Stop being declined.
At FixMyScore.co.za, we remove debt reviews, judgments, defaults, and prescribed debt—so you can access loans, cars, homes, and a future full of YES.
16/10/2025
Fastest legal boost: utilisation
Your utilisation (balance ÷ limit) is a big lever. Under 30% is good; under 10% is great.
Tip: pay mid-cycle to drop the reported balance.
➡️ Start by pulling your report: https://www.myfreecreditreport.co.za/
DM the report and we’ll give you a 30-day utilisation game plan. Our consultation is 100% Free!
15/10/2025
60-day rebuild routine
Weeks 1–2: Pull reports + list errors.
Weeks 3–4: Drop utilisation + automate payments.
Weeks 5–8: Keep balances low; build positive history.
➡️ Begin here: https://www.myfreecreditreport.co.za/
DM us your report and we’ll customise the 60-day checklist for you. Our consultation is 100% free!
14/10/2025
Debt review: how to exit cleanly
To remove the debt-review flag, you need the proper clearance and bureau updates—no shortcuts.
➡️ Grab your report free : https://www.myfreecreditreport.co.za/
Send it to us in Messenger. We’ll assess your path to exit and what to do first. Our consultation is 100% free!
13/10/2025
Prescribed debt: stop paying what’s expired
Old debts can “prescribe” after a period with no acknowledgement or payment. Collectors still try—don’t fall for it.
➡️ Pull your report here: https://www.myfreecreditreport.co.za/
DM us the report. We’ll check for prescribed accounts and advise next steps. Consultation is 100% free!
12/10/2025
The sneaky score killers
Late by “just a few days”? Maxing store cards? Tiny errors? That’s where scores bleed.
Fix it fast: keep balances under 30%, pay BEFORE due dates, dispute errors with proof.
➡️ First step: get your credit report here: https://www.myfreecreditreport.co.za/
Then DM us your PDF report and we’ll map your action plan. Our consultation is 100% Free!
28/04/2025
How to check your credit score for free on Capitec App!
Capitec Users! Get Your Free Credit Check Here! Capitec users, get your free credit check here! Check your credit score for free with Capitec and stay on top of your financial health.Attention all Capitec ...
28/04/2025
🔵 You Deserve a Second Chance — and So Do Your Children. 🔵
Imagine being able to finally say YES to your child’s school needs.
Imagine moving your family into a home you can call your own.
Imagine the pride of getting approved for your first car, your first home loan — your fresh new start.
Your credit score shouldn’t define your future.
Mistakes, hard times, unexpected challenges — they happen. But they don’t have to hold you back forever.
At FixMyScore, we believe in second chances.
✅ We help remove judgments.
✅ Clear prescribed debt.
✅ Exit debt review.
✅ Boost your credit score.
✅ And open the doors you thought were closed for good.
💬 This month, we’re offering a FREE consultation (valued at R150) to anyone who messages us via Facebook or WhatsApp!
This is YOUR moment to take the first step towards financial freedom — for you, and for your family’s future.
👉 Message us now — your comeback story starts TODAY.
Because you and your children deserve better.
Because your dreams are still alive.
Because it’s not too late. 💙