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DV Financial DV Financial is an independent, fee-based firm offering Financial Planning, Investment Management, and Insurance Products. Independent Wealth Network, Inc.

Art Dinkin, Securities & Investment Advisor Representative. Investment advisory services offered through Independent Wealth Network, Inc., a SEC Registered Investment Advisor. Securities offered through Emerson Equity Member LLC, member FINRA/SIPC. and DV Financial are not affiliated with Emerson Equity, LLC.

10/21/2026

Outgrowing DIY advice?

DIY finances can work for a while.

Early in your career, things may feel simple. You may have a 401(k), a Roth IRA, a house, and a few goals you are trying to balance.

But over time, the decisions tend to stack up.

Your income may grow. Your taxes may change. You may get married, have kids, switch jobs, buy a home, or start thinking seriously about retirement.

That is when the “I’ll figure it out myself” approach can start to feel overwhelming.

You do not need to wait until things feel chaotic to get guidance.

If your financial life is getting more complex than it used to be, connect with us.

10/14/2026

Social media opinions aren’t a plan.

There is no shortage of financial advice online.

Reddit, podcasts, TikTok, coworkers, articles, and comment sections can all give you information. And sometimes, that information can be useful.

But your financial life is not generic.

A Reddit thread does not know your income, your taxes, your goals, your family situation, your risk tolerance, or what decisions are coming next.

Online research can help you learn. But a financial plan helps you apply what you learn to your actual life.

That is where working with an advisor can make a difference.

If your financial life is starting to feel more complicated than a few online answers can handle, connect with us.

10/07/2026

AI doesn’t know you.

AI can be a helpful place to start.

It can answer questions, explain terms, and help you learn more about topics you may not feel ready to bring up with someone else.

But when it comes to your money, AI has limits.

It does not know your full situation, your family, your goals, your taxes, your fears, or what tradeoffs you are actually comfortable making.

The issue is not using AI to learn. The issue is treating that answer like your final financial plan.

Information is helpful. Personal guidance matters.

At DV Financial, we help you sort through the information and understand how it applies to your real life.

If you want help getting comfortable with your money, connect with us.

09/30/2026

Financial advice, from anywhere

You don’t have to live near your financial advisor to build a strong relationship with them.

Virtual financial advice can make it easier to meet, share information, and stay connected without rearranging your entire schedule.

But it should still feel personal.

Before working with an advisor virtually, it’s worth asking how meetings will work, what technology will be used, and how documents and sensitive information will be shared.

Convenience matters, but so does connection.

At DV Financial, we can meet you where you are and help make the process feel clear, personal, and comfortable.

If you’re looking for financial guidance that fits your life, connect with us.

09/23/2026

The most overlooked college tool.

529 plans are powerful… but often misunderstood.

Tax advantages, flexibility, and control, all in one place.

If you’re saving for education for your kids or grandkids, it’s worth understanding how 529s actually work.

Have questions? Let’s connect.

09/16/2026

No will? You’re not alone.

A lot of mid-career families haven’t gotten around to estate planning.

Not because it’s not important, but because it’s easy to put off.

The problem is, if you don’t decide, the state will.

Getting this in place is simpler than most people think.

If this has been on your list for a while, let’s connect.

Are you dragging your feet? Let me know in the comments, what’s been holding you back?

09/09/2026

Can you… or should you?

A lot of parents ask if they can pay for college.

The better question might be whether they should.

There’s value in kids having some responsibility in the process.

If you’re trying to find that balance, we can help. Let’s connect.

Do you think kids should have to pay for some of their college tuition? Let us know in the comments.

09/02/2026

It’s not what you think.

A lot of people think financial advisors are just picking stocks all day.

In reality, most of the work is helping people make sense of everything else going on in their financial lives.

If you’ve never seen what real planning looks like, it might be worth a conversation. Let’s connect.

What do you think a financial advisor actually does? Let us know in the comments.

08/26/2026

Playing it too cautious can backfire.

It’s common to pull back on risk as retirement gets closer.

But retirement could last decades.

Your strategy needs to support not just getting there, but staying there.

If you’re not sure your approach still fits, let’s connect.

And let us know, have you adjusted your investment risk recently?

08/19/2026

It’s not just about the price.

The real question isn’t just what college costs… it’s what it leads to.

The outcome matters just as much as the experience.

Those are tough conversations, but they matter long-term. If this is a decision your family is dealing with, let’s connect.

And let us know in the comments if you’re on a college search right now.

Address

2350 NW 128th Street
Urbandale, IA
50323

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 12pm

Telephone

+15152553354

Website

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