Nurse Financial strategist

10/05/2026

COMMUNITY. CONNECTION. PURPOSE. 💚

Another great moment from the Baldwin Festival with New York State Senator Siela A. Bynoe and fellow members of our community.
This is why I believe in showing up.
I'm a nurse. I'm a business owner. I'm a financial educator. And at the heart of all of it, I'm a community servant.
Legacy Health & Wealth Solutions LLC was never created to simply sell a product. My vision is much bigger than that.
It's about educating families. Building relationships. Creating access to information. Connecting people with resources. And being present in the communities I serve.
This is bigger than business. It's purpose. It's people. It's community.
And we're just getting started. 💚

Lakeisha M. Small, RN
America's Nurse Financial Strategist
Legacy Health & Wealth Solutions LLC
Health. Wealth. Legacy.

09/28/2026

81 YEARS OLD.
STILL WORKING.
NOT BECAUSE RETIREMENT FAILED — BECAUSE LIFE HAPPENED.

This is exactly why I keep saying healthcare planning and retirement planning cannot be two separate conversations.
This is Don Johnson. He's 81 years old.
A doorbell camera captured him carrying heavy luggage up a flight of stairs while working as an independent contractor.
But here's the part I want you to pay attention to.
His wife is battling cancer. Their expenses have increased, and Don says that although he appreciates what their insurance covers, it doesn't cover everything. �
NBC Dallas-Fort Worth
So at 81 years old, instead of simply enjoying retirement with his wife, he's working—sometimes putting in 14-hour days. �
NBC Dallas-Fort Worth
And THIS is the conversation we don't have enough when we're planning for retirement.
We talked about the 401(k).
We talk about Social Security.
We talk about pensions.
But what happens when somebody gets sick?
What happens when treatment, prescriptions, transportation, caregiving, and everyday living expenses start hitting the household at the same time?
Retirement planning isn't only about accumulating enough money to stop working.
It's about building a strategy that can withstand life happening after you stop working.
This isn't about criticizing this family. Their story is a reminder for the rest of us to ask better questions before we reach retirement.
If a major health crisis happened at 70, 75, or 80… would your retirement strategy still work?

🩺 Healthcare planning IS financial planning.
I'm Lakeisha M. Small, RN, America's Nurse Financial Strategist.

I bridge the gap between medicine and money.

09/19/2026

September is Life Insurance Awareness Month. 💚

But this conversation is about much more than buying a life insurance policy.
It's about asking the right questions:
If something happened to me tomorrow, would my family be financially prepared?
Would there be enough to replace my income?
Pay the mortgage?
Take care of my children?
Handle final expenses?
Protect the assets I've worked hard to build?
And leave the legacy I intended?
Having life insurance and being adequately insured are two very different things.
That's why I don't believe the conversation should begin with, “What policy do you want?”
It should begin with: “What are we protecting?”
Your family. Your income. Your home. Your business. Your future. Your legacy.
Life insurance is one tool within a much larger financial strategy—and this month is the perfect time to review what you have, understand what you have, and determine whether it still matches the life you're living today.
Are you insured… or are you adequately insured?
📲 Call or text 516-425-1081 to start the conversation.
Lakeisha M. Small, RN
America's Nurse Financial Strategist
Legacy Health & Wealth Solutions LLC
Health. Wealth. Legacy.

08/27/2026

🩺 **YOU PLANNED FOR RETIREMENT… BUT DID YOU PLAN FOR LIFE TO CHANGE?**

Imagine being 62 years old, preparing to retire, and receiving a diagnosis of Parkinson’s disease.

Your retirement date may not be the only thing that changes.

A progressive illness can affect your ability to work, your healthcare needs, your family, your income, and potentially the amount of care you may need in the future.

And that's the part of retirement planning we don't talk about enough.

We spend so much time asking:

💰 *How much have I saved?*

But we also need to ask:

🩺 **What happens to my financial plan if my health changes?**

Who helps me?

