Capital Asset Management Group

10/05/2026

Join the fun this Sunday!
Heritage

10/05/2026

🌠 October is bringing a little celestial entertainment! The annual Draconid meteor shower is expected to peak on the night of October 8–9, with excellent viewing conditions thanks to an almost moonless sky.
Unlike many meteor showers that are best viewed in the early morning hours, the Draconids are an evening event. This year's peak is expected around 9 PM EDT on October 8, so there's no need to stay up until dawn. 🌌
Here's how to make the most of it:
🔭 Find a dark spot. Head somewhere away from city lights with a clear view of the sky.
✨ Give your eyes time to adjust. Allow about 30 minutes to get used to the darkness.
🌙 Leave the equipment at home. You won't need a telescope or binoculars. Just look up and take in as much of the sky as possible.
The Draconids typically produce around five meteors per hour under ideal conditions, although they've surprised skywatchers with spectacular displays in the past.
The shower runs from October 6–10, so you may have several opportunities to catch a shooting star, weather permitting.
Will you be watching? 🌠

Good news! The Draconid meteor shower peaks under almost moonless skies on Oct. 8-9.

10/05/2026

What did it take to become the richest man in Babylon?

In good times and bad, consistently saving a percentage of your income is a sound financial practice.

10/05/2026

Cyber criminals pay extra attention to accounts tied to money.

A 2026 FBI study found that over 12,400 of those victims lost more than $100,000 each, and the average reported loss across elder fraud victims that year was $38,500. Here are a few habits to fine-tune your digital security this month:

🔐 Turn on multi-factor authentication everywhere it's offered. Yes, it’s annoying, but according to a 2026 CISA report, using it makes an account roughly 99 percent less likely to be broken into. It only takes a minute to set up.

🔐 Give every account its own password. Reusing one password means one leaked login unlocks everything else. A password manager handles this without requiring you to remember dozens of them.

🔐 When you go to the dentist, put a reminder on your calendar to also change your passwords. Changing passwords often makes your accounts just that much harder to reach.

🔐 Pause before clicking. Phishing remains the most commonly reported cybercrime in the country, more than any other category the FBI tracks.

🔐 Check statements regularly, and turn on account alerts. Catching something small and wrong early is a lot easier to unwind than catching something large and wrong months later.

🔐 Consider freezing your credit if you're not actively applying for new credit or loans. This takes 15 minutes, one time.

None of this requires becoming a security expert. Pick the one or two that you've been putting off, and do it this week.

10/02/2026

Your chance of an IRS audit may not be that high. It pays to know what may trigger one.

The chances of an IRS audit aren't that high. And being audited does not necessarily imply that the IRS suspects wrongdoing.

10/02/2026

What's one financial decision you've made that helped you feel more prepared for your future?

For many of the people we work with, it's not a single investment or product; it's taking the time to create an overall strategy.

🗓️ October is Financial Planning Month—which is all about how the pieces of your financial picture fit together to help pursue your financial goals.

It's about putting together a comprehensive approach that manages your investments and retirement, provides for your loved ones—all while staying flexible enough to adjust as things change.

💡 If you've been meaning to update your strategy or to create one for the first time, it's never too late to start.

10/01/2026

Some financial decisions get a second chance. A handful don't.

▪️ When you actually retire. In EBRI's 2026 Retirement Confidence Survey, 46 percent of retirees left the workforce earlier than they expected.

▪️ Stepping into a parent's finances. A 2026 Care.com report found sandwich-generation caregiving duties typically begin around age 34.

▪️ Receiving an inheritance. Ohio State research found nearly one in five people who inherited $100,000 or more had spent or lost the entire amount within two years.

▪️ Selling a business. For a typical owner, roughly 80 percent of their net worth is tied up in the business itself, per the Exit Planning Institute.

▪️ Writing (or updating) a will. Only 24 percent of Americans currently have a will, down from 33 percent in 2022, according to Caring.com.

None of these moments announce themselves on schedule. The families who handle them well are usually the ones who started talking years before circumstances forced their hand.

09/30/2026

Will your future income keep pace with the life you are preparing for?

In October, the Social Security Cost-of-Living Adjustment (COLA) for 2027 will be announced.

The annual adjustment is designed to help benefits keep up with inflation, but the same principle can be applied more broadly.

Your retirement income may need to be adjusted as your life, expenses, and priorities change.

Healthcare, insurance, travel, home maintenance, and support for family members can all affect the income you may need to generate.

Ask yourself:

▪️ Has your expected retirement spending changed?
▪️ Are certain future expenses rising faster than you thought?
▪️ Does your income strategy account for inflation?
▪️ Are you strategizing for the lifestyle that you budgeted for years ago?

A thoughtful retirement income strategy should evolve as your life and expenses change.

09/30/2026

🏢 Warren Buffett has stepped down as chairman of Berkshire Hathaway, marking the end of another chapter in one of the most closely watched leadership transitions in corporate America.

His son, Howard Buffett, has assumed the role of chairman, while Greg Abel continues as CEO. Warren Buffett will remain on Berkshire’s board as chairman emeritus and continue offering his perspective to the company.

The change completes a succession process that has been years in the making. Howard Buffett has served on Berkshire’s board for more than three decades, while Abel took over as CEO earlier this year.

📌 For Berkshire, the transition now shifts attention to how the company preserves its culture and long-term approach to running the business while operating under a new generation of leadership.

The legendary investor, whose son Howard succeeds him as chairman, will remain on the board and become chairman emeritus.

09/30/2026

Looking for the latest tax bracket changes? Use this handy reference guide to save time.

Check out this handy reference of updated ranges from the IRS in case your designated bracket has changed.