Provident Wealth Advisors

Provident Wealth Advisors Provident Wealth Advisors is a Retirement, Income and Estate Planning Firm serving The Woodlands, TX Securities Offered through Quincy Wells Capital, LLC.

Fee based financial planning and investment advisory services are offered by Provident Wealth Advisors, a Registered Investment Advisor in the State of Texas and the State of Louisiana. Insurance products and services are offered through Goodwin Financial Group . Provident Wealth Advisors, and Goodwin Financial Group are affiliated companies. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the State of Texas or where otherwise legally permitted. This site is published for residents of the United Sates only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Provident Wealth Advisors, LLC does not solicit advisory clients in the state of Florida. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all services referenced on this site are available in every state and through every advisor listed. For additional information, please contact us at 281.466.4843. Provident Wealth Advisors, LLC does not offer legal or tax advice. Consult the appropriate professional regarding your individual circumstance. Member FINRA/SIPC

A little planning today can make a big difference tomorrow. Here’s to setting goals, making confident decisions, and bui...
10/07/2026

A little planning today can make a big difference tomorrow. Here’s to setting goals, making confident decisions, and building a financial future you feel good about!

09/15/2026

🚨 6 Retirement Myths… BUSTED! 🚨

When it comes to retirement planning, some of the biggest mistakes aren’t caused by market volatility... they’re caused by assumptions that sound true, but aren’t always. To make sure you're not surprised, Janelle Romano with Provident Wealth Advisors and Erin Kennedy break down these myths:

💰 Will Social Security really disappear?
🏠 Can you skip long-term care planning if you want to stay home?
📈 Do investment returns stop mattering once you retire?
💵 Should you avoid spending your principal?
🧾 Will your taxes automatically be lower in retirement?
🎯 And do you really need to hit a magic number like $1 million before you can retire?

In this interview, we’re separating retirement fact from fiction and breaking down what these myths could mean for your financial plan. To create a retirement plan based on facts, not myths, please call Janelle at (281)-466-4843 or visit www.ProvidentWealthLLC.com

Today, we pause to remember September 11, 2001, and honor the lives lost, the families affected, and the courage shown b...
09/11/2026

Today, we pause to remember September 11, 2001, and honor the lives lost, the families affected, and the courage shown by so many.

We reflect on the strength, resilience, and unity that brought our nation together.

We remember. We honor. We will never forget.

Friends and Clients,Our office will be closed on Labor Day, Monday, September 7th, in observance of Labor Day. The U.S. ...
09/04/2026

Friends and Clients,

Our office will be closed on Labor Day, Monday, September 7th, in observance of Labor Day. The U.S. stock market will also be closed for the holiday.

We will be back in the office on Tuesday, September 8th.

Wishing you and your loved ones a safe and enjoyable Labor Day weekend!

08/25/2026

💰 Are you and your spouse accidentally leaving free money on the table?

A new study from the Center for Retirement Research at Boston College found that nearly 1 in 5 married couples aren’t coordinating their retirement savings, and it could be costing them about $760 every year. 😳

So how does this happen… even when both spouses are contributing?

In this interview, Doug Hackett with Provident Wealth Advisors and Erin Kennedy break down:
✔️ What it really means to coordinate retirement savings as a couple
✔️ How employer matches can slip through the cracks
✔️ Smart strategies when one spouse has better benefits
✔️ The key conversations every couple should be having

📊 Bottom line: Retirement planning isn’t just personal... it’s a team sport. To ensure you're not leaving money on the table, give Doug a call at (281)-466-4843 or visit www.ProvidentWealthLLC.com

08/11/2026

🚨 Nearing retirement? You’re in the retirement red zone... and every decision counts.

The good news? A smart strategy now can make a BIG difference later. In this video, Doug Hackett with Provident Wealth Advisors and Erin Kennedy lay out your 4-step action plan to retire with confidence:

✅ Max out tax-advantaged accounts (don’t forget catch-up contributions!)
✅ Open & fully fund an IRA — and consider going Roth for tax-free growth
✅ Leverage HSAs 💡 (triple tax advantage + future healthcare funding!)
✅ Understand RMDs — because taxes in retirement may NOT be lower
⭐ BONUS: Work with a financial advisor to tie it all together and avoid costly missteps

Your future income, taxes, and lifestyle depend on the moves you make today. To put together your unique action plan, please call Doug at (281)-466-4843 or visit www.ProvidentWealthLLC.com

Act now to get ahead of the curve.

07/28/2026

Social Security Insolvency Now