Can I remain in my home?

How will additional care be paid for?

What happens to my spouse's retirement if they become my caregiver?

Could healthcare or long-term-care expenses change the legacy I planned to leave my children?

**This is why I say healthcare planning IS financial planning.**

Your retirement strategy shouldn't only prepare you for the retirement you hope to have.

It should also consider the **“what ifs.”**

As a Registered Nurse and **America's Nurse Financial Strategist**, this is where I bridge the gap between **medicine 💊 and money 💰.**

💚 **Prevention is better than cure—not just in health, but in wealth.**

📲 **Would your retirement strategy still work if your health changed tomorrow?**

DM me **“PLAN”** or click the link in my bio to schedule your **15-minute Strategy Session.**

**Lakeisha M. Small, MS, RN**
🇺🇸 America's Nurse Financial Strategist
🩺 The Bridge Between Medicine 💊 & Money 💰

08/25/2026

08/25/2026

🚨 WHAT DOES RETIREMENT REALLY LOOK LIKE IN 2026?

Retirement doesn't look like it did for our grandparents.

Today, more Americans are delaying retirement, continuing to work, looking for work, or even returning to the workforce after retiring.

And the numbers tell a story. 📊

According to AARP's 2026 research:

➡️ 7% of retirees reported returning to the workforce within the previous six months.

➡️ 48% of those who “unretired” said their primary reason for returning was that they needed money or had a poor economic outlook.

➡️ Among adults age 50+ who are working or looking for work, 41% said their main reason is being able to afford everyday living expenses.

And EBRI's 2026 Retirement Confidence Survey tells us something equally important:

📉 Only 61% of workers feel confident they will have enough money to live comfortably throughout retirement.

📉 Nearly 1 in 4 workers said they don't plan to retire.

🏥 Nearly 6 in 10 workers said healthcare costs are hurting their ability to save for retirement.

💰 And 65% of workers said debt is a problem for their household.

So here's the question:

Are we actually planning for retirement—or are we simply hoping we'll be able to afford it when we get there?

Because retirement planning in 2026 isn't just about reaching a certain age.

It's about planning for:

• Longevity
• Taxes
• Healthcare costs
• Long-term care
• Inflation
• Debt
• Social Security
• Income after the paycheck stops
• And protecting the assets you've worked your entire life to build.

The old retirement playbook doesn't automatically fit today's financial reality.

Don't wait until retirement is five years away to discover your plan has a five-year gap.

🩺 As a Nurse Financial Strategist, I help individuals, families, healthcare professionals and business owners look at the connection between health, wealth and legacy.

📲 Want to know what your retirement plan may be missing?

Send me “RETIREMENT” in a DM or schedule a complimentary 15-minute Strategy Session.

Your retirement deserves a strategy—not a hope and a prayer.

08/23/2026

A LEGACY CAN BE WORTH MILLIONS — AND STILL END UP IN PROBATE COURT.

Aretha Franklin left behind more than music. She left behind valuable real estate, royalties, intellectual property and other assets.

But after her death in 2018, her estate became entangled in years of probate proceedings involving competing handwritten wills.

One of those wills was found in a notebook tucked beneath couch cushions.

In 2023, a jury determined that the 2014 handwritten document was a valid will, and the court later distributed real estate according to that document. But the bigger lesson isn't about celebrity.

It's about us.

You can work your entire life building wealth and still leave your family with confusion, conflict, legal fees and court involvement if your estate plan isn't properly structured and communicated.

And here's the question I want you to think about:

If you died tomorrow, would your family know exactly what to do?

Who would make decisions for you?

Who would manage your money?

Who would inherit your assets?

Who would manage your business?

What happens to your life insurance, retirement accounts, real estate and other assets?

And most importantly…

Would your family have a clear plan — or would they have to figure it out in court?

That's why estate planning isn't just about "who gets my stuff."

It's about protecting the people you love from having to make difficult decisions during the worst moment of their lives.

