Chartered Wealth Solutions

At some point, success stops being about accumulation and starts being about meaning.

In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by entrepreneur, mother, and serial reinventor Miranda Isaakidis for a powerful conversation about curiosity, change, and creating a meaningful life through every stage.

From surviving financial setbacks like the 1987 crash…
To building a business rooted in purpose and empowerment…
To rethinking retirement not as an ending, but as the freedom to live more intentionally…

This conversation explores what happens when the traditional markers of success begin to shift, and how fresh thinking, courage, and purpose can open the door to entirely new chapters.

🎧▶️ Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/ageless-reinvention/id1825127740?i=1000768685452
Spotify: https://open.spotify.com/episode/1cFHVpQ0yF82aMDmV7L2Oa?si=9a6e58dbef194950
& YouTube: https://youtu.be/7yeDeb3sb9g?si=01uOEEnXqbpHk41-

It is a powerful reflection on reinvention, partnership, and the idea that life’s later chapters can be some of the most meaningful yet.

This Mother’s Day, we celebrate all the women who show up with love, compassion and generosity for others.

To every mother, grandmother, caregiver, mentor, friend and nurturer, Happy Mother’s Day 🩵

Why is clear thinking the first thing to go when it matters most?

In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter sit down with neurologist Dr Kirti Ranchod to unpack how stress, burnout, and overwhelm impact your brain - and your decisions.

Clarity doesn’t come from pushing harder.
It comes from creating space.

🎧 Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/feeling-stuck-what-stress-is-really-doing-to-your-brain/id1825127740?i=1000763009618
Spotify: https://open.spotify.com/episode/4KQ4vSg9Qwcq79uHUyDQSP?si=Qs7Idx7NTWqrD4MAytpDhA
& YouTube: https://youtu.be/l24PAU7lO7M?si=-2ycw6Jgm_t5h-8F

Why is it so hard to think clearly when it matters most?

In this episode of Life Chapters, Money Choices, we explore what stress, distraction, and uncertainty are doing to your brain and how that affects the way you make decisions.

Michael Avery and Kim Potgieter are joined by neurologist Dr Kirti Ranchod to unpack the link between brain health and life transitions, from burnout and overwhelm to memory lapses and mental fatigue.

If you’re facing a big decision, this conversation is a reminder that clarity doesn’t come from pushing harder. It comes from creating space.

🎧Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/feeling-stuck-what-stress-is-really-doing-to-your-brain/id1825127740?i=1000763009618
Spotify: https://open.spotify.com/episode/4KQ4vSg9Qwcq79uHUyDQSP?si=Qs7Idx7NTWqrD4MAytpDhA
& YouTube: https://youtu.be/l24PAU7lO7M?si=-2ycw6Jgm_t5h-8F

We don’t often plan for the moment when roles shift - when our parents start relying on us.

In the latest Life Chapters, Money Choices episode, Michael Avery, James Carvalho and Kim Potgieter unpack the realities of power of attorney in South Africa, what happens when capacity is lost, and why these conversations matter sooner than we think.

A practical, human conversation about preparing for the “what ifs.”

🎧 Listen on Apple Podcasts: https://podcasts.apple.com/za/podcast/life-chapters-money-choices/id1825127740?i=1000760186346
Spotify: https://open.spotify.com/show/5PvrQGti3UMZTSZ96H6XKj...
& YouTube: https://youtu.be/3ryklywSnUQ?si=7HKOYyaP3e2vkRq4

If this is a chapter you have not yet thought about, it is one worth paying attention to.

We do not often plan for the moment when roles begin to shift. When the people who once guided our decisions start relying on us to help manage theirs.

Caring for ageing parents is one of the most emotional and complex life transitions. It brings difficult conversations, changing family dynamics, and decisions that many families only face when it is already too late.

In our latest episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by James Carvalho to unpack what families need to understand about power of attorney in South Africa and why it may not work the way many people expect.

