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Mutuality, it adds up. *Figure sourced from the 2025 PPS Integrated Report. The PPS Profit-Share Account™ reflects the accumulated value of annual allocations to members holding qualifying life-risk products, based on operating experience and investment performance. Amounts may be positive or negative and are invested until vesting at retirement from age 60, on death or limited policy terms. Past performance does not guarantee future results. The PPS Profit-Share Account™ balance is at 31 December 2025. PPS is a licensed life insurer, controlling company and authorised FSP.