Ann M Hartz, CPA and Associates

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Ann M Hartz, CPA and Associates Friendly, trustworthy advice. Visit: www.cpadesmoines.com
Or call: (515) 259-7779 That would be pretty amazing, wouldn't it?

Could you imagine if you had been missing out on hundreds, even thousands of dollars all because you either do your taxes yourself or have a "chain" tax service do your taxes? You could get your W2 Form in the mail and decide... "I'd like to get the absolute most money back from my taxes" ... and you would know EXACTLY how to get it... without spending a fortune. Our founder Ann Hartz, has 24 years experience as a CPA and we want to make this dream come true. Even better not only can we help you with that, but we can help organize your books and payroll with our bookkeeping and payroll services.

We're a week away from CISEN's Annual Senior Life Conference! There'll be sessions covering estate planning, paying for ...
10/19/2026

We're a week away from CISEN's Annual Senior Life Conference!

There'll be sessions covering estate planning, paying for care, Medicare, aging in place, and more! Thereโ€™s something valuable for anyone planning for the future.

Be sure to stop by our booth to say hello to the team! Weโ€™d love to see you there. ๐Ÿ˜Š

๐ŸŽŸ๏ธ We also have 4 FREE tickets to give away to our clients! Each ticket includes conference admission and lunch. If youโ€™d like one, contact our office to claim your ticket before theyโ€™re gone!

๐Ÿ“… October 26, 2026
๐Ÿ“ Prairie Meadows Conference Center, Altoona
๐Ÿ”— Register or learn more at www.centraliowasenior.com

We hope to see you there!

10/19/2026

๐——๐—ถ๐—ฑ ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ป๐—ผ๐˜„ ๐˜„๐—ฒ ๐—ฐ๐—ฎ๐—ป ๐—ฟ๐—ฒ๐˜ƒ๐—ถ๐—ฒ๐˜„ ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜๐—ฎ๐˜… ๐—ฟ๐—ฒ๐˜๐˜‚๐—ฟ๐—ป, ๐—ฒ๐˜ƒ๐—ฒ๐—ป ๐—ถ๐—ณ ๐˜€๐—ผ๐—บ๐—ฒ๐—ผ๐—ป๐—ฒ ๐—ฒ๐—น๐˜€๐—ฒ ๐—ฝ๐—ฟ๐—ฒ๐—ฝ๐—ฎ๐—ฟ๐—ฒ๐—ฑ ๐—ถ๐˜?

Mistakes happen, whether a return was prepared by tax software or another preparer. We can take a second look, identify errors or missed opportunities, and amend the return when a correction is needed.

Comment ๐—ฅ๐—˜๐—ฉ๐—œ๐—˜๐—ช so we can set up a time to talk.

10/19/2026

Anyone whoโ€™s built a business eventually reaches the point where doing everything yourself starts getting in the way of growth.

But handing off work youโ€™ve spent years building can be difficult. Whether itโ€™s invoicing, managing records, keeping up with financial tasks, or other day-to-day responsibilities, you know how you want things done, and trusting someone else with that responsibility takes time.

As you build your team, keep a few things in mind:
1. ๐—›๐—ถ๐—ฟ๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐˜€๐˜๐—ฟ๐—ฒ๐—ป๐—ด๐˜๐—ต๐˜€ ๐˜†๐—ผ๐˜‚ ๐—ฑ๐—ผ๐—ปโ€™๐˜ ๐—ต๐—ฎ๐˜ƒ๐—ฒ. Take an honest look at where your time and skills are best spent, then look for people who can take ownership of the work thatโ€™s taking too much of your attention.
2. ๐—Ÿ๐—ผ๐—ผ๐—ธ ๐—ณ๐—ผ๐—ฟ ๐—ฝ๐—ฒ๐—ผ๐—ฝ๐—น๐—ฒ ๐˜„๐—ต๐—ผ ๐—บ๐—ฎ๐—ธ๐—ฒ ๐˜๐—ต๐—ฒ ๐˜๐—ฒ๐—ฎ๐—บ ๐—ฏ๐—ฒ๐˜๐˜๐—ฒ๐—ฟ ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—น๐—น. Skills matter, but so does the ability to communicate, collaborate, and follow the processes your business relies on.
3. ๐—˜๐˜…๐—ฝ๐—ฒ๐—ฐ๐˜ ๐—ด๐—ฟ๐—ผ๐˜„๐—ถ๐—ป๐—ด ๐—ฝ๐—ฎ๐—ถ๐—ป๐˜€. Delegating wonโ€™t feel natural overnight, but the right team can steadily take work off your plate and give you more capacity to lead.

