PSG Wealth Rietondale Soutpansberg Road Pretoria

RA vs TFSA: the dynamic duo for your retirement savings Confused about retirement savings options? Discover how Retirement Annuities and Tax-Free Savings Accounts can work together as complementary products to maximise your retirement nest egg while enjoying significant tax benefits. Linda Kleynscheldt from PSG Wealth explains the strategic advantages of...

PSG Wealth was awarded the Top Wealth Manager of the Year: Large Institutions, 7 years in a row, in the 2025 Krutham Top Wealth Managers survey.

In addition to this coveted award, PSG Wealth also took first place in four archetype awards: Wealthy Executive, Retiree, Successful Entrepreneur and Lump-sum Investor. This achievement reflects our unwavering commitment to meeting our clients’ needs!

Connect with one of our 635 PSG Wealth advisers today to benefit from award-winning, objective and quality advice. https://advisers.psg.co.za

Budget Speech 2025 summary

View our handy infographic summarising some of the key take outs from

A Tax-free Investment is the perfect addition to your retirement savings.

Zero is the hero of smart investing!

Pay zero tax on your growth when you invest in a Tax-free Savings Account.

Open your PSG TFSA account before 28 February 2025. Let’s make your money work smarter, not harder.

Speak to one of our expert advisers today or learn more. psg.co.za/savings

Invest in a Retirement Annuity to maximise your tax incentives.

Pay zero tax on your growth when you invest in a Retirement Annuity. Open your PSG Wealth RA before 28 February 2025 to maximise your tax incentives. Speak to one of our expert advisers today or learn more: psg.co.za/savings

Differences between a Tax-free Investment and a Retirement Annuity.

Choosing Investment Products for Retirement | PSG Wealth Compare TFSAs and RAs in The Wealth Perspective Q4 2024. Discover tax benefits, access rules, and investment strategies tailored for your goals.

Why let your cash sit idle when the PSG cash account can make your money work for you. Find out more now: https://www.psg.co.za/save-and-invest/psg-cash-account

More information on the Two-pot Retirement System coming into effect 1 September 2024 :

When the two-pot system is implemented, most retirement fund members will have access to part of their benefits in case of emergencies or financial hardship.

But even though you can withdraw money from your savings component, you don’t have to. We recommend not to withdraw anything from your retirement fund so that you can retire more comfortably.