Farzanah Atherton Advisory Services

This Nelson Mandela Day, let's remember that real change begins with each of us.

Through kindness, generosity and service to others, we all have the power to make a meaningful difference. 🇿🇦

Behind so much strength, success, and stability is often a mother quietly making it all possible. 🌸

To all the moms, grandmothers, and mother figures, thank you for everything you do.

Happy Mother’s Day from all of us at IWCP.

[Media Release]

FSCA has taken regulatory action against Mr Mosiuoa Zacharia Palime & MZP Markets.

Mr. Palime has been debarred from the financial services industry for 15 years & MZP Markets has been issued with an administrative penalty of R1million, inclusive of costs:

Oil prices climbed 🛢️📈 as fears of a widening Iran war intensified into its fifth week, raising global supply concerns 🌍. Gold steadied 💰 near R4 500 amid ongoing uncertainty. Locally 🇿🇦 the FTSE/JSE All Share Index is heading for its worst month since 2008 📉, pressured by weaker emerging-market demand and declining mining stocks. Despite all of this, the good news is that the South African Reserve Bank (SARB) held the repo rate steady at 6.75% 📊. Motorists are rushing to fill up ⛽ ahead of a R10.34 per litre increase, with diesel supply tightening. On the infrastructure front ⚡ the City of Johannesburg and City Power Johannesburg have launched the first phase of an EV charging network 🚗. Meanwhile 💧 Cape Town dam levels have dropped below 50% as water usage exceeds targets, but with the long weekend ahead, a shorter week and some well-earned family time offer a welcome reset.

Times like these remind us to stay the course and to speak to your financial adviser.

💵 USD/ZAR: 17.18
💷 GBP/ZAR: 22.64
💶 EUR/ZAR: 19.66
🥇 Gold ($): 4,495.57
⚪ Platinum ($):1,878.18
🛢️ Brent Crude ($): 113.38
📈 All Share: - 3.5% YTD
📉 S&P500: -6.96 % YTD
📊 FTSE: 1.78 % YTD
🌍 ACWI: -6.16% YTD
🌐 EM: 2.66% YTD

Got a story we missed? Drop a comment!
📞 Call us on 011 678 8904, or visit iwcp.co.za

Today we celebrate the strength, resilience, brilliance and impact of women everywhere. 💜

Happy International Women’s Day to the women who lead, nurture, build, inspire and break barriers every single day.

May we continue to support one another, open doors for each other, and raise the next generation of confident, courageous women.

Here’s to progress, equality, and powerful women — today and every day. 🎉

̇nternationalwomensday ❤️

Ramadan Kareem 🌙
May this sacred month bring barakah to your home, your health and your wealth.
With warm wishes
FA Advisory Services

December is for jolling, but January is for surviving, right? 😅

We all know the struggle: mid-December salary gets swallowed by holidays, and then you're trying to stretch the last cent until end-Jan. That "Janu-worry" is real, Yoh!

But listen, a little planning now can make a massive difference. Here’s your 3-step plan to avoid the January financial blues:

1.✍️ PAY JANUARY FIRST: As soon as that December salary lands, immediately transfer money for January’s bond/rent, electricity, and school fees. Your future self will thank you.

2. ✍MAKE A "JUST JANUARY" BUDGET: Write down ONLY what you need for January essentials; groceries, petrol, data, school stuff. Keep it separate from your festive spending.

3. ✍START A "JANU-WORRY JAR": Even R200-R500 saved now can be a lifesaver for surprises later. It’s your buffer for peace of mind.

Your financial wellness is the foundation for everything else. Let’s start 2026 on the front foot 👣with less stress and more control.

Need a hand making a plan? Drop a comment below or send me a DM. Let’s maak 'n plan together! 😎