Concept Bouvardia

The value of a financial advisor lies in providing expert guidance, personalized strategies, and ongoing support to help individuals grow, protect, and manage their wealth with confidence and clarity.

The value of a financial advisor Taking control of your money and future means getting expert guidance, along with personalised financial planning and long-term strategies.

Protecting Your Legacy
We at Concept Bouvardia Bluestar can guide you through proper estate planning and help ensure your Will is valid and effective.

Drafting your will: The hidden risks of DIY solutions While DIY options may appear cost-effective, they can jeopardise your estate planning, resulting in irreparable financial and emotional damage.

The Wealth Bonus Lifestyle benefits offered by Sanlam provide access to a variety of discounts and perks, including travel, entertainment and education, all at no additional cost.
When you hold a qualifying Sanlam product with Wealth Bonus, you automatically enjoy access to these benefits.

A Tax-Free Savings Account (TFSA) in South Africa is a type of savings account that offers individuals the benefit of earning investment returns, such as interest, dividends, and capital gains, without being taxed. It is designed to encourage savings and investment among South African residents.

Income Tax Calculator | Concept Bouvardia | Sanlam Financial Planners Pretoria Work out the tax deductions you will pay for the current tax year and compare it to last year’s deductions by using this calculator. We’ve got the resources and financial solutions you need to budget, save, and invest.

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Anyone can join Sanlam’s loyalty programme from just R129/month. Sign-up online in just minutes. T&Cs apply.

Did you know?

While younger investors generally prefer high-equity portfolios, data shows that relatively few nearing retirement do so. However, at age 55, an investor may still have a 30-40 year investment horizon, suggesting potential for higher equity exposure within a balanced strategy

Let us assist you in constructing an investment portfolio that fits you.

Festive Season Smart Financial Tips | Concept Bouvardia | Sanlam Financial Planners Pretoria The festive season is meant for joy, connection and celebration – not financial stress. By taking proactive steps, you can navigate this time with ease and start the new year without anxiety about your finances.

Car Accident Important Next Steps | Concept Bouvardia | Sanlam Financial Planners Pretoria From minor scrapes and dings to more serious collisions, it helps to know what you should do if you get into a car accident to ensure a smooth insurance claim process. Here’s your guide.

The benefits of saving in a Retirement Annuity can not be overlooked

Retirement annuities 101: A comprehensive guide Many aspects of these funds may not be immediately apparent. Understanding these details can enhance your investment strategy and optimise your retirement savings.

Avoid a Financial Hangover in January | Concept Bouvardia | Sanlam Financial Planners Pretoria The festive season is fast approaching and with all the braais, lunches with the family, travelling with family and the Christmas lunch, your budget can easily be thrown out the window, giving you a financial hangover come January.

A Handy Checklist Before a Holiday Trip | Concept Bouvardia | Sanlam Financial Planners Pretoria Whether you’re planning an end-of-year trip or a staycation, these checklists and tips will help you enjoy your holiday with confidence.