Stephen Blazejewski, Financial Advisor

10/07/2026

It feels like AI is showing up everywhere, including in conversations about money. I've been thinking lately about what that means as people navigate how to plan for an unpredictable future.

While AI can be a great tool for learning about personal finance, building a budget, or getting more organized, it's important to realize that it doesn't know you.

It doesn't know your goals, your family, your values, or what's keeping you up at night financially.

There is real value to these new tools, especially when it comes to helping us become more informed and confident about our finances. The goal is not to lose sight of or feel the need to replace the human conversations that help turn information into a plan of action.

Technology is a powerful resource, and pairing it with trusted guidance ensures you have the best options available for whatever that unpredictable future may bring.



Source: https://www.nerdwallet.com/finance/learn/personal-finance-and-artificial-intelligence?utm_placement=newsletter&user_id=66c4c7335d78644b3abb89f9

10/01/2026

Thinking about retirement? As part of the LGBTQ+ community, you might face unique challenges—but more than anything, knowledge is power! 🌈

Did you know that by 2030, there will be an estimated 7 million LGBTQ+ adults over 50 in the U.S.?!

While progress has been made, some hurdles remain:

▪️ Higher poverty rates among LGBTQ+ individuals
▪️ Widespread concern about financial security in later life
▪️ Potential discrimination affecting career growth

While these obstacles remain, there are strategies to secure your financial future:

- Maximize employer-sponsored retirement accounts
- Consider both traditional and Roth options
- Research LGBTQ+-friendly retirement locations

It's never too early (or too late) to start preparing for your golden years. If you'd like to work together to create a retirement strategy that celebrates your unique journey and goals! ✨



Sources:
SageUSA.org, May 1, 2025
AsaAging.org, October 22, 2025

09/24/2026

Life changes, and so should your financial strategy. Check out this article on 13 key moments when you should make sure your financial plan is staying in line with your goals, whether it’s a job change, a milestone birthday, or market changes.

Read it here and find out when you should revisit your plan so you can stay on track!

https://static.fmgsuite.com/media/documents/1f234ff3-8459-4c82-8e93-d0e413cb726f.pdf

09/02/2026

Another great ✨Pride✨ event in the books! It was great connecting with many new and some familiar faces. See you again next year, Jersey City!

08/26/2026

Monmouth Park Racetrack is always fun, but what makes it even better is celebrating and connecting with our clients and their families! Thanks to everyone who came out last weekend. 🏇☺️

08/20/2026

📜 A high-yield savings account can be valuable, but it’s worth reviewing higher-interest debt repayment opportunities first, as interest costs can sometimes outweigh potential savings earnings.
🎯 Before resorting to cash reserves, consider whether you're taking full advantage of available workplace benefits, i.e. employer-sponsored retirement plan matching contributions.
🌱 Once emergency savings goals are met, it can be helpful to evaluate how different savings and/or investment strategies align with your long-term financial objectives over time.

Which financial priority is most important to you right now: building emergency savings, reducing debt, or planning for long-term goals?

A high-yield savings account isn't always the smartest move. Here are five situations where your money could be working harder somewhere else.

08/11/2026

🏠 Deciding whether to pay down your mortgage or student loans first? It's important to compare interest rates, repayment flexibility, and how each option aligns with your long-term goals.
💡 By making additional principal payments, you can help reduce the total interest paid and potentially shorten the life of your loan (mortgage or student debt).
🛡️ To avoid debt payments, consider maintaining an emergency fund and reviewing any loan forgiveness, employer assistance, or other repayment programs that may be available first.

What factor has the biggest influence on your financial decisions—reducing debt, increasing savings, or achieving another financial goal? I’m curious to hear your perspective!



Source: [Should you pay extra on your mortgage or student loans first? | Rocket Mortgage]

08/05/2026

A few weeks ago, I joined my colleague Ellen Desarno on her annual client fishing trip off Point Pleasant! ☀️🎣 When we returned to shore, we cooked up the day's catch.

What a great day spent with valued clients and to thank them for their continued trust in our service.

Did I mention that I caught 33 blue fish?? 🐟

07/21/2026

Have you considered everything when it comes to your retirement? Perhaps not. Check out our fascinating new infographic on retirement issues.

This attention-grabbing infographic covers retirement topics you may not have considered.

07/14/2026

Long-term care costs can be significant—and many people underestimate them. Use this tool to get a sense of what care might cost and how to prepare.

Estimate potential long-term care costs and what coverage may help address them.