Johan Von Brandis - Financial Advisor

Do you need a Financial advisor to help you with
- Short term insurance
- long term insurance
- Retirement annuity
- Invesment
- Will

Please contact me on 073 347 9755 - Johan von Brandis

Why should you consider disability cover?

Disability cover pays out a fixed cover amount if you are permanently unable to work due to an illness or injury. This is intended to replace a portion or all your future earnings that you may lose, if you are unable to perform your occupational duties.

Your income being one of your most valuable assets is protected with this cover, making sure you can still afford the lifestyle you are currently living. The lump sum payout can even be used to pay off your bond, any other debt you may have or make any adjustments to your home. Any remaining funds can be used as an income to cover your day-to-day costs.

Leave me a comment or send me a message to enquire about this great benefit.

Look at these great features Our Life Cover benefit has:
- Cover before your first premium is paid
- Access to a portion of the benefit within 48hours, giving you peace of mind that the most immediate expenses can be covered following your death
- A choice between giving your beneficiaries a lump sum or an income pay-out

Life Cover will pay your dependents a pre-specified amount of money in the event of your death. It is there to help ensure your loved ones are looked after and provided for, even if you are no longer alive and there to help them financially.

If you’d like to add Life Cover to your financial portfolio send me a message or leave me a comment.

Create a lasting financial legacy for yourself!

This means 3 main things:

- Leaving a legacy of wealth

Before you can leave wealth for future generations, it’s important to truly understand what is wealth. You see wealth has nothing to do with income. Income is the money we earn and use to pay the bills and maintain our lifestyles. Wealth, on the other hand, works for us. Wealth is the money and assets that create even more money and assets.

- Leaving a legacy of knowledge

You must know the rules of the financial game in order to win, but unfortunately too many of us are left in the dark. You can build a financial legacy simply by taking the time to become financially literate, and then passing that financial knowledge onto your children.

- Leaving a legacy of sound financial habits

The truth is that we are the sum of our habits. Good financial habits make us, while bad financial habits destroy us. Our children are small sponges, soaking up everything we do. They’ll inevitably inherit our financial habits. Build a financial legacy by leaving your descendants the gifts of wealth, financial knowledge, and sound financial habits.

Start today to build this legacy for you and your loved ones.

I am seeing clients or doing video calls with clients during this Level 4 lockdown. Let me know which is the easiest for you and lets begin putting together your financial portfolio.

When looking at setting up a retirement annuity there are generally two main options you can look at:
1) Recurring Investment
2) Once-off Investment

What do each of these mean and which one will be better for you?

A recurring Investment means that you will contribute R500 or more monthly towards your retirement annuity continuously until you plan to retire. The amount you contribute can be increased as your income changes. This option is great for someone who is starting to gain some financial stability and has entered the job market.

A once-off investment means that you will invest a lump from R15000. The lumpsum will sit and accumulate compound interest until such a time you withdraw for retirement. This option is ideal for someone who has a saved amount and wishes to invest it towards securing their ideal future, perhaps you've left an old position and had money paid out to you, or you've sold your car? This option is ideal for you.

When you'd like to discuss setting this up for you, I'd be happy to assist. Send me a DM and lets set up a meeting.

I hope everyone is staying safe during the chaos South Africa is experiencing at the moment.

I am still taking appointments via phone call or Skype.

What does my service offer you as a client?

Book your session with me and let's put together your financial plan.

Make your bed by William H. McRaven

This book is an easy read and will leave you so inspired. In this book William shares all the trials and tribulation he went through in the army and the lessons he learnt in the process.

What's your favorite books for achieving personal success?