Southwood Financial Planning

https://www.southwood.co.za/over-coffee-market-economic-commentary-july-2026

SA INFLATION South Africa’s annual inflation rate accelerated to 5.0% in June 2026, its highest level since June 2024. | SA RATES The SARB left interest rates unchanged, surprising markets that had anticipated a rate hike. Click the link above to read more.

Mid-Year Financial Review
We're halfway through the year.

Now is the perfect time to ask:

• Are you still on track to meet your financial goals?
• Have your circumstances changed?
• Are your investments aligned with your objectives?
• Have you reviewed your retirement planning?
• Is your estate plan still up to date?

A small adjustment today can make a significant difference by year-end.

SARB keeps rates steady. What does this mean for you?

The South African Reserve Bank's Monetary Policy Committee has left the repo rate unchanged at 7.00%, meaning the prime lending rate remains at 10.50%. For homeowners, investors and anyone planning their financial future, this decision provides continued stability in an uncertain global environment. While interest rates remain unchanged, it's always a good time to review your financial plan and ensure you're still on track to achieve your long-term goals.

At Southwood Financial Planning, we're here to help you make informed financial decisions, whatever the market brings.

📞 If you'd like to discuss how the current interest rate environment affects your finances, we'd love to hear from you.

https://www.southwood.co.za/have-we-become-too-comfortable
The New Normal Isn’t Normal

In today’s investment and financial planning landscape, information is abundant – insight scarce. Every day brings a new headline or prediction and so with it a reason to feel anxious or optimistic. At Southwood Financial Planning we believe our greatest value lies in not reacting to every headline and in helping clients to identify the signals that truly matter, allowing decisions to be guided by evidence, perspective and long-term objectives rather than short-term emotion.

The following article by Jared Bartholomew speaks directly to this challenge, we trust that you will find it as thought provoking as we did. Enjoy!

Have We Become Too Comfortable? | Southwood Financial Planning The New Normal Isn’t Normal In today’s investment and financial planning landscape, information is abundant – insight scarce. Every day brings a new headline or prediction and so with it a reason to feel anxious or optimistic. At Southwood Financial Planning we believe our greatest value lies ...

https://www.southwood.co.za/spacex-ipo-deep-dive-the-hype-the-price-and-the-opportunity

We dig into the potential scope of the Starlink market, SpaceX’s impact on the industrial gas investment space, and our perspective on xAI and orbital computing. Click on the link to read more.

SpaceX IPO Deep Dive: The Hype, the Price, and the Opportunity | Southwood Financial Planning We dig into the potential scope of the Starlink market, SpaceX’s impact on the industrial gas investment space, and our perspective on xAI and orbital computing. WRITTEN BY: Nicolas Owens | Equity Analyst, Aerospace & Defense, Suryansh Sharma | Director of Equity Research, Industrials and Krzyszto...

https://www.southwood.co.za/over-coffee-market-economic-commentary-june-2026

SA INFLATION | Annual inflation rose to 4.5% in May, the highest level since July 2024, marking the third consecutive monthly increase. SA TRADE BALANCE | South Africa recorded a ZAR 1.8bn trade deficit in May, its first monthly deficit since January 2025. Click the link above to read more.

https://www.southwood.co.za/who-wants-to-be-a-millionaire
Becoming a millionaire is often associated with luck – winning a game show or the national lottery, inheriting wealth, or making a single exceptional investment. However, for most investors, wealth accumulation is far less dramatic and far more predictable. Click on the link to read more.