Fitzgerald Financial Group

10/02/2026

We’re excited to share some news about the next chapter for Fitzgerald Financial Group.

Cetera recently announced our transition to Cetera Wealth Services and Summit Financial Networks. We’re incredibly grateful to the clients and families who have trusted us over the years and helped us grow Fitzgerald Financial Group one relationship and referral at a time.

While we’re excited about what’s ahead, our focus remains exactly where it has always been…taking great care of our clients.

Thank you to everyone who has been part of our journey!

Read the full announcement from PR Newswire⁠....

/PRNewswire/ -- Cetera welcomes financial advisor John Fitzgerald and his Fitzgerald Financial Group team, including financial professionals Doug Kramer, CFP®...

09/18/2026

September 18th is celebrated in the U.S. as National Cheeseburger Day, honoring the beloved American dish that has been enjoyed since the 1920s

09/14/2026

Trapped by your low mortgage rate? You're not alone. Many homeowners feel "locked in" by the current high interest rates, making it difficult for them to sell their homes and move. Discover clever ways to navigate this tricky real estate market: https://bit.ly/fnanceyahW

You want or need to move, but you don't want to give up your super-low mortgage rate. Learn about your options for securing a low rate or payments after selling.

09/14/2026

Here is what we are talking to our clients about this month:
Revisit your budget. Look back at the plan you made in January, and decide whether to adjust your budget or stick to your current strategy.

09/11/2026

On this day of remembrance, we pause to reflect and honor all those affected by September 11. We will never forget.

09/11/2026

Skipping estate planning doesn’t just risk your legacy. It can leave courts deciding who inherits your assets and who makes healthcare decisions for you.

⚠️ Be careful with DIY documents: Online templates may not address your full situation or meet every legal requirement, potentially leaving your family with problems you meant to avoid.

💰 Think about taxes: IRAs, stocks, real estate, and charitable gifts can be treated very differently for tax purposes, so which assets go to which beneficiaries can matter.

⏳ Consider timing, not just inheritance: If your children may already be retired when they inherit, lifetime gifts or planning for grandchildren could have a greater impact.

Not sure where to start with wills, trusts, or powers of attorney? Read the full breakdown:

Avoid five common estate planning mistakes, from skipping a will to overlooking tax consequences. Protect your assets, heirs, and legacy with smarter planning.

09/08/2026

A will is essential, but it’s not meant to hold every detail of your life. Including the wrong assets can trigger legal battles, lost inheritances, or public exposure of private information. Consider these guidelines:

Keep beneficiary accounts out: Life insurance, 401(k)s, and IRAs pass directly to named beneficiaries and will override anything in your will, causing conflicts.
Never list passwords or account numbers: Wills become public court documents after death, exposing sensitive financial data to anyone who requests it.
Use trusts for special cases: Pets, special needs dependents, business interests, and fi****ms require separate legal structures to avoid complications.
Source: https://bit.ly/qokTh

If you're unclear about the 10 things you should leave out of your will when drafting your estate plan, check out what legal experts have to say.

09/04/2026

A sudden windfall doesn’t change who you are. Instead, it reveals whether you’ve developed the habits to keep the wealth you’ve gained. Try these tactics:

⏸️ Do nothing first: Resist major decisions for four to six months. Giving yourself time can help you make choices with a clearer perspective.

📋 Understand what you actually have: Taxes, legal obligations, and estate considerations can significantly affect what’s truly available to spend.

🎯 Build a sustainable plan: Decide what the wealth is meant to accomplish, then create a spending strategy that balances what you want now with what you’ll need later.

Curious why people who receive similar inheritances can end up with very different outcomes? Read more: https://bit.ly/3SGnG0R

Sudden wealth is less about the money and more about the discipline to manage it, so it's critical to pause and plan before making any major financial moves.

09/01/2026

Here is what we are talking to our clients about this month:
Assess your overall investment goals and strategy. Reevaluate your financial goals at least once a year, especially if you've had any major changes or unexpected events in your life. We can discuss your situation and help you adjust your financial plan accordingly.

08/30/2026

Employees who use online financial planning tools tend to make stronger progress toward retirement, even without one-on-one coaching.

📈 They save more: At one employer, average 401(k) contributions rose from 6.4% to 7.3% after two years, moving users from below to above the company average.

🎯 They make better investment choices: Nearly 70% of users whose investments didn’t match how much risk they were comfortable taking made changes within a year.

💰 They check off important steps: Among users 55+, 92% named beneficiaries and 82% started getting their full company match after a year or more.

See what the findings could mean for retirement readiness, 401(k) loans, and employer costs:

The Impact of Virtual Financial Wellness on Retirement Readiness | Financial Finesse Research Review | 2026 ↓ Download PDF Retirement Readiness Research The Impact of Virtual Financial Wellness on Retirement Readiness How sustained engagement with a virtual financial wellness benefit corresponds w...