Geraldine Koch - Financial Advisor

My hoop vir 2021 is dat almal gelukkig, geseënd en gesond sal wees!

Saving for retirement should be calculated by establishing your personal need.

You might already belong to a Provident/Pension Fund but there will possibly still be a shortfall.

Your goal should be to get to at least 75% of you current income to ensure that you can continue with your normal lifestyle. In most cases people need to cut back when they go on retirement and cannot live the life that they are used to.

It is unnecessary and by doing proper planning you can have the best years when you stop working.

Are you paying to much for your car and household insurance policy? Then read this!

Don't have all your eggs in one basket!

By planning retirement you are creating your own wealth. That is it.

Wealth isn't created over night. Don't waste any more time by waiting.

Medical Aid Comparison - medical aid doesn't come cheap but when you need it and use it, you will see why.

We see the claims come in and we have claimed ourselves. Medical should be part of your financial planning because it can cost your life and treatment in a state facility isn't free if you earn an income.

If you take out a new life insurance policy you need to take note of the su***de exclusion. Although you might feel fine - 24 months is a long time if you start suffering from depression.

Believe it or not - depression is one of the highest claimed illnesses.

Have you considered saving for your child's education? This is only one of the many products available and very easily attainable. Interested? Contact me!

Get quotes from different insurers - this is why:

Product information - Discovery Health

Product Tip #1 - Gap Cover