J. Zollo & Associates, Inc.

🚨 IRS SCAM ALERT: Protect yourself and your business from evolving tax scams.

Scammers are constantly changing their tactics, and recent warnings highlight several schemes that business owners, employees, and taxpayers should know about.

Be cautious of unexpected emails, text messages, or phone calls from someone claiming to represent the IRS. These communications may attempt to convince you to click a suspicious link, open an attachment containing malware, or provide sensitive personal and financial information.

You should also be wary of viral “tax hacks” shared on social media. Advice that promises an unusually large refund or encourages you to claim credits you do not qualify for could result in delayed refunds, an audit, penalties, or other serious consequences.

Businesses should remain especially alert when communicating with unfamiliar prospective clients or customers. A scammer may pose as a new client and send supposed tax documents, invoices, or financial records containing malicious links or attachments.

Before responding to an unusual request:
✅ Pause and verify who contacted you
✅ Avoid clicking unfamiliar links or opening unexpected attachments
✅ Never share sensitive information without confirming the request
✅ Verify tax information through trusted and official sources
✅ Keep your antivirus software, firewalls, and security protections updated
✅ Use multifactor authentication whenever it is available
✅ Regularly back up and protect your important business data
When in doubt, do not respond using the contact information provided in the suspicious message. Independently verify the request through an official IRS contact method or speak with a trusted tax professional.

A few moments of caution can help protect your identity, finances, business records, and customers from a costly scam.

Information source: The General Ledger, September 2026, published by the American Institute of Professional Bookkeepers, citing IRS Release IR-2026-81.

🗓️ September 15th Tax Deadline Reminder!

The September 15, 2026, tax deadline is quickly approaching. This important date includes:
✅ Third-quarter 2026 estimated tax payments for individuals, self-employed workers, and freelancers
✅ Extended 2025 tax returns for calendar-year partnerships
✅ Extended 2025 tax returns for calendar-year S corporations

Don’t let the deadline sneak up on you! Make sure your financial records are accurate, organized, and ready for your tax professional.

Need help getting your books in order? J. Zollo & Associates is here to help. Visit jzollo.com to learn more about our bookkeeping services.

As Labor Day weekend approaches, we want to take a moment to recognize the hardworking business owners, employees, and professionals who help keep our communities moving forward. 🇺🇸💪💙❤️

Running a business requires more than what customers see on the surface. It takes early mornings, late nights, difficult decisions, constant problem-solving, and a team of dedicated people working together toward a shared goal.

At J. Zollo & Associates, we are proud to support the businesses and individuals who work tirelessly throughout the year. We understand how much effort goes into building and maintaining a successful business, and we are honored to help make the financial side of that journey a little simpler.

From all of us at J. Zollo & Associates, we hope you and your team enjoy a safe, relaxing, and well-deserved Labor Day weekend!

*Please be advised our office will be closed, Monday, September 7th in observance of the holiday. We will resume normal operations on Tuesday, September 8th.

We are incredibly honored to be named FOX 29’s Best Local Accounting Service! 🏆

This recognition means so much to all of us at J. Zollo & Associates because it comes from the community we are so proud to serve. 💙

For nearly 30 years, we’ve had the privilege of helping individuals and businesses feel more confident, organized, and supported when it comes to their books. Every client who has trusted us, every referral, every kind word, and every vote has played a part in getting us to where we are today.

To our amazing clients, friends, family, and Palm Beach County community: thank you. Your continued trust and support never go unnoticed, and we are truly grateful to have you behind us. And, of course, a huge thank you to FOX 29 for this recognition and for celebrating local businesses in our community.

We are so proud of how far we’ve come, and even more excited for what’s ahead.

Here’s to continuing to serve our community for many more years to come! 🥂💙

From all of us at J. Zollo & Associates — thank you for making this possible!

Fall is just around the corner...

As we prepare to trade summer sunshine for pumpkin spice and cooler mornings, it's also the perfect time to refresh your business finances.

Before the busy season picks up, take a moment to ask yourself:
🍁Are your books up to date?
🍁Have you followed up on outstanding invoices?
🍁Is your cash flow where you want it to be?
🍁Are you prepared for the final stretch of the year?

Just as many of us clean and organize our homes with the changing seasons, your business deserves the same attention.

A little financial housekeeping now can help you head into fall feeling organized, confident, and ready for what's ahead.

Here's to a season of growth, fresh opportunities, and finishing the year strong.

We’re feeling incredibly honored and grateful to be joining the Greater Wellington Chamber! Excited for this opportunity to connect with fellow business and community leaders, contribute, and continue giving back to the community that has supported me and J. Zollo & Associates over the years.

Thank you to the Greater Wellington Chamber for the warm welcome! Looking forward to this next chapter! ✨💙

J. Zollo & Associates, Inc.

The Greater Wellington Chamber is pleased to welcome Janice Zollo-Ridenour, President and Founder of J. Zollo & Associates, Inc., as a new President’s Circle Trustee.

