Main Street Advisors, LLC

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Main Street Advisors, LLC We are a fee-only registered investment advisory firm located in Westminster, MD serving individuals Our philosophy is rooted in our beliefs.

Welcome to Main Street Advisors, a fee-only investment advisory and financial planning firm in Carroll County Maryland within the heart of Westminster. We provide services focused in these primary areas: Retirement and Financial Planning, Investment Planning, Tax Planning, Education Planning and Estate Planning. We believe it is our duty to honor our “fiduciary oath.” We believe it is our duty to have a solid understanding of our clients. They come to us with pre-determined biases, concerns, goals, needs, dreams and financial tendencies. Some of these will change over time and some will not. As a result, we are vigilant in our responsibility to explore who are clients are and what they aim to achieve.

Learn some tips for cutting holiday travel costs.
10/23/2026

Learn some tips for cutting holiday travel costs.

Even as rising oil prices pressure travel budgets, experts point to 9 strategies for managing costs during the holidays and beyond.

Tax diversification is crucial.
10/22/2026

Tax diversification is crucial.

Retirement planning often overlooks tax diversification, a strategy as crucial as asset diversification for maximizing spendable income.

Questions to ask before moving money to cash prior to retirement.
10/21/2026

Questions to ask before moving money to cash prior to retirement.

Market swings tempt many near-retirees to move to cash. A financial coach explains when it’s smart planning and what to ask before you sell.

Learn which states offer lower living costs, which thereby benefits retirees relying heavily on Social Security benefit ...
10/20/2026

Learn which states offer lower living costs, which thereby benefits retirees relying heavily on Social Security benefit checks as a primary source of their retirement income.

Lower living costs, not larger checks, help benefits cover more retirement expenses in leading states. Kansas leads, with average benefits covering 48% of a single retiree’s estimated annual expenses. Iowa, North Dakota, Indiana, and Delaware follow, covering 46% to 47% of expenses.

Learn more about health savings accounts.
10/19/2026

Learn more about health savings accounts.

An HSA can cushion the blow of medical expenses, but it’s also a tax-favored investment vehicle

Social Security checks will get a nice bump in cost of living adjustment (COLA) in 2027.
10/15/2026

Social Security checks will get a nice bump in cost of living adjustment (COLA) in 2027.

Amount of earnings subject to Social Security tax will rise to $192,300

Parenthood can have a big impact on your retirement savings planning.
10/14/2026

Parenthood can have a big impact on your retirement savings planning.

The costs of raising children tend to emerge at a particularly critical time for retirement savings if parents are to take full advantage of the power of compounding.

Learn what to consider when retirement planning.
10/13/2026

Learn what to consider when retirement planning.

Examining where you are today and where you are headed is a key step in retirement planning.

What you need to know about open enrollment.
10/12/2026

What you need to know about open enrollment.

Medicare Open Enrollment for Part D drug plans in 2027 looks to mean fewer plans and higher premiums.

For your reading pleasure. As always, please do not hesitate to contact us with any questions or concerns.
10/12/2026

For your reading pleasure. As always, please do not hesitate to contact us with any questions or concerns.

The latest issue of Market Week is available.

Address

205 E. Main Street
Westminster, MD
21157

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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