The Neal Tipton Team - Waterstone Mortgage - NMLS #188890

10/10/2026

Don’t “fall” behind on decorating for the season — there’s still time to cozy up your home!

Check out these tips for decorating your home this autumn: https://bit.ly/4dWNVau

10/07/2026

Myth vs. Reality: Does the Fed Control Mortgage Rates?

You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.

10/06/2026

5.0 star review received on Experience.com for Neal Tipton by Ana V - I truly loved working with Neal! As an agent, it means so much to have a lender you can count on, and Neal was an amazing partner from start to finish. He was knowledgeable, helpful, and communicative! This made the entire process so much smoother for everyone involved.

I really appreciated how easy he was to work with and how committed he was to taking great care of our clients. I’m genuinely looking forward to working with Neal again. I'll always recommend him without hesitation!

Read more: https://experience.com/reviews/neal-tipton-403992/01aea004-ef0f-4445-8fd2-62caadd07acb?V=1791248644&utm_source=facebook&utm_medium=autopost&utm_content=13719380

10/05/2026

Love your neighborhood—but need your home to work better for the way you live today?

You may not have to move to make that happen.

With Waterstone Mortgage’s Make It Your Own renovation loan program, eligible homeowners may be able to finance qualifying improvements through a refinance.

Whether you’re dreaming of a finished basement, a dedicated home office, or simply a more functional layout, the right financing could help you reimagine the home you already love.

Sometimes, the best move isn’t moving at all. 🏠🛠️

Let’s explore your options and see whether the Make It Your Own loan may be a good fit for your renovation goals.

10/05/2026

Two Moves That Can Get You Into Your First Home Sooner

For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach.

10/05/2026

5.0 star review received on Experience.com for Neal Tipton by Tina G - Neal Is a great communicator, always answers when I call. He is helpful to my clients, taking time to explain everything in great detail. Neal is a lender that I would recommend to everyone I know.

Read more: https://experience.com/reviews/neal-tipton-403992/39ddfb9e-2ce9-4503-8e60-e0871618c939?V=1791160528&utm_source=facebook&utm_medium=autopost&utm_content=13717508

10/03/2026

5.0 star review received on Experience.com for Neal Tipton by Nicholas B M - Neal was easy to work with, and kept me very informed with the mortgage process. If I had a question, Neal was quick to reply, and helped make my homebuying experience go smoothly. As a first time home buyer, I would recommend working with Neal to anyone looking to navigate the mortgage process. Thank you for all of your help!

Read more: https://experience.com/reviews/neal-tipton-403992/7fc3cc5d-9e26-4a9c-9531-53183146a3b7?V=1790997575&utm_source=facebook&utm_medium=autopost&utm_content=13710574

10/02/2026

5.0 star review received on Experience.com for Neal Tipton by Mary C - Waterstone Mortgage and Neal Tipton consistently provide the best service with the greatest level of communication and always close on time.

Read more: https://experience.com/reviews/neal-tipton-403992/d98a2c41-4833-4190-8c03-fc0510c4c0d7?V=1790961864&utm_source=facebook&utm_medium=autopost&utm_content=13707964

10/02/2026

5.0 star review received on Experience.com for Neal Tipton by Adam J G - Excellent communication and prompt processing.

Read more: https://experience.com/reviews/neal-tipton-403992/adde99cf-3a6f-4dba-a0f2-0865ab10c943?V=1790954662&utm_source=facebook&utm_medium=autopost&utm_content=13707442

10/02/2026

“Should I buy now, or wait?” Instead of trying to predict the perfect market, ask yourself:

💬 Is the total monthly payment comfortable?
💬 Will I have savings left after closing?
💬 Is my income stable?
💬 Do I plan to stay for several years?

If the numbers work and you feel prepared, it may be worth exploring your options now.

If they don’t, waiting can be a smart strategy. Use the time to improve your credit, reduce debt, or build savings.

⏩ Let’s go over these questions together and determine your path forward. Send a message to chat anytime.