💚 Don't just leave assets.

Leave instructions. Leave protection. Leave a legacy.

📲 If you haven't reviewed your estate plan recently, this is your sign to start.

DM me “LEGACY” and let's talk about what you need to have in place.

Probate LegacyBuilder NurseFinancialStrategist HealthcareProfessionals ProtectYourLegacy

08/20/2026

🚨 YOUR DOCTOR CALLS FROM THE ICU… NOW WHAT?

Your phone rings.

“Your husband is in the ICU. You need to come to the hospital.”

You get there, and suddenly the questions start:

🩺 Who has the legal authority to make healthcare decisions if he can't speak for himself?

📋 Is there a Healthcare Proxy in place?

🏥 Has the hospital been given the appropriate authorization to communicate with you?

💰 What about the mortgage, bank accounts, insurance, business accounts, bills, and other financial matters?

📑 Who has the legal authority to handle those affairs if he is incapacitated?

And here's the part many families don't think about:

Being someone's spouse does not mean you should assume you automatically have every legal authority you may need in every situation.

That's why estate planning isn't just about what happens after death.

It's also about what happens while you're still alive—but unable to speak or make decisions for yourself.

Your estate plan should be designed to answer the uncomfortable questions BEFORE the emergency happens.

🩺 Healthcare decisions
📋 Healthcare Proxy
💼 Financial decision-making
🏦 Access to financial matters
📑 Powers of Attorney
💰 Asset protection
👨‍👩‍👧‍👦 Family protection
🌳 Legacy planning

Because the worst time to discover there's a gap in your plan is when your family is standing in an ICU waiting room.

So let me ask you:

👉 If you couldn't speak for yourself tomorrow, would your family know exactly what to do—and have the proper legal documents in place to do it?

Is your estate plan in order?

Don't wait for the crisis to expose the gaps.

📲 DM me “PLAN” if you're ready to start the conversation about protecting your health, wealth, and legacy.

Lakeisha M. Small, MS, RN
🇺🇸 America's Nurse Financial Strategist
🩺 The Bridge Between Medicine 💊 and Money 💰

08/18/2026

📊 THE RECEIPTS ARE IN: WHY ARE AMERICANS “UNRETIRING”?

Retirement is changing—and the numbers are telling us something we can't ignore.

According to a 2026 AARP survey, 7% of retirees surveyed had returned to the workforce within the previous six months.

And here's the part that really caught my attention:

48% said their primary reason for returning to work was needing money or having a poor economic outlook.

Then look at the 2026 Employee Benefit Research Institute (EBRI) Retirement Confidence Survey:

➡️ Workers expect to retire at a median age of 65.

➡️ Retirees reported a median actual retirement age of 62.

➡️ Nearly half of retirees said they retired earlier than they had planned.

So here's the question I want YOU to think about:

Are we really planning for retirement—or are we planning for an old version of retirement that no longer exists?

People are living longer.

Healthcare costs matter.

Long-term care matters.

Taxes matter.

Inflation matters.

And the biggest risk may be assuming that the money you've accumulated will automatically last as long as you need it.

💡 Retirement planning isn't just about asking, “How much do I need to retire?”

The better question is:

“How do I create a retirement strategy that allows me to STAY retired?”

That's where healthcare and wealth planning have to come together.

As a Registered Nurse and America's Nurse Financial Strategist, I believe we need to stop looking at health and wealth as two separate conversations.

🩺 HEALTH affects your finances.
💰 MONEY affects your healthcare choices.
🏡 BOTH affect your legacy.

Don't wait until you're retired to discover that your retirement strategy wasn't built for the life you're actually living.

📲 Want to know what questions you should be asking before you retire?

Comment “RETIRE” below or send me a DM, and let's start the conversation.

Lakeisha M. Small, MS, RN
🇺🇸 America's Nurse Financial Strategist
🩺💊 The Bridge Between Medicine & Money
Legacy Health & Wealth Solutions LLC