Peter Ceruti - Momentum Financial Planner

𝐂𝐚𝐧𝐜𝐞𝐫 𝐢𝐬 𝐡𝐚𝐫𝐝 𝐞𝐧𝐨𝐮𝐠𝐡. 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐬𝐭𝐫𝐞𝐬𝐬 𝐦𝐚𝐤𝐞𝐬 𝐢𝐭 𝐡𝐚𝐫𝐝𝐞𝐫.

87% of Momentum clients who died from cancer or cardiovascular conditions in 2025 didn’t have critical illness cover with Momentum.

Don’t wait for a diagnosis to realise what you needed.

📞 Peter Ceruti | Momentum Financial Planner
083 451 9352

𝗕𝗲𝗶𝗻𝗴 𝘆𝗼𝘂𝗻𝗴 𝗱𝗼𝗲𝘀𝗻’𝘁 𝗺𝗲𝗮𝗻 𝘆𝗼𝘂'𝗿𝗲 𝘂𝗻𝘁𝗼𝘂𝗰𝗵𝗮𝗯𝗹𝗲!

6️⃣2️⃣% of death claims among claimants under 3️⃣0️⃣ were due to unnatural causes — primarily motor vehicle accidents.

𝗧𝗵𝗮𝘁’𝘀 𝗮 𝘀𝘁𝗮𝘁𝗶𝘀𝘁𝗶𝗰 𝗻𝗼 𝘆𝗼𝘂𝗻𝗴 𝗽𝗲𝗿𝘀𝗼𝗻 — 𝗼𝗿 𝗽𝗮𝗿𝗲𝗻𝘁 — 𝘄𝗮𝗻𝘁𝘀 𝘁𝗼 𝘁𝗵𝗶𝗻𝗸 𝗮𝗯𝗼𝘂𝘁.
But life doesn’t wait until you’re older to change in an instant.

Don’t wait for “one day” to protect the people you love.

Let's talk about your risk cover.

📞 Peter Ceruti | Momentum Financial Planner
083 451 9352

𝗦𝘂𝗿𝘃𝗶𝘃𝗶𝗻𝗴 𝗮 𝘀𝗲𝗿𝗶𝗼𝘂𝘀 𝗶𝗹𝗹𝗻𝗲𝘀𝘀 𝗰𝗮𝗻 𝗰𝗼𝗺𝗲 𝘄𝗶𝘁𝗵 𝗮 𝗰𝗼𝘀𝘁 𝗻𝗼 𝗼𝗻𝗲 𝘁𝗮𝗹𝗸𝘀 𝗮𝗯𝗼𝘂𝘁.

We often plan financially for what happens if we’re no longer here… but what if a serious illness means months of treatment, recovery and time away from work?

Protecting your family also means protecting your finances while you recover.

📞 Talk to Peter Ceruti - Momentum Financial Planner on 083 451 9352 about preparing for the unexpected.

𝗧𝗵𝗲𝘆 𝗱𝗲𝗽𝗲𝗻𝗱 𝗼𝗻 𝘆𝗼𝘂. 𝗕𝘂𝘁 𝘄𝗵𝗮𝘁 𝗶𝗳 𝘆𝗼𝘂 𝘀𝘂𝗱𝗱𝗲𝗻𝗹𝘆 𝗰𝗼𝘂𝗹𝗱𝗻’𝘁 𝗽𝗿𝗼𝘃𝗶𝗱𝗲?

A disability could impact your ability to earn — and your family’s financial security.

Protecting your income means protecting the people who count on you most.

📞 Peter Ceruti, Momentum Financial Planner
083 451 9352

𝗪𝗵𝗮𝘁 𝗶𝗳 𝘆𝗼𝘂𝗿 𝗶𝗻𝗰𝗼𝗺𝗲 𝘀𝘂𝗱𝗱𝗲𝗻𝗹𝘆 𝘀𝘁𝗼𝗽𝗽𝗲𝗱?

◇ Your income supports more than just your bills — it supports your life and the people who depend on you.

◇ Protecting it is an important part of planning ahead.

📞 Get in touch with me, Peter Ceruti, Momentum Financial Planner
083 451 9352

𝗬𝗼𝘂𝗿 𝗵𝗲𝗮𝗹𝘁𝗵 𝗰𝗮𝗻 𝗰𝗵𝗮𝗻𝗴𝗲 𝗲𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴 𝗶𝗻 𝗹𝗶𝗳𝗲.

● We never really expect the unexpected — but when health challenges arrive, the last thing you want to worry about is how you’ll afford the care you need.

● The right medical cover can bring reassurance when it matters most.

📞 Peter Ceruti, Momentum Financial Planner
083 451 9352

𝗬𝗼𝘂𝗿 𝗳𝘂𝘁𝘂𝗿𝗲 𝗱𝗲𝘀𝗲𝗿𝘃𝗲𝘀 𝗮 𝗽𝗹𝗮𝗻.

▪︎ Retirement isn’t just about how much you save — it’s about being able to enjoy the life you’ve worked hard for.

▪︎ Whether retirement feels years away or just around the corner, having a clear financial plan can make all the difference.

📞 Chat to Peter Ceruti, Momentum Financial Planner on 083 451 9352 and start planning with confidence.

🌻 𝐓𝐨 𝐀𝐥𝐥 𝐓𝐡𝐞 𝐈𝐧𝐜𝐫𝐞𝐝𝐢𝐛𝐥𝐞 𝐖𝐨𝐦𝐞𝐧 𝐎𝐮𝐭 𝐓𝐡𝐞𝐫𝐞 ...

𝐘𝐨𝐮 𝐚𝐫𝐞 𝐬𝐞𝐞𝐧!

𝐈𝐅 𝐋𝐈𝐅𝐄 𝐂𝐇𝐀𝐍𝐆𝐄𝐃 𝐓𝐎𝐌𝐎𝐑𝐑𝐎𝐖, 𝐖𝐎𝐔𝐋𝐃 𝐘𝐎𝐔𝐑 𝐅𝐀𝐌𝐈𝐋𝐘 𝐁𝐄 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐀𝐋𝐋𝐘 𝐏𝐑𝐎𝐓𝐄𝐂𝐓𝐄𝐃?

◇ A serious illness doesn’t only affect your health. It can change your income, your lifestyle and the financial security of the people you love.

◇ The right cover can help give you breathing room when life becomes uncertain — so your focus can be where it matters most: on recovery and your family.

◇ Don’t wait for a diagnosis to start the conversation.

◇ Speak to Peter Ceruti - Momentum Financial Planner about protecting yourself and those who depend on you.

📞 Peter Ceruti | 083 451 9352
📧 [email protected]