๐—ช๐—ต๐—ฎ๐˜ ๐˜€๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—œ ๐—ฑ๐—ผ ๐˜„๐—ถ๐˜๐—ต ๐—ฎ ๐—ฐ๐˜‚๐˜€๐˜๐—ผ๐—บ๐—ฒ๐—ฟ ๐—ถ๐—ป๐˜ƒ๐—ผ๐—ถ๐—ฐ๐—ฒ ๐˜๐—ต๐—ฎ๐˜ ๐—น๐—ผ๐—ผ๐—ธ๐˜€ ๐—น๐—ถ๐—ธ๐—ฒ ๐—ถ๐˜ ๐˜„๐—ผ๐—ป'๐˜ ๐—ด๐—ฒ๐˜ ๐—ฝ๐—ฎ๐—ถ๐—ฑ?Before writing it off the invoice, look at wh...
10/16/2026

๐—ช๐—ต๐—ฎ๐˜ ๐˜€๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—œ ๐—ฑ๐—ผ ๐˜„๐—ถ๐˜๐—ต ๐—ฎ ๐—ฐ๐˜‚๐˜€๐˜๐—ผ๐—บ๐—ฒ๐—ฟ ๐—ถ๐—ป๐˜ƒ๐—ผ๐—ถ๐—ฐ๐—ฒ ๐˜๐—ต๐—ฎ๐˜ ๐—น๐—ผ๐—ผ๐—ธ๐˜€ ๐—น๐—ถ๐—ธ๐—ฒ ๐—ถ๐˜ ๐˜„๐—ผ๐—ป'๐˜ ๐—ด๐—ฒ๐˜ ๐—ฝ๐—ฎ๐—ถ๐—ฑ?

Before writing it off the invoice, look at whether there's still a realistic way to recover some of that money.

Depending on the situation, you could consider:
โ€ข Restructuring the balance into a payment arrangement
โ€ข Turning the balance into an interest-bearing promissory note
โ€ข Factoring the invoice to recover a portion of what you're owed
โ€ข Writing off the balance when recovery options have been exhausted

๐—ฃ๐—ฟ๐—ผ ๐˜๐—ถ๐—ฝ: Create a system for processing overdue receivables instead of letting them sit on your books indefinitely. Set a regular time to review aging invoices, decide which ones still have a reasonable path to collection, and deal with balances that don't.

๐˜ž๐˜ฉ๐˜ข๐˜ต'๐˜ด ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ค๐˜ถ๐˜ณ๐˜ณ๐˜ฆ๐˜ฏ๐˜ต ๐˜ฑ๐˜ณ๐˜ฐ๐˜ค๐˜ฆ๐˜ด๐˜ด ๐˜ฐ๐˜ฏ๐˜ค๐˜ฆ ๐˜ข๐˜ฏ ๐˜ช๐˜ฏ๐˜ท๐˜ฐ๐˜ช๐˜ค๐˜ฆ ๐˜ฉ๐˜ช๐˜ต๐˜ด 60 ๐˜ฐ๐˜ณ 90 ๐˜ฅ๐˜ข๐˜บ๐˜ด ๐˜ฑ๐˜ข๐˜ด๐˜ต ๐˜ฅ๐˜ถ๐˜ฆ?

You have until November 22nd to vote for us for CityView's 2027 Best Local Place for Tax Preparation! Think about how im...
10/16/2026

You have until November 22nd to vote for us for CityView's 2027 Best Local Place for Tax Preparation! Think about how impressed your friends will be when they realize you use the best ๐Ÿ˜‰

So if you're happy with our work, take a few minutes to vote Ann Hartz CPA & Associates for category 256, Best Local Place for Tax Preparation!
๐Ÿ‘‰ https://www.dmcityview.com/best-2027/

๐—ช๐—ต๐˜† ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐—บ๐˜† ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—น๐—ผ๐—ผ๐—ธ ๐—ฝ๐—ฟ๐—ผ๐—ณ๐—ถ๐˜๐—ฎ๐—ฏ๐—น๐—ฒ ๐˜„๐—ต๐—ฒ๐—ป ๐—บ๐˜† ๐—ฏ๐—ฎ๐—ป๐—ธ ๐—ฎ๐—ฐ๐—ฐ๐—ผ๐˜‚๐—ป๐˜ ๐˜€๐—ฎ๐˜†๐˜€ ๐—ผ๐˜๐—ต๐—ฒ๐—ฟ๐˜„๐—ถ๐˜€๐—ฒ?Your business can show a profit on paper even w...
10/15/2026

๐—ช๐—ต๐˜† ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐—บ๐˜† ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—น๐—ผ๐—ผ๐—ธ ๐—ฝ๐—ฟ๐—ผ๐—ณ๐—ถ๐˜๐—ฎ๐—ฏ๐—น๐—ฒ ๐˜„๐—ต๐—ฒ๐—ป ๐—บ๐˜† ๐—ฏ๐—ฎ๐—ป๐—ธ ๐—ฎ๐—ฐ๐—ฐ๐—ผ๐˜‚๐—ป๐˜ ๐˜€๐—ฎ๐˜†๐˜€ ๐—ผ๐˜๐—ต๐—ฒ๐—ฟ๐˜„๐—ถ๐˜€๐—ฒ?

Your business can show a profit on paper even when you haven't actually collected all of that money from your customers.

If you use accrual-basis accounting, revenue gets recorded when you issue an invoice, not when the customer actually pays you.

That means your Profit & Loss statement can include revenue you haven't collected yet.

So you might see a healthy profit number while a chunk of that money is still sitting in Accounts Receivable.