With nearly three decades of experience helping businesses understand, organize, and manage their financial operations, Janice brings a wealth of knowledge, expertise, and entrepreneurial insight to the Greater Wellington Chamber and its membership.

Founded by Janice in 1997, J. Zollo & Associates, Inc. is a professional bookkeeping firm headquartered in Palm Beach County that specializes in QuickBooks Online bookkeeping, consulting, training, and support. As Certified QuickBooks Online Pro Advisors, the firm works with businesses to create accurate, streamlined financial systems that give owners greater confidence and control over their finances. The company serves businesses both locally and nationwide.

What sets J. Zollo & Associates apart is its focus on full-charge bookkeeping. Rather than simply entering numbers, the firm provides businesses with comprehensive bookkeeping support and customized solutions designed around their individual needs. Whether a business needs its bookkeeping handled from start to finish, assistance training an internal bookkeeper, help resolving QuickBooks issues, or ongoing financial guidance, the J. Zollo & Associates team works alongside its clients as their businesses grow and evolve.

A native of Fort Lauderdale, Janice discovered her passion for accounting as a member of the inaugural graduating class of the Academy of Finance in 1987. After moving to Palm Beach County in 1995, she worked in the family HVACR business before launching J. Zollo & Associates two years later. Today, her company’s reputation has been built on accuracy, responsiveness, education, and long-term relationships with its clients.

Beyond her professional accomplishments, Janice is deeply involved in the Palm Beach business community and has served in leadership roles with business organizations and on multiple boards. She is passionate about mentorship and giving back, with a particular focus on helping others grow both professionally and personally.

As a President’s Circle Trustee, Janice will join a distinguished group of business and community leaders who provide leadership, support, and valuable insight to the Greater Wellington Chamber while helping strengthen the local business community.

About J. Zollo & Associates, Inc.
J. Zollo & Associates, Inc. is a Palm Beach County-based professional bookkeeping firm specializing in QuickBooks Online bookkeeping, consulting, training, and support. Founded in 1997, the company provides full-charge bookkeeping services and customized financial solutions to businesses locally and nationwide. The firm’s mission is to provide accurate, efficient, and dependable bookkeeping services that allow business owners to have confidence and control over their finances.

J. Zollo & Associates, Inc.
📞 561-969-7088
📧 [email protected]
🌐 jzolloinc.com

Successful businesses don't just work hard—they build smart financial habits.

Here are five habits that can make a big difference:
• Review financial reports every month.
• Reconcile bank accounts regularly.
• Send invoices promptly.
• Monitor cash flow—not just revenue.
• Make financial decisions using accurate numbers, not guesswork.

Good bookkeeping isn't just about staying organized. It's about giving yourself the information you need to make confident business decisions.
Strong financial habits today create stronger businesses tomorrow.

Need help creating a bookkeeping system that works for you? Contact J. Zollo & Associates today, and let's get to work!

🤔 Is your bookkeeping taking more time than running your business?

Here are five signs it may be time to bring in a professional:
1️⃣ You're constantly playing catch-up.
2️⃣ Tax season always feels stressful.
3️⃣ You're not sure how profitable your business actually is.
4️⃣ Invoices are piling up and cash flow feels unpredictable.
5️⃣ You spend more time in QuickBooks than focusing on your customers.

As a business owner, your time is valuable. Spending it growing your business—not worrying about your books—is where you make the greatest impact.

At J. Zollo & Associates, we help businesses stay organized, accurate, and confident in their financials all year long.

If any of these signs sound familiar, let's talk.

📈 Believe it or not... planning for Q4 starts now.

While many businesses wait until October to think about the last quarter of the year, August is actually one of the best times to start preparing.

Now is the time to:
1. Review your year-to-date financials
2. Evaluate your cash flow
3. Set revenue goals
4. Plan for holiday spending or seasonal hiring
5. Make adjustments before year-end

The businesses that finish the year strong are often the ones that start planning before everyone else.
A little preparation today can help you avoid surprises tomorrow.

If you're unsure where your business stands financially, we'd be happy to help you gain clarity and confidence before Q4 begins.

❌ Bookkeeping Myth: "As long as there's money in my bank account, my business is doing well."

✅ Reality: Your bank balance only tells part of the story.

It doesn't show:
• Outstanding invoices that haven't been paid.
• Upcoming bills and expenses.
• Whether your business is actually profitable.
• Financial trends that could impact your future.

Many business owners rely on their bank balance as a measure of success, but making informed business decisions requires looking at the full financial picture.

Accurate bookkeeping helps you understand where your business stands today—so you can confidently plan for tomorrow.

Don't let the numbers in your bank account be the only numbers you're watching.

Contact us today for a free consultation 📲