Keenan Lalla - Financial Services

The festive season brings many great memories to our lives and closeness between our loved ones. 🤗

This year was a slow transition out of the the 2020/2021 ‘Covid years’ and we learnt that the most important thing we can possibly do as people is keep our loved ones close. 🙏🏽

From myself here at Keenan Lalla - Financial Planning Services - I would like to wish you a very Merry Christmas to those celebrating this beautiful day, and a loving and prosperous time with your loved ones, as well as those nearest and dearest to you ☺️.

Whether Christmas is being celebrated or not by you and your loved ones, family-time and genuine bonding with your nearest and dearest can always be a thing on this day. I wish this upon anyone and everyone today and for the rest of your days to come.

Cherish those special moments and give your loved ones a hug and a smile. Have a beautiful day. ❤️

IT'S THE FIRST DAY OF DECEMBER! 🥳

The final stretch is upon us! Now is the best time to use that last bit of energy for 2022 and end off this challenging year with a bang! 🔥

Remember before you get into holiday mode, to ensure that you are 100% up to date with your financial planning as December usually brings some unforeseen 'expenses' and circumstances that could place you in a compromising position. Get ahead of the curve and finalize all of your planning so that can have a lovely December with your loved ones with your only stress being what fun things you are going to plan for your friends and family!

It's the final push! Let's give it our best and end on top! 🙏

Photo adapted from: https://za.pinterest.com/namatchawe/december-1st-quotes/

Are you making sure that you and your family are protected?

While it is great to earn a salary or some form of compensation that is sufficient to take care of you and your loved ones today, are you confident that you have put a plan in place to ensure you are still able to tomorrow? 🙏

Now while it is easy to say "Yes, obviously, my salary gets paid to me every month, I'm clearly sorted", one thing you may not be taking into account is while you have worked hard to earn your place in that company, and earn that salary, the past two years have taught us that drastic circumstances can disrupt your stability and there will be nothing you can do to change that. 😲

However, I am here to tell you that proper planning happens when you have a plan in place for things that you know could possibly happen but you just don't know when. Majority of people only come to this realization when its too late. DO NOT BE A PART OF THAT STATISTIC 🔥

Take your life into your own hands and empower yourself to protect yourself against things that happen which are out of your control but can change your life in ways you may not have been ready for.

Let's have a conversation and get you ready!

Have a beautiful and successful Monday! 😁

Picture adapted from: https://cmorfinance.com/Blog/post/how-to-help-make-sure-that-your-family-or-business-is-protected-financially

A GOOD READ:
One thing that couples usually have trouble touching base on, especially at the early stages of settling down, is understanding and having uncomfortable conversations like 'managing our finances'. 😲

Everyone around us knows somebody that has either been in a relationship, or currently is in a relationship, where 'finances' such a touchy topic. But that does not mean the two loving partners should neglect that area of their relationship or 'cross that bridge when we get there'.

At the end of the day, the concept of finances has ruined a lot of healthy, loving relationships and the last thing we want is for that to happen to anybody. As a couple, the best thing you can do for each other is get on top of your finances and have as much stability and understanding around that. 😁

As your financial adviser I would like to ask you three simple questions:
1. Are you confident that the way you are handling your finances is going to 100% benefit you and your partner's livelihood for the sustainable future?
2. Are you 100% certain you have accounted for every possible thing that could go wrong and put a professionally-advised plan in place to combat the worse possible scenarios?
3. Are you confident you are doing your 100% best to ensure the money you make and the income you are using to sustain your life and your family cannot be taken away from you in an instant because 'life just happened'?

if you are confident, I am incredibly proud of you. But if there was even the slightest amount of wonder and hesitation, pop me a message so we can get you on track! You deserve to have one of the biggest stresses in your life turn into a smile❤. Do you love your partner and your family enough to take that incredible leap?

Let's get you sorted out today so that you can be alright tomorrow!

Picture extracted from: https://www.jacarandafm.com/lifestyle/family/marriage-and-finances-when-women-earn-more-their-partners/

There is a distinct 'edge' that places certain people slightly ahead of others in this life and that uniqueness falls in line with how we handle our finances and the earnings that we worked so hard to bring home either everyday, every week, or every month. Maybe even every hour!

But have you ever taken the time out to sit back and ask yourself, "Am I actually ensuring that I can keep progressing and earning this money I have worked so hard for, for the rest of my life?🧐"

If there is something we, as South Africans, have learnt, over the past two years especially, it's that nothing in this life is guaranteed. But there is one way you can get ahead of that fact, and make at least one special something guaranteed...

