SuperNova BlueStar- authorised by Sanlam

You've probably helped your parents with online banking, WhatsApp, or spotting scam messages.

But have you ever asked if they have a valid will?

It's not always an easy conversation to start, yet it's one of the most important. A will isn't only about money. It's about making sure your parents' wishes are known, their loved ones are protected, and unnecessary delays are avoided when the time comes.

A few simple questions to start:
✅ Do you have a will?
✅ Where is the original written will kept?
✅ Is the will signed & witnessed?
✅ When last was the will reviewed / updated?
✅ Who is the executor?

You don't need to discuss finances or who gets what. The goal is simply to make sure a plan exists and can be found when it's needed.

The reality is that many South Africans still don't have a will, which can leave families facing added stress and legal complications during an already difficult time.

Visit our website today and use our online will tool to take the first step towards securing your legacy.

https://www.sanlamadvice.co.za/bluestar/supernova/financial-planning/online-will/6198233357352

A common challenge for many SMEs isn't a lack of ambition. It's a lack of financial visibility.

Economic uncertainty, changing market conditions and rising costs make financial discipline more important than ever. One of the simplest ways to strengthen your business is to revisit the fundamentals:

• Build and update a financial roadmap
• Stay on top of bookkeeping and tax planning
• Monitor cash flow consistently
• Manage debt strategically
• Keep personal and business finances separate

As the saying goes, "A failure to plan is a plan to fail."

Taking time to review these areas can help business owners move from simply surviving to planning for sustainable growth.

🔗 Explore the full article in our blog for practical insights on giving your business finances a spring clean.

Time to Spring Clean Your Business Finances | Supernova BlueStar | Sanlam Financial Planners Kempton Park Website users may experience intermittent downtime between 04/09 - 07/09 while infrastructure maintenance is carried out. Report any issues to [email protected]

- Heart disease isn’t just for older adults – younger South Africans are at risk too. Stress, sleep, and mental health all play a role. Learn how you can protect your heart and your income with Sanlam →

Heart Health Risks for Under 45s | Supernova BlueStar | Sanlam Financial Planners Kempton Park Heart disease isn’t just an older adult’s concern. Younger South Africans face rising cardiovascular risks, worsened by stress, poor sleep, and mental health challenges. Protect your health and income with holistic Sanlam solutions.

👉 Gustave Vigoureux is asking... "What’s one money habit you’d like to improve this season?"

It’s the season for fresh starts — and your finances deserve one too. 🌿

Clear out old habits and make room for smarter money moves.

💬 Let us help you refresh your financial plan this Spring!

Help me reach more people who could benefit from expert financial advice. Your share can make a real difference in the lives of friends, family and work colleagues! 🙌💼

🤝As a Sanlam Financial Planner, I’m here to help individuals and families make informed, meaningful financial decisions — from safeguarding what matters to building long-term wealth.

💙 Connect with Sandy Botha
👉 https://www.sanlamadvice.co.za/bluestar/supernova/adviser/sandy-botha/86454106674432
📞 0115687176 / 0833457085
📧 [email protected]
🏠 39 Joubert Street, Glen Marais, Kempton Park, 1619

💡 Divorce can bring significant financial changes, making it important to understand the impact on your income, assets, savings, and future financial goals. Being informed can help you make confident decisions and build a secure financial future.

Women and Divorce the Financial Implications | Supernova BlueStar | Sanlam Financial Planners Kempton Park It is said that nearly half of all marriages in South Africa end in divorce. Unfortunately divorce usually goes hand in hand with great unhappiness about the way in which the assets the two parties have built up over the years should be divided.

South African women drive the economy, yet many remain underinsured. Ask yourself these key questions today to safeguard your income and family's future.

Questions Every Woman Should Ask Herself | Supernova BlueStar | Sanlam Financial Planners Kempton Park South African women drive the economy, yet many remain underinsured. Ask yourself these key questions today to safeguard your income and family's future.

It is said that nearly half of all marriages in South Africa end in divorce. Unfortunately divorce usually goes hand in hand with great unhappiness about the way in which the assets the two parties have built up over the years should be divided.

The marriage contract will determine to a large extent how these assets are to be divided.

Therefore, it is worthwhile to spend time scrutinising different forms of marriage contracts and how each of them can affect the division of assets later.

Here are a few examples from my blog: https://www.sanlamadvice.co.za/bluestar/supernova/blogs/women-and-divorce-the-financial-implications/85182947654940

Need further information? Speak to Alex Du Toit, 0824612827
📞0115687176
📧[email protected]
🏠39 Joubert Street, Glen Marais, Kempton Park, 1619

Leave a message on my digital business card - https://www.sanlamadvice.co.za/bluestar/supernova/adviser/alex-du-toit/85182947654940

Ladies, here’s how you can help the men in your life take care of their health 💙

As the CEOs of the household, we know it’s not always easy to get them to book that check-up — but Supernova BlueStar has got you covered!

Here’s how to lead the way to healthier living:

1.Make the appointment. Men need regular check-ups just like women to detect and prevent health problems. Book a lunch date as a post check-up reward.

2.Plan to exercise together. Many health conditions, such as colon cancer, can be prevented by regular exercise. Go for a walk, or play a game of tennis over the weekend. Also, guys are very much into their gadgets apps and tech. There are a number of men’s health apps available today to help the man in your life to live healthier.

3.Tweak your diet. Whether the goal is to lose weight or to gain muscle; a healthy diet is the way to go. Incorporate more fruit and veg, lean proteins like fish or chicken, high-fibre foods like beans and legumes, oats and avocado, and wholegrains like brown rice and pasta, whole wheat bread and quinoa.

4.Encourage him to stop smoking. Smoking is linked to heart disease, lung disease, cancer and strokes.

5.Find ways to eliminate stress. Balance work with downtime or a fun hobby.

Talk to your partner about health related articles you come across; ask him to make sure that he’s around for a long time.

Source: nationaltoday.com, heart.org, newsworks.org, canadianliving.com. hitchedmag.com, oprah.com, today.com, greatest.com, technotox.com, livescience.com, mh.com, nurseadvisormagazine.com, menshealth.com, mom.com, huffpost.com, stopcoloncancernow.com, gov.za, lifeinsurance.standardbank.co.za, healthline.com