Hannes Cloete

Hannes Cloete

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Hannes Cloete is a Financial Adviser specialising in Life Assurance, Income Protection, Retrenchment Benefit Protection, Retirement Annuities and Wills

14/09/2023

We are all struggling, that's why we are always looking for opportunities just to make ends meet (AND MORE).

Scammers are becoming a greater problem each day which just leave us more and more frustrated.

That's why I try and test online opportunities. It's NOT easy to depart with your money, but sometimes we have to take a leap of faith and at least *investigate* an opportunity.
Below is a link - have a look at it and let me know what you think and ask me questions

theshinyballsyndrome.com

11/05/2021

I am looking for people who are either working or self-employed that are seriously in need of an extra recurring income
1. You must have a smartphone
2. You must have Internet data
3. Startup capital of R299
4. Willing to put time and effort. Respond only if you meet the requirements

Photos 22/10/2015

Win a R500 dinner voucher of your choice compliments of Hannes Cloete!
Like my Page, Share this post, and Comment why Income protection benefit is vital to Hair-Stylists. Hint: Answer is on my page :)
Winner will be announced as soon as the page reaches 500 likes! Let's go!

Photos 22/10/2015

Income Protection Benefit for Hair-Stylists

Why is Income Protection for Hair-Stylists of vital importance?

Hair-Stylists on average report significantly higher levels of musculoskeletal problems, including work-related shoulder pain, work-related wrist and hand pain, work-related upper back pain , work-related lower back pain and work-related leg/foot pain. You will also be covered for any illness or accident that is not directly a result of the work you do.

Let’s look at below example of a quotation:

Miss Buzy, a 26 year old female with a 2 year diploma. She is a non-smoker and receives an average monthly income of R12,000.00 before tax.

Temporary Income Protector

Miss Buzy will receive R10 000 a month should she be unable to work in her own occupation due to any accident or illness whether it is work related or not.

Benefit term: 24 Months
Waiting period: 1 month
Monthly Premium: R92.60
After that the Long Term disability benefit kicks in (R 65.80) - up to age 65
TOTAL: R158.40

Photos 10/09/2015

Hannes Cloete is a Financial Adviser specialising in Life Assurance, Income Protection, Retrenchment Benefit Protection, Retirement Annuities and Wills

07/09/2015

Hannes Cloete is a Financial Adviser specialising in Life Assurance, Income Protection, Retrenchment Benefit Protection, Retirement Annuities and Wills

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