Lifecare Affordability Plan

Lifecare Affordability Plan The Lifecare Affordability Plan® is a healthcare-driven financial planning process for older adults.

For more than two decades, SEIA has provided holistic wealth management services to clients in the Washington, DC metro area. As part of this engagement, we have worked with families facing the declining health of their loved ones to help them navigate the complexities of healthcare support and housing and understand their financial options. In 2018, seeing the need to bring this solution to a larger audience, SEIA introduced the Lifecare Affordability Plan®, a flat-rate financial service that includes:

• Coordination with healthcare services. We work directly with healthcare providers to fully understand each patient’s care plan and potential clinical paths.
• Comprehensive financial review: We review all available income, assets, government benefits, liabilities, and ongoing costs to get a full picture of your financial situation.
• Family education: We engage with family members and advocates early in the planning process to make sure that the support team is informed and educated.
• Care-plan driven financial planning. The LCAP™ is an easy-to-understand action plan that helps you pay for the best possible care at a sustainable level. Each LCAP is developed for your family's unique circumstances. Your LCAP provides you with clear guidance on alternative courses of action and budgets. Your LCAP is designed to maximize care options while minimizing the financial impact on your family's security and quality of life.
• Step-by-step guidance. Our long history working with clients in crisis provides us with the long-term perspective needed to direct families to the suitable paths to take to achieve desired outcomes.
• Option to create investment portfolios. We can design customized investment portfolios that help preserve assets and generate liquidity while managing risk.

Turning 65, retiring, losing employer coverage, or moving from COBRA can affect when you should enroll in Medicare.Missi...
10/05/2026

Turning 65, retiring, losing employer coverage, or moving from COBRA can affect when you should enroll in Medicare.

Missing the right window can delay coverage or add costs. Don't assume every type of health coverage is treated the same way under Medicare rules.

Before your coverage changes:
1. Write down the date your current coverage ends.
2. Ask which Medicare enrollment period applies to you.
3. Gather employer and insurance documents.
4. Confirm the steps with Medicare or a qualified Medicare professional.

A little preparation can prevent a last-minute scramble.

Medicare has several parts, and the letters can be confusing.At a high level:• Part A generally helps cover inpatient ho...
10/04/2026

Medicare has several parts, and the letters can be confusing.

At a high level:
• Part A generally helps cover inpatient hospital care and certain facility, hospice, and home health services.
• Part B generally helps cover doctor visits, outpatient care, labs, ambulance services, and other medical services.
• Part D covers prescription drugs.
• Medicare Advantage, also called Part C, is an alternative way to receive Medicare benefits through a private insurer.
• Medigap is supplemental insurance used with Original Medicare (Parts A, B, D).

Your needs, doctors, prescriptions, and budget can help shape which option fits you. Start by learning the basics, then confirm the details before enrolling.

Before Open Enrollment begins on October 15, listen to our podcast with John Norce to learn more: https://loom.ly/XCjp8Ok

A question worth asking tonight…If your family’s care needs changed tomorrow, who would make the calls, organize the pap...
10/03/2026

A question worth asking tonight…

If your family’s care needs changed tomorrow, who would make the calls, organize the paperwork, and keep everyone updated?

There is no perfect answer—but having the conversation now can make a hard day less confusing later.

The Conversation Project offers many resources: https://loom.ly/Sy2vw60

Breast Cancer Awareness Month reminds us that care involves more than appointments. Families may also face travel, meals...
10/01/2026

Breast Cancer Awareness Month reminds us that care involves more than appointments.

Families may also face travel, meals, missed work, in-home help, and other unexpected costs.

A simple first step is to list who can help, what resources are available, and which questions still need answers.

Compassion and preparation can go hand in hand. Learn more: breastcancer.org

“Knowing your own limits and asking for help at the right time can alleviate a lot of crises.” - Arvette M. Reid, Health...
09/30/2026

“Knowing your own limits and asking for help at the right time can alleviate a lot of crises.” - Arvette M. Reid, Healthcare Planning Strategist, Lifecare Affordability Plan, Signature Estate & Investment Advisors, LLC

Caregivers need support too. Fairfax County in Northern Virginia offers family caregiver programs, education, dementia r...
09/29/2026

Caregivers need support too.

Fairfax County in Northern Virginia offers family caregiver programs, education, dementia resources, respite information, newsletters, alerts, and connections to local services.

If you care for an older adult in the community, local resources can help you feel less alone and better prepared.

Read more here: https://loom.ly/s7kwjSg

Knowing your limits is part of caring well.Caregivers often try to do everything until they are exhausted. But asking fo...
09/28/2026

Knowing your limits is part of caring well.

Caregivers often try to do everything until they are exhausted. But asking for help is not giving up. It’s how you keep going safely and compassionately.

If you are caring for a spouse, parent, or loved one while balancing work and family, give yourself permission to get support before you reach a breaking point.

Listen to our “What It Means To Thrive” LCAP podcast: https://loom.ly/8AN_PYY

Helping someone with money is a serious responsibility. The Consumer Financial Protection Bureau (CFPB) offers guides f...
09/27/2026

Helping someone with money is a serious responsibility.

The Consumer Financial Protection Bureau (CFPB) offers guides for people serving as financial caregivers, including those acting under a power of attorney, as a trustee, as a guardian, or as a government fiduciary.

If you may need to help a loved one manage bills, benefits, or property, begin learning about the roles here: https://loom.ly/R1CoSJE

“Healthcare decisions and financial decisions are right on top of each other.” - Arvette M. Reid, SEIA Healthcare Planni...
09/27/2026

“Healthcare decisions and financial decisions are right on top of each other.” - Arvette M. Reid, SEIA Healthcare Planning Strategist

You do not have to wing it.Most families are new to care planning. Professionals who work with older adults have helped ...
09/26/2026

You do not have to wing it.

Most families are new to care planning. Professionals who work with older adults have helped many families through similar decisions and can help you avoid feeling alone or unprepared.

Asking for guidance early can make the road ahead feel much less confusing. Ask us your most pressing question at lifecareaffordability.com.

Address

1650 Tysons Boulevard, Suite 1575
Tysons Corner, VA
22102

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 5pm
Friday 8:30am - 6pm

Telephone

(844) 347-2344

Website

Alerts

Be the first to know and let us send you an email when Lifecare Affordability Plan posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Lifecare Affordability Plan:

Shortcuts

Share

Category