Jonathan Rob Royal - Liberty Capital Management

We’re continuing our Monthly Focus Series, designed to bring you clear, practical, and timely financial insights each month.

This month we are focusing on Mid-Year Financial Checkups. The goal is to help you pause at the halfway point of the year, review your financial progress, and make intentional adjustments for the months ahead.

A financial plan is not something you set and forget. A mid-year review gives you a chance to look at your portfolio, tax situation, and retirement progress so you can stay aligned with your goals for 2026.

Each month we highlight one key planning topic and break it down in a way that is simple, useful, and actionable.

From tax insights to investment check-ins and long-term planning strategies, the goal is straightforward. Help you stay informed, confident, and proactive about your financial future.

Be sure to follow along so you do not miss what is next.
[email protected]

Here I am with the Jane's Addiction Crew, Long Beach Yacht Club Catalina 37s. Go Purple People!

Protecting your financial future is more than building wealth. It is also about helping safeguard what matters most along the way.

Insurance and risk planning play an important role in a well-rounded financial strategy, especially as life changes through marriage, children, homeownership, business growth, and retirement planning.

This Insurance & Risk Month, take a few minutes to review:
✔ Life insurance coverage
✔ Disability protection
✔ Liability and umbrella coverage
✔ Beneficiary designations

Small updates today can make a meaningful difference for your long-term plan.

Have questions about how insurance fits into your overall financial strategy? Connect with the team at Liberty Capital Management to schedule a conversation.

Please find below my Q2 2026 Market Perspectives video. In this update, I cover current economic conditions, interest rates and inflation, geopolitical developments, and our portfolio positioning going forward.

▶ https://youtu.be/G0xBU-01C-Q

Key topics include:
• Recent changes to our model portfolios
• The labor market and consumer health
• Valuations, sentiment, and our market scorecard
• The continued growth of faith-based investing

If you have questions or would like to review your financial plan in light of current conditions, please contact Karina or Veronica to schedule a convenient time.

Thank you for your continued trust.

We’re continuing our Monthly Focus Series, designed to bring you clear, practical, and timely financial insights each month.
This month, we’re focusing on Tax Filing and Cash Flow Review. The goal is to help you make smart financial decisions after you file your taxes and set yourself up for the rest of the year.
Your tax return is more than paperwork. It is a valuable tool that can help you adjust your withholdings, refine your financial plan, and use your money more intentionally.
Each month, we spotlight one key planning topic and break it down in a way that is easy to understand and actionable for your goals.
From tax insights to investment check-ins and long-term planning strategies, our goal is simple. To help you stay informed, confident, and proactive about your financial future.
Be sure to follow along so you don’t miss what’s next.
[email protected]

We’re excited to introduce our new Monthly Focus Series, designed to bring you clear, practical, and timely financial insights each month.
This month we are highlighting Retirement Contribution Push, helping you make the most of your retirement savings before the April tax deadline.
Every month we will spotlight one key planning topic and break it down in a way that is easy to understand and actionable for your goals.
From market updates to retirement strategies, tax planning tips to long-term wealth building, each post will focus on what matters most right now.
Our goal is simple. To help you stay informed, confident, and proactive about your financial future.

Be sure to follow along so you do not miss what’s next. [email protected]

Snowing in the sunshine near Bishop, CA. Great couple of days skiing Mammoth Mountain with my lovely bride last week.

2026 Tax Changes Explained: Part 3 of 3

This post wraps up our 3-part series on 2026 tax changes. In the first two posts, we covered income taxes, standard deductions, and updates to deductions, credits, and investment taxes.

In this final post, we’re focusing on retirement planning, Social Security, Medicare, and estate planning. These updates affect long-term planning, retirement income, healthcare costs, and legacy strategies.

This series isn’t about filing your taxes yourself—it’s about understanding the changes, knowing what questions to ask, and seeing where planning opportunities may exist.