Annatjie Gagiano

Thay gym near you? It may be time to pop in. 👀

Thinking about trying the gym? This is your sign.

Get 14-day free access to a local Virgin Active club through the Discovery Bank app. If you love it, you could then get up to 75% off your local Virgin Active or Planet Fitness membership.

Would you give it a try? Tag someone who should join you.

📞 WhatsApp 072 825 2003 | ☎ Office 012 346 4712
📧 [email protected]
🌐 discoveryadviser.co.za/annatjie-gagiano

What if this spring could give you more? 🌱

This spring is a fresh opportunity to look after yourself. Move more. Eat better. Sleep well. Make healthier choices.

With Discovery Vitality, qualifying healthy choices can help you earn points and unlock rewards.

This September, we'll be sharing practical ways to make more of your health and benefits.

What's one healthy habit you want to make more consistent this spring? Tell us below, or share this with someone who needs a fresh start.

📞 WhatsApp 072 825 2003 | ☎ Office 012 346 4712
📧 [email protected]
🌐 discoveryadviser.co.za/annatjie-gagiano

Most retirement planning focuses on one moment: the day you stop working and start living off what you've saved. But that's not where the planning shoulGagiano it's where it needs to keep going.

A Discovery Invest Secured Capital Annuity is built for exactly that. Every year you stay invested, your Living Annuity income and your 13th cheque can be boosted by up to 50% — real, ongoing growth, built into the plan itself, not a once-off bonus you get and then forget about.

Retirement isn't the finish line. It's the part of the plan that still needs to work the hardest — and this is how we make sure it does.

Ask us about the Secured Capital Annuity, contact us today.

📞 082 573 0286 | ☎ 012 346 4712
📧 [email protected]
🌐 discoveryadviser.co.za/annatjie-gagiano

I am deeply grateful to share that I have been named among Discovery’s Top 20 Diamond Prestige Advisers for 2025/2026. This recognition is especially meaningful to me because this year also marks my 50th year in the financial services industry.

To reach a milestone like this after five decades is something I am incredibly grateful for.

When I look back over the past 50 years, I don’t simply see a career. I see thousands of conversations, decisions, challenges, celebrations and, most importantly, relationships. I have had the privilege of walking alongside clients through some of the most important financial decisions and seasons of their lives, and that is something I will never take for granted.

Being recognised among Discovery’s Top 20 Diamond Prestige Advisers is a wonderful honour, but I know that an achievement like this is never the work of one person.

To my incredible AMJ Gagiano team, thank you. Your dedication, professionalism and commitment are such an important part of what makes our practice what it is. I am incredibly grateful for each of you and for the role you play in supporting our clients and building our business every day.

To my clients, thank you for trusting me and allowing me to walk alongside you through so many different seasons of life. Those relationships are one of the greatest privileges of this profession.

And to everyone who has been part of my journey over the past 50 years, colleagues, business partners, friends and family, thank you for your support, encouragement and belief in me.

Fifty years in this industry has brought many changes, challenges and lessons, but it has also brought some of the most meaningful relationships and rewarding moments of my life.

I am grateful for where the journey has taken me, proud of what we have built together, and excited for everything that still lies ahead.

50 years in the industry. Top 20 in Discovery. And, above all, incredibly grateful.

Most investment platforms only reward your fund manager. Discovery Invest rewards you too.

Get boosts of up to 20% on lump-sum Retirement Annuity contributions, and up to 25% on additional contributions to Retirement Annuities — on top of access to world-class asset managers like Ninety One and BlackRock.

Find out how much more your investments with Discovery Invest can give you. Get in touch today.

📞 082 573 0286 | ☎ 012 346 4712
📧 [email protected]
🌐 discoveryadviser.co.za/annatjie-gagiano

Looking after your car has never been this rewarding.

With Vitality Drive, better driving means real savings on the things your car actually needs — up to 20% off vehicle servicing, plus discounts on new tyres. And that's just where it starts: think fuel spend back every month, and a Vitality Car Rating that rewards your good driving history when it's time to sell.

Good driving looks after more than just your safety. It looks after your wallet too.

Come see how far good driving can take you.

📞 082 573 0286 | ☎ 012 346 4712
📧 [email protected]
🌐 discoveryadviser.co.za/annatjie-gagiano

Every journey deserves peace of mind. Protection for the people who matter most.

Discovery Insure goes beyond just cover — it's proactive protection built into every policy. Stolen Vehicle Recovery keeps you covered if the unthinkable happens. Motion Alert and Impact Alert keep you aware of what's happening with your vehicle, always. Because real safety isn't just about what happens after something goes wrong — it's about staying ahead of it.

Get your Discovery Insure quote today.

📞 082 573 0286 | ☎ 012 346 4712
📧 [email protected]
🌐 discoveryadviser.co.za/annatjie-gagiano

Fuel is expensive enough. At least let your driving pay you back.

With Vitality Drive, Discovery Insure's driver behaviour programme, better driving means real rewards — up to R1,500 of your fuel spend back, every single month. Add discounts on new tyres and vehicle maintenance, plus a Vitality Car Rating that rewards your good driving history when it's time to sell.

The safer you drive, the more you save. It really is that simple. Find your Discovery Insure plan Contact us today. if you want to save on fuel too.

📞 082 573 0286 | ☎ 012 346 4712
📧 [email protected]
🌐 discoveryadviser.co.za/annatjie-gagiano

Annatjie Gagiano

Meet the team behind it all.

Meet the dedicated team behind AMJ Gagiano—here to guide you through every stage of your financial journey with advice you can trust and service you can rely on.

At AMJ Gagiano, you're more than just a client—you become part of a relationship built on trust, expert advice, and personalised service.

Ready to work with a team that's invested in your future? Get in touch with us today.

📞 082 573 0286 | ☎ 012 346 4712
📧 [email protected]
🌐 discoveryadviser.co.za/annatjie-gagiano

Banking that fits your life. Everything banking. One app. Anytime.

Your bank should fit into your life—not the other way around.

With Discovery Bank, you can manage your accounts, monitor your finances, book flights, invest, and get real-time support from an experienced banker 24/7/365—all from the palm of your hand. No queues. No branches. Just smarter banking, whenever and wherever you need it.

Ready for banking that works around your schedule? Speak to us at AMJ Gagiano today and discover a simpler, smarter way to bank.

📞 082 573 0286 | ☎ 012 346 4712
📧 [email protected]
🌐 discoveryadviser.co.za/annatjie-gagiano