Lucien Manuel - Sanlam Financial Adviser - Cape Town

26/10/2026

Safeguard your legacy for your loved ones.💙
Drafting a will with the help of Lucien Manuel and Sanlam Trust is how you take care of your family when you no longer can — protecting their inheritance and sparing them the hard admin later. Free to draft and store.

Draft your will online here - https://www.sanlamadvice.co.za/adviser/Lucien-Manuel/tools/online-will/

This is ideal if you require a will that is simple and straight forward. Simply complete the form to generate your draft will that you can download immediately. A consultant will call you to finalise your will, make sure it reflects your wishes, that you sign it correctly, and return it back to Sanlam for safekeeping.

Sanlam has partnered with Sanlam Trust, part of the Capital Legacy Group and a Sanlam associate, to give you expert advice on wills, trusts, estates, and related services.

You can also speak to a financial adviser directly should you have any questions before commencing:
Lucien Manuel
📞0713551184
📧[email protected]


https://www.sanlamadvice.co.za/adviser/Lucien-Manuel/tools/online-will/

Sanlam Life Insurance Limited is a licensed Life Insurer, authorised Financial Services Provider and registered Credit Provider (NCRCP43).

21/10/2026

Take these steps to help you stay vigilant and reduce your risk of breast cancer. For more information about products that are available to mitigate the financial impact of cancer, contact a Sanlam Financial Adviser today.

As a Sanlam Financial Planner based at the Sanlam Head office in Bellville, I have the privilege of having worked with clients from all walks of life. The experience gained since joining the Sanlam Group in 2014 has equipped me with the necessary skills to walk the financial journey with my clients....

20/10/2026

The year-end is fast approaching, with less than 3 months to go before we all start winding down for some well-deserved time off.

In the lead up we suggest that you review the following key "allowances" and financial considerations:

REVIEWING YOUR FINANCIAL PLAN

The final quarter of the year is a good time to "spring clean" your financial plan to ensure that you are on track to achieve the goals set out at the beginning of the year.

REVIEWING YOUR WILL

We encourage you to review your will or have a new will drafted.

HOLIDAY SAVINGS PLAN

If you haven't started already, now is the time to start saving for those end-of-year expenses.

This year has been a challenging year for us all. For the last quarter, our advice to you is to focus on what you can control and not focus on things that are out of your hands.

Some of the things you can control are your finances.

Get in touch with a financial planner Lucien Manuel to discuss how you stay in control when it comes to your savings, investments and insurance. https://www.sanlamadvice.co.za/adviser/Lucien-Manuel/contact-us/

Source:
iol.co.za/personal-finance/finan...-times-of-market-volatility/

09/10/2026

A common challenge for many SMEs isn't a lack of ambition. It's a lack of financial visibility.

Economic uncertainty, changing market conditions and rising costs make financial discipline more important than ever. One of the simplest ways to strengthen your business is to revisit the fundamentals:

• Build and update a financial roadmap
• Stay on top of bookkeeping and tax planning
• Monitor cash flow consistently
• Manage debt strategically
• Keep personal and business finances separate

As the saying goes, "A failure to plan is a plan to fail."

Taking time to review these areas can help business owners move from simply surviving to planning for sustainable growth.

🔗 Explore the full article in our blog for practical insights on giving your business finances a spring clean.

In money, as in life, a failure to plan is a plan to fail. This spring, get your financial house in order by preparing a financial road map for the year ahead. Pandemics, climate change, crime, political unrest and a sluggish economy have had a devastating impact on many SMEs over the past few years...

08/10/2026

Your smartwatch says you're stressed. An app flags a potential health risk. But should you trust it?

AI-powered health tools are helping more South Africans keep track of their wellness, from monitoring sleep patterns to tracking heart rates and activity levels. The real value lies in spotting trends and encouraging healthier habits.

However, technology should support decision-making, not replace professional medical advice.

The same principle applies to financial planning. While AI can help identify possible health concerns, it cannot protect you from the financial impact of a serious illness, disability, or loss of income.

A healthy future isn't only about knowing your numbers. It's about being prepared for life's uncertainties too.

Read our blog about how to use AI-powered health tools wisely and why financial protection remains part of the bigger picture.

AI-powered health tools offer valuable insights into your wellbeing, but healthcare experts stress the importance of combining technology with professional advice.

06/10/2026

Most people think estate planning is complicated, expensive and something to sort out later. Lucien Manuel says it's none of those things!

Want to learn more? Watch Webinar 🔗 https://event.on24.com/wcc/r/5473996/9B284D4D8FFA64737D91D966537CF96D?utm_source=DEP-BlueStar

05/10/2026

Heart-related illnesses remain among the biggest silent threats - especially here in South Africa, where one person suffers a stroke every 12 minutes and cardiovascular diseases claim many lives daily. The good news? Simple, consistent lifestyle choices can make a huge difference. This blog offers five essential, easy-to-follow steps - from improving your diet and staying active to monitoring your blood pressure - that can help you safeguard your heart, today and for years to come.

Cardiovascular diseases claim more lives globally than any other disease. In South Africa alone, it is estimated that five people are affected by strokes every hour. Adopting healthier lifestyle habits becomes crucial to lowering your risk and safeguarding your heart. Below are five tips for you to....

04/10/2026

💙 Share this on your feed and tag your loved ones in the comments. 💙

Lucien Manuel and team wishes all grandparents a day filled with joy, surrounded by love.

📞
📧[email protected]
🏠Sanlam Head Office, 2 Strand Road, Bellville, Cape Town, 7530

Save my details here - https://www.sanlamadvice.co.za/adviser/lucien-manuel

29/09/2026

From on Instagram - If you’ve been putting off “the will conversation,” you’re definitely not alone. But it’s worth having sooner rather than later, for you and the people you love.

Visit https://www.sanlamadvice.co.za/adviser/Lucien-Manuel/campaigns/wills-month for more on wills, trusts and estate planning if you want to dig deeper!

26/09/2026

💡 Divorce can bring significant financial changes, making it important to understand the impact on your income, assets, savings, and future financial goals. Being informed can help you make confident decisions and build a secure financial future.

It is said that nearly half of all marriages in South Africa end in divorce. Unfortunately divorce usually goes hand in hand with great unhappiness about the way in which the assets the two parties have built up over the years should be divided.