Gustave Vigoureux Sanlam Financial Planner

The dos and don’ts of building generational wealth Everybody dreams of handing over their accumulated wealth to the next generation, but few achieve it. Here’s why.

Pension Fund Changes | Cosatu weighs in on retirement funds The government is amending the law regulating retirement savings in order to help heavily indebted people.

You’ve saved R1 million for your retirement – here’s what that looks like in real terms If you want an income that lasts in retirement, don’t eat the marshmallow. What does this mean? It means being able to say no to an unnecessary purchase today on behalf of a greater prize – financial certainty and dignity when you retire, says Twané Wessels, an actuary at financial services gro...

Why disclosing full information for an insurance policy is important The importance of full disclosure at the inception of an insurance policy can never be overemphasized. Similarly, updating any changes over the lifetime of your policy with your insurer is just as important.

How much you need to save to retire with R6 million in South Africa For many young people, the idea of saving for retirement seems like something that needs to be done only when one is much older, more settled, or has paid off debts.

Warning over pension change for South Africa Retirement funds will have to invest in upskilling trustees to empower them to navigate the complex world of infrastructure investing opened up by the gazetting of the amendments to Regulation 28 of the Pensions Fund Act, says Andrew Davison, chair of the Investments Committee of the Actuarial Socie...

Does a beneficiary nomination take precedence over the last registered will? Where the deceased has nominated a beneficiary on their policy, the proceeds of that policy will be paid out directly to that person.

Wealth Bonus® from Sanlam Invest in your retirement

A financial planning calendar for 2022 Rather than attempting to revolutionise your finances in the space of a single month, it may be more beneficial to space your financial planning over the course of a calendar year.

2021: A bumper year for local unit trusts After a string of lean years, performance rebounded for South African funds.