Kasen McCarty: Wealth Strategies

09/01/2026

You worked hard to build your business.

What happens when it is time to step away?

A business succession plan can help organize how ownership, leadership, responsibilities, and value may transfer after retirement, disability, death, or another unexpected event. The SBA recommends creating a thorough ownership-transfer plan and coordinating with qualified legal, valuation, tax, and financial professionals.

A complete plan may include:

A future owner or successor
A business valuation
A transition timeline
Legal agreements
Insurance funding
Retirement planning

Comment “SUCCESSION” or send us a direct message to begin the conversation.

Tag a business owner who needs a long-term exit plan.



📍 1443 S. Norfolk Ave., Tulsa, OK 74120
📞 (573) 772-3421
✉️ [email protected]
🌐 www.midtownwm.com

08/31/2026

A Roth conversion allows you to move money from a tax-deferred retirement account into a Roth IRA.

Untaxed amounts converted are generally included in taxable income for the year of the conversion. In exchange, qualified Roth withdrawals may potentially be tax-free later.

A conversion may be worth reviewing during:

A lower-income year
Early retirement
A market decline
Before RMDs begin
A year with larger deductions

Comment “ROTH” or send us a direct message to discuss whether a conversion analysis may make sense.

Tag someone looking for more tax flexibility in retirement.



📍 1443 S. Norfolk Ave., Tulsa, OK 74120
📞 (573) 772-3421
✉️ [email protected]
🌐 www.midtownwm.com

08/30/2026

Required Minimum Distributions can have a major impact on your retirement tax plan.

Traditional IRAs, SEP IRAs, SIMPLE IRAs, and many employer retirement plans eventually require annual withdrawals. The applicable starting age is generally 73 or 75, depending on your birth year and account type.

RMDs may affect:

Taxable income
Medicare premiums
Investment balances
Charitable-giving strategies
Your overall retirement cash flow

Comment “RMD” or send us a direct message to begin planning before your first distribution is due.

Tag someone approaching retirement.



📍 1443 S. Norfolk Ave., Tulsa, OK 74120
📞 (573) 772-3421
✉️ [email protected]
🌐 www.midtownwm.com

08/29/2026

When should you claim Social Security?

You can begin retirement benefits as early as age 62, but claiming before your full retirement age generally reduces your monthly benefit. Delaying after full retirement age can increase your benefit until age 70. Your health, income needs, life expectancy, spouse’s benefits, and overall retirement plan should all be considered.

Comment “SOCIAL SECURITY” or send us a direct message to discuss how your claiming decision may fit into your retirement-income plan.

Tag someone preparing for retirement.



📍 1443 S. Norfolk Ave., Tulsa, OK 74120
📞 (573) 772-3421
✉️ [email protected]
🌐 www.midtownwm.com

Midtown Wealth Management

Educational content only and not individualized financial, investment, tax, legal, or Social Security advice. Individual benefits and claiming options vary.

08/28/2026

Young and healthy may be one of the best times to review life insurance.

Age and health are important factors in insurance pricing, eligibility, and available coverage options. Applying while younger and healthier may provide more choices and potentially lower costs than waiting until coverage becomes urgent.

Coverage should still be based on your actual needs, family responsibilities, budget, debts, income, and long-term goals.

Comment “PROTECT” or send us a direct message for a complimentary coverage review.

Tag someone who recently got married, purchased a home, welcomed a child, or started a business.



📍 1443 S. Norfolk Ave., Tulsa, OK 74120
📞 (573) 772-3421
✉️ [email protected]
🌐 www.midtownwm.com

08/27/2026

The sooner you begin investing, the more time your money may have to benefit from compound growth.

You do not need a perfect strategy or a large starting balance. Consistency, time, and a long-term plan may make a meaningful difference.

Waiting ten years does not only mean missing ten years of contributions. It can also mean missing years of potential growth on those contributions.

Start today. Thank yourself tomorrow.

Comment “START” or send us a direct message to discuss a long-term investment plan.

Tag someone who keeps saying they will begin investing next year.



📍 1443 S. Norfolk Ave., Tulsa, OK 74120
📞 (573) 772-3421
✉️ [email protected]
🌐 www.midtownwm.com

08/27/2026

08/26/2026

Retirement is not only about reaching a certain account balance.

It is about turning your savings into a reliable income strategy designed to support your lifestyle.

A complete retirement-income plan may coordinate:

Social Security
Pensions
Investment withdrawals
Annuity income
Cash reserves
Required distributions

The goal is to create a retirement paycheck while managing taxes, inflation, market risk, healthcare expenses, and longevity.

Comment “INCOME” or send us a direct message to discuss your retirement-paycheck strategy.

Tag someone preparing to retire within the next five years.



📍 1443 S. Norfolk Ave., Tulsa, OK 74120
📞 (573) 772-3421
✉️ [email protected]
🌐 www.midtownwm.com

08/25/2026

529 Plan vs. UTMA

A 529 plan and a UTMA account can both help families invest for a child, but they work differently.

A 529 plan is generally focused on qualified education expenses and typically allows the account owner to maintain control.

A UTMA is an irrevocable gift to the child, and the child receives control when reaching the applicable age under state law.

Taxes, financial-aid treatment, flexibility, investment options, and future control should all be considered.

Comment “COLLEGE” or send us a direct message for a side-by-side comparison.

Tag a parent or grandparent who is building a child’s future.



📍 1443 S. Norfolk Ave., Tulsa, OK 74120
📞 (573) 772-3421
✉️ [email protected]
🌐 www.midtownwm.com

08/25/2026

Retirement isn’t just about how much you’ve saved — it’s about how you turn those savings into income you can actually live on.

A strong retirement income plan can bring together Social Security, pensions, investment accounts, and withdrawals into one coordinated strategy built around your lifestyle and goals.

The goal is simple: create a plan that helps your money support you throughout retirement, while giving you more clarity and confidence along the way.

If you’re getting closer to retirement — or already there — it may be worth reviewing how all of your income sources work together.

Send us a message to start the conversation.

Midtown Wealth Management
Tulsa, Oklahoma
www.midtownwm.com