This is a practical and deeply human conversation about preparing for the what ifs. It explores what happens when mental capacity is lost, how families can navigate the process, and why starting the conversation early makes all the difference.

🎧 Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/beyond-power-of-attorney-what-families-need-to-consider/id1825127740?i=1000760186346
Spotify: https://open.spotify.com/show/5PvrQGti3UMZTSZ96H6XKj?si=3eeab878ce48414b
& YouTube: https://youtu.be/3ryklywSnUQ?si=7HKOYyaP3e2vkRq4

If this is a chapter you have not yet thought about, it is one worth paying attention to.

What happens when you divide a life, not just assets?

Divorce later in life is becoming more common, but it is rarely just a legal or financial process. It is a deeply personal transition that touches identity, family and the future you imagined.

In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by family law specialist Gillian Lowndes to explore the emotional and financial reality of starting over.

They unpack why relationships break down over time, the rise of grey divorce, and the difficult decisions that come with dividing assets built over decades.

From retirement savings to the impact of stress on decision-making, this conversation highlights what many only realise when it is too late.

🎧 Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/what-happens-when-you-divide-a-life-not-just-assets/id1825127740?i=1000757188898
Spotify: https://open.spotify.com/episode/1KhrZTBIcy67n3LyhzafEI...
& YouTube: https://youtu.be/981jK7NLfX8?si=Tf75dK81RTBViwC8

What happens when you divide a life, not just assets?

Divorce later in life is becoming more common, but it is rarely just a legal or financial process. It is a deeply personal transition that touches identity, family and the future you imagined.

In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by family law specialist Gillian Lowndes to explore the emotional and financial reality of starting over.

They unpack why relationships break down over time, the rise of grey divorce, and the difficult decisions that come with dividing assets built over decades.

From retirement savings to the impact of stress on decision-making, this conversation highlights what many only realise when it is too late.

🎧 Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/what-happens-when-you-divide-a-life-not-just-assets/id1825127740?i=1000757188898
Spotify: https://open.spotify.com/episode/1KhrZTBIcy67n3LyhzafEI?si=2b8af9bf56ec4b19
& YouTube: https://youtu.be/981jK7NLfX8?si=Tf75dK81RTBViwC8

At 52, Lynda Smith had a wake-up call.
“If I retired at 60, my money would run out by 64.”

It was a difficult moment. But instead of giving up, she redesigned her next chapter.

In the latest episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Lynda Smith, founder of 50 Plus-Skills, to talk about what happens when the retirement maths no longer adds up.

If you have ever wondered whether you are on track for retirement, or what your next chapter could look like, this conversation is worth listening to.

🎧 Listen on Apple Podcasts https://podcasts.apple.com/za/podcast/when-the-retirement-maths-stops-adding-up/id1825127740?i=1000754604098
Spotify https://open.spotify.com/episode/5C3wnZ1kXWt9Z43VE5RnVa...
& YouTube https://youtu.be/hQBnrgrsrp4?si=aldePbKpLs2Evfs9

At 52, Lynda Smith had a wake-up call.
“If I retired at 60, my money would run out by 64.”

It was a difficult moment. But instead of giving up, she redesigned her next chapter.

In the latest episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Lynda Smith, founder of 50 Plus-Skills, to talk about what happens when the retirement maths no longer adds up.

Together they explore why the traditional retirement model is changing, how midlife reinvention can create both financial security and personal fulfilment, and why the years between 50 and 75 can become what Lynda calls a “gift season”.

If you have ever wondered whether you are on track for retirement, or what your next chapter could look like, this conversation is worth listening to.

🎧 Listen on Apple Podcasts https://podcasts.apple.com/za/podcast/life-chapters-money-choices/id1825127740?i=1000754604098
Spotify https://open.spotify.com/episode/5C3wnZ1kXWt9Z43VE5RnVa?si=e84e2c8f0cdc4bf7
& YouTube https://youtu.be/hQBnrgrsrp4?si=aldePbKpLs2Evfs9