnel unpacks a range of biases fraudsters exploit to scam you, and how disciplined decision-making can help you stay protected.

Read more in the article below.

The behavioural traps fraudsters exploit – Glacier Insights Research in behavioural finance shows that many fraud schemes are structured to exploit predictable patterns in human decision making.

🛡️ This Winter, Fedhealth shares 12 Natural Ways to Boost Your Immune System

1. Drink Herbal Tea with Honey
– Supports respiratory health and offers natural antiviral and anti-inflammatory benefits.

2. Eat More Protein
– Essential for building and repairing immune cells.

3. Clean Your Workspace Naturally
– Use DIY disinfectants with essential oils to reduce germ exposure.

4. Use Personal Items in Public Spaces
– Minimize contact with shared surfaces by carrying your own pen and essentials.

5. Get a Massage
– Reduces stress hormones and promotes lymphatic drainage for better immunity.

6. Stay Social
– Positive social connections help reduce stress and strengthen immune responses.

7. Exercise Regularly
– Moderate activity improves circulation and immune function.

8. Eat Immune-Boosting Foods
– Include garlic, onions, citrus, berries, broccoli, yogurt, and fermented foods.

9. Get Enough Sleep
– 7–9 hours of quality sleep is vital for immune recovery and function.

10. Reduce Sugar Intake
– Excess sugar weakens the immune system. Choose whole food alternatives.

11. Try Mindfulness or Meditation
– Helps manage stress and reduce cold/flu symptoms.

12. Have S*x
– Boosts immunoglobulin levels, supports better sleep and lowers stress.

See full article and references here: https://www.fedhealth.co.za/articles/beat-the-sniffles-naturally/

💡Like, share and follow for more ways to take control of your wellness this flu season.

Diversify your investments to spread risk and increase chances of growth over time. A balanced portfolio helps shield you from market swings and improves long-term financial security. We share 5 tips for investors looking to start, or strengthen, their offshore investment journey.

Do Not Keep All Your Rands in One Basket | Future Planning BlueStar | Sanlam Financial Planners Pretoria Don’t keep all your rands in one basket. Diversify your investments to spread risk and increase chances of growth over time. A balanced portfolio helps shield you from market swings and improves long-term financial security.

The Answer: Earlier than you think. 👀

Judy says... "Whether it's toddlers learning patience to teens understanding saving, spending, and even debt - learning at every stage of your child's life matters in shaping a healthy relationship with money."

Are you having money conversations at home yet?

👉 Read my blog for tips to start that conversation with your young children, nephews, nieces and grandkids: https://www.sanlamadvice.co.za/bluestar/futureplanning/blogs/financial-literacy-from-toddlers-to-teens/219657432277

💬 "Watching clients send their kids to university, knowing I helped make it possible." 🎓

Becoming a trusted and successful financial adviser takes dedication, professional qualifications, and a genuine commitment to people. It’s a career built on expertise, ethics, and long‑term relationships — and the reward comes from seeing clients reach life milestones with confidence, knowing you played a meaningful role in their journey.

💼 Judy Kirsten
012 346 3409 / 0832641043

Learn more about my career here: https://www.sanlamadvice.co.za/bluestar/futureplanning/adviser/judy-van-freden/219657432277


🌟 EVERY CAREER HAS ITS REWARDS — WHAT'S YOURS? 🌟

You MUST share this post with new parents, in-laws, sons and daughters. They will thank you later.

👶 Your children depend solely on you for all their financial needs during the first part of their life. Give them the opportunities and protection they need and deserve.

Start a conversation with Judy Kirsten to help you plan for your child's future.

Contact us about:

🔹Saving for your child's school/ varsity education fees

🔹Savings and investment opportunities

🔹Insurance, medical aid and gap cover

🔹Wills, trusts and estates

Future Planning BlueStar
📞 012 346 3409
📧 [email protected]
📍 254C Delphinus Street, Waterkloof Ridge, South Africa, 0181