SWL Financial Services

Most people think a Will is simply about deciding who gets what.

But what if your children are still minors? What if your spouse has never managed finances alone? What if you have a dependant who will need financial support for the rest of their life?

A trust in your Will can protect the people you love, not just in the moment, but for years after you are gone.

Share it with someone who could find it useful. 👇

📖 Read more: https://swlfin.co.za/wills-month-who-will-look-after-the-people-you-leave-behind/
📲 Let's Talk: https://swlfin.profileme.app/schalk-liebenberg

Does your current will reflect your life as it is today?

Life moves fast and your will needs to keep up. Marriage, kids, divorce, a new property, losing someone you had named as a beneficiary, if any of these events recently occurred in your life it's important that your will reflects this.

When last did you look at your will? It might be time.

📖 Read more: https://swlfin.co.za/september-is-wills-month-is-your-will-still-doing-what-you-need-it-to/
📲 Let's Talk: https://swlfin.profileme.app/schalk-liebenberg

Is your home ready for the rainy season?

Blocked gutters, cracked roof tiles and poor drainage can cause serious water damage, and in many cases, that damage may not be covered by your home insurance if it is linked to a lack of maintenance.

Take a few minutes to check your property before the storms arrive. It could save you thousands.

Take a read and share it with someone who could find it useful. 👇

📖 Read more: https://swlfin.co.za/rainy-season-is-around-the-corner-is-your-home-ready/
📲 Let's Talk: https://swlfin.profileme.app/schalk-liebenberg

Did you know that one organ donor can save up to 7 lives and transform over 50?

This August, for National Organ and Tissue Donation Awareness Month, we encourage every South African to consider registering as an organ and tissue donor.

Registering takes less than a minute. The most important thing after that is telling your family your wishes.

Visit www.odf.org.za or call 0800 22 66 11 (toll-free) to register today.

📖 Read more: https://swlfin.co.za/organ-and-tissue-donation-awareness-month-could-you-save-a-life/

Did you know that updating your Will does not automatically change who receives your life insurance payout?

Your policy beneficiary nomination is a separate instruction, and if it has not been updated, the proceeds may not go to the person you intended, regardless of what your Will says.

It is worth checking. Take a read and share it with someone who could find it useful. 👇

📖 Read more: https://swlfin.co.za/did-you-know-your-will-and-your-policy-beneficiaries-are-not-the-same-thing/
📲 Let's Talk: https://swlfin.profileme.app/schalk-liebenberg

Happy Women's Day. Celebrating the strength, grace, and achievements of every women everywhere.

Did you know that changing jobs, travelling more for work, or taking up a new activity could affect your life or disability cover?

Your cover was assessed based on your circumstances at the time you applied. If those circumstances have changed, your insurer may need to know.

A quick review could confirm whether your cover still reflects your real life.

📖 Read more: https://swlfin.co.za/did-you-know-changes-to-your-work-travel-or-activities-may-affect-your-life-cover/
📲 Let's Talk: https://swlfin.profileme.app/schalk-liebenberg

Did you know that if you were retrenched tomorrow, your income protection policy may not cover you?

Income protection and retrenchment cover are two different products for two very different risks.

Could you afford to go without an income for months? It is worth finding out what cover you actually have.

📖 Read more: https://swlfin.co.za/could-your-salary-disappear-tomorrow-even-if-youre-perfectly-healthy/
📲 Let's Talk: https://swlfin.profileme.app/schalk-liebenberg

Did you know that some life insurance policies can pay you an income from retirement age, not only your family when you pass away?

Most people have never been told this is even an option. Before you pay another premium, it may be worth asking: is my life cover doing everything it can for me?

One conversation could change what you thought you knew about your policy.

📖 Read more: https://swlfin.co.za/before-you-pay-your-next-life-insurance-premium-ask-yourself-one-question/
📲 Let's Talk: https://swlfin.profileme.app/schalk-liebenberg

Did you know that you can invest outside of your retirement fund with more flexibility and access to your money?

Voluntary investments can help you save for education, build an emergency fund, plan for a property purchase, or simply grow your wealth over time.

The earlier you start, the more time your money has to work for you.

📖 Read more: https://swlfin.co.za/voluntary-investments-building-wealth-with-flexibility/
📲 Let's Talk: https://swlfin.profileme.app/schalk-liebenberg