Anri Armer/Beetge - Momentum Financial Planning

21/10/2026

If I inherited R5 million at 35, I wouldn’t put all of it into a house.
Here’s how I would approach it:

🏡 Pay off a portion of my bond to bring my monthly repayments down to an amount I can comfortably afford.

📈 Invest the balance in a portfolio suited to my goals, investment timeline and appetite for risk, giving that money the opportunity to grow.

💰 Use a portion of the investment returns to help cover the remaining bond repayments, provided the portfolio can sustainably support those withdrawals.

My goal would be to reduce financial pressure today while still building wealth for the future.
But the numbers need to work together. Investment returns fluctuate, withdrawing money reduces future growth, and tax and fees affect what you actually receive.
Inherited money and unsure of your next step? Let’s build a plan around your life and goals.

This is my opinion as I believe in finding balance between living comfortably while building wealth. This is not advice and each person’s situation should be reviewed accordingly

15/08/2026

Excited for today!🤩
Anri Beetge

14/08/2026

‼️Financial abuse is one of the least visible forms of domestic violence, yet it can be deeply damaging.
It often begins subtly: a partner insisting on controlling the finances, questioning every purchase or excluding you from important financial decisions. At its core, financial abuse is the misuse or restriction of someone’s money or assets to limit their independence.

📍Warning signs may include:
• Someone demanding control over your salary, pension or grant
• Pressure to share financial information or co-sign a loan
• Being denied access to joint accounts
• Being excluded from financial decisions
• Loans or accounts being opened in your name without your knowledge

📍Protect your financial independence by:
• Maintaining your own bank account
• Keeping your passwords and PINs private
• Regularly monitoring your credit profile
• Never signing surety or financial documents without understanding the fine print
• Staying informed and involved in decisions affecting your finances

Financial abuse may be silent, but prevention is powerful. Financial control should remain where it belongs: in your own hands.

11/08/2026

Do you know what it takes to retire comfortably?
Only 6% of South Africans are on track to do so.

The good news is that you have several options to help build your retirement savings:
• A pension or provident fund through your employer
• A retirement annuity to supplement your savings or save independently (with a tax deductible incentive from SARS)
• A preservation fund to protect your savings when changing jobs
• A tax-free savings account or other investments for additional flexibility

The right combination will depend on your income, goals and how much time you have before retirement.

As a Certified Financial Planner with over a decade of experience, I’m comfortable having the uncomfortable conversations about your future.

29/09/2021

We are proud to announce that there will be no Momentum Health premium increase until September 2022! How amazing is this?🤩

More benefits for the same premium for the first 8 months, with only a 6% increase over 4 months which is an average of 2% for the year.

We are proud to be part of such a phenomenal company who always puts clients and their needs first!💪🏼

For more information around the medical aid changes for 2022, please contact Anri Armer:
*[email protected]*

Momentum Medical Scheme will only increase contributions in September 2022 by 6% on average, which will effectively translate to a 2% increase for the year.

27/07/2021

Are you financially prepared should something happen to you?
Make the smart choice and phone us today for a financial review.

Estian Storm: 0839493955 or [email protected]
Anri Armer: 0726980408

19/07/2021

What is market cap?
Market capitalization, commonly called market cap, is the market value of a publicly traded company's outstanding shares. Market capitalization is equal to the share price multiplied by the number of shares outstanding.

What does market cap tell you?
Market cap measures what a company is worth on the open market, as well as the market's perception of its future prospects, because it reflects what investors are willing to pay for its stock.

Why is market cap so important?
Using market capitalization to show the size of a market. It is important because market size is a basic determinant of various characteristics in which investors are interested.

The bigger the market cap, the bigger the opportunities are for making money.

If you want more information regarding international investments in bigger markets contact us today.

14/07/2021

In uncertain times, you can always look offshore.

Contact us for all your offshore investment needs and advice. Estian Storm 083 949 3955 or Anri Armer (Beetge) 072 698 0408