This is why your P&L and bank balance tell you different things about your business.

Your P&L shows financial performance based on your accounting method. Your bank account shows the cash you actually have available.

If there's a big gap between the two, pull your Accounts Receivable aging report and look at how much of your revenue is tied up in unpaid invoices, especially those that are 90+ days past due.

๐˜ž๐˜ฉ๐˜ฆ๐˜ฏ ๐˜ธ๐˜ข๐˜ด ๐˜ต๐˜ฉ๐˜ฆ ๐˜ญ๐˜ข๐˜ด๐˜ต ๐˜ต๐˜ช๐˜ฎ๐˜ฆ ๐˜บ๐˜ฐ๐˜ถ ๐˜ค๐˜ฉ๐˜ฆ๐˜ค๐˜ฌ๐˜ฆ๐˜ฅ ๐˜ฉ๐˜ฐ๐˜ธ ๐˜ฎ๐˜ถ๐˜ค๐˜ฉ ๐˜ณ๐˜ฆ๐˜ท๐˜ฆ๐˜ฏ๐˜ถ๐˜ฆ ๐˜ช๐˜ด ๐˜ต๐˜ช๐˜ฆ๐˜ฅ ๐˜ถ๐˜ฑ ๐˜ช๐˜ฏ ๐˜ถ๐˜ฏ๐˜ฑ๐˜ข๐˜ช๐˜ฅ ๐˜ช๐˜ฏ๐˜ท๐˜ฐ๐˜ช๐˜ค๐˜ฆ๐˜ด?
DM us if you want clearer visibility into your true cash position.

Top financial moves in the last few months of the year...GO
10/14/2026

Top financial moves in the last few months of the year...GO

You've helped us win CityView's Best Local Place for Tax Preparation for the last 3 years and we're asking for year 4!If...
10/14/2026

You've helped us win CityView's Best Local Place for Tax Preparation for the last 3 years and we're asking for year 4!

If you're happy with the service we provided and want to make it known, now's the time to go and vote for Ann M Hartz, CPA & Associates for Best local Place for Tax Preparation!

Follow this link and go to category #252!
๐Ÿ‘‰ https://www.dmcityview.com/best-2027/

๐—›๐—ผ๐˜„ ๐—บ๐˜‚๐—ฐ๐—ต ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐—บ๐˜† ๐—ฐ๐˜‚๐˜€๐˜๐—ผ๐—บ๐—ฒ๐—ฟ๐˜€ ๐—ผ๐˜„๐—ฒ ๐—บ๐—ฒ ๐—ถ๐˜€ ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐—ฐ๐—ผ๐—น๐—น๐—ฒ๐—ฐ๐˜๐—ถ๐—ฏ๐—น๐—ฒ? Your Accounts Receivable aging report can show you wh...
10/13/2026

๐—›๐—ผ๐˜„ ๐—บ๐˜‚๐—ฐ๐—ต ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐—บ๐˜† ๐—ฐ๐˜‚๐˜€๐˜๐—ผ๐—บ๐—ฒ๐—ฟ๐˜€ ๐—ผ๐˜„๐—ฒ ๐—บ๐—ฒ ๐—ถ๐˜€ ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐—ฐ๐—ผ๐—น๐—น๐—ฒ๐—ฐ๐˜๐—ถ๐—ฏ๐—น๐—ฒ?

Your Accounts Receivable aging report can show you which invoices are getting old enough that you need to take a closer look.

Pull the report and pay attention to invoices that are 90+ days past due.

Then ask:
โ€ข Is the customer still communicating with us?
โ€ข Is there a realistic path to collecting this balance?
โ€ข Are we carrying invoices we already know won't be paid?

Youโ€™ll also want to watch your bad debt-to-revenue ratio, which compares the amount youโ€™re not collecting to your total revenue.

If bad debt starts pushing past ๐Ÿญโ€“๐Ÿฎ% of total revenue, it could point to a bigger problem with how your business handles billing and collections. At that point, itโ€™s worth looking at why invoices arenโ€™t getting paid and whether your collection process needs attention.

If you're not getting clear cash flow visibility from your monthly reports, letโ€™s talk about setting up tight financial controls for your business.

10/12/2026

๐—ช๐—ต๐—ฎ๐˜ ๐˜€๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—œ ๐—ผ๐˜‚๐˜๐˜€๐—ผ๐˜‚๐—ฟ๐—ฐ๐—ฒ ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ถ๐—ป ๐—บ๐˜† ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€?

If you're looking to offload or outsource work to open up your time (or a key employee's time), start by examining the low-leverage tasks that are preventing revenue growth.

Here are 3 key areas we recommend you look at outsourcing:
1. Bookkeeping
2. Payroll & Tax Compliance
3. Routine Admin and Scheduling Work

Each of these has something in common: they require repetitive maintenance. Doing your own bookkeeping or payroll carries a steep penalty if you mess it up, and zero revenue growth when you do it right. Freeing yourself up from admin work gives you the mental bandwidth to focus on strategizing for your business.

DM us if you want help with #1.

Address

7109 Hickman Road
Urbandale, IA
50322

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 12pm

Telephone

+15152597779

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