Pop me a message and I will help you find out what that one thing is, and teach you how to take control of it. In this life, an ally in your corner is an incredibly huge asset, allow me to put one in yours!🔥

Let's help each other grow!

One thing I can firmly say is that with how much Mayhem there was during the covid-19 lockdown, one of the main things I lost my grip of was my finances. 🙈

It is incredibly easy to lose sight of certain areas in your life when there is a prime focus on something that is of fairly high maintenance. And it is easy to get derailed. But do not lot current standings take your eyes of your long-term prize. Your finances could be the key to your success, don't let them be the road to your demise! 🔥

Let's have a look at your finances and see where we can get you back on track and where we can make some changes that will benefit you in both the short-run (potential expenditure reduction) and long-run (wealth planning).

Get in touch with me today!

Please let me know your thoughts. Your input drives my output! ❤️

South Africans and the term 'tax' just don't go hand in hand😝.

We deal with tax on a daily basis and hear new developments around the different forms of taxation almost everyday on the news and each time just brings on another 'sigh...'

What if I told you that there was a way we could actually minimize the amount of Tax you are paying every year, and that it's actually a very simple process to get into gear doing this?

Now wouldn't something like that intrigue you?🔥

Get in touch with me today and as your own Financial Adviser, I will let you know how you can get back a really good amount of what you have been giving to the tax man!

Together, we can help each other and together, we can succeed!

Have a great one! I am just a phone call away!

There are many people around us that have made an active effort to take charge of their lives and protect themselves and those that depend on them to make it on a day-to-day basis. And to those individuals, I truly commend you!

And to those of you that are yet to take charge, I cannot emphasize enough the importance of doing so. You get a chance to take better control of your life and plan for anomalies that are out of your control, over your entire lifespan. The best part of embarking on such a journey is the fact that you can plan for those occurrences and BE READY! 😁

When you've gotten a chance to be in control, sometimes it makes you a bit more comfortable to the point where you may realize that with the policies you have at the moment, you may not be exhausting the full value of what has been put in front of you!

If you already have a Financial Adviser helping you out, please ask as many questions as you possibly can and get as much information as you possibly can because if there's a change in the outside environment or there's a way that you can achieve more from the provisions you've put in place, you owe it to yourself and those depending on you to want the absolute best for you! 🔥

If you would like a second opinion and to have a fresh perspective empowering your understanding, I would be more than happy to assist! My door is always open for you to get in contact with me today! ☺️

Please don't hesitate to ask me questions at any time and also share the experiences and understandings you've had with Financial Advisers! 🙏

Your input drives my output!

Please like, share and repost. Let us all help each other take more charge of our finances! Get in touch with me today to find out how!

Welcome Spring ☀️

Wishing you all a Sunny month of goal-setting, a Blossoming month of new achievements and an overall Warm Season of success!

As a Financial Adviser, nothing in this world is more satisfying than making your sunny days last longer!

What do you love most about Spring ? 🔥

Sometimes when we continue to earn and have gotten used to coming home with an income, we get comfortable because of the guarantee that brings for us to help ourselves and those around us. And while there is nothing wrong with getting comfortable earning an income, we tend to focus more on being comfortable in our current situation of earning and less on the ever-changing nature of the world around us.

Getting comfortable makes the idea of change very scary and almost seem meaningless. But while the world is changing around you, ask yourself "Have I been adapting to this, or will I just deal with it tomorrow?".

The last thing we should ever want for ourselves is to procrastinate ascertaining better financial management of our finances because eventually we're are going to run out of 'tomorrows'.

Don't sit around waiting for your 'tomorrow' that may never come and take charge of the 'today' that is in your hands right now!

Speak to me today and together, let's have a look at your current situation and see how you are coping, as well as how we can get you to where you want to be!

Please continue to like and share and show your support! It truly means the world!🔥

If there's one thing we as individuals deal with on a daily basis, it's the issues around knowing how to manage the money we receive and knowing where to allocate it to ensure we do not place ourselves in compromising positions going forward.

But the nice thing about bringing home an income on a regular basis is the fact that you also have the foundation to make your money work for you and ensure a good life for you, and those around you, to come either in the near or long-term future.

Having a Financial Adviser (FA) in your corner, who can guide you towards handling your finances and also offering potential solutions to you, in line with your financial goals as an individual, is something that could only be to your benefit in the short- and long-run.

Get in touch with me today and I will guide you towards having a life that you can place in your control for the most part! There are some things in this life that are out of our control, so let's see how we can use what we have to put a plan in place to be ready when those uncontrollable occurrences hit!

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Your interactions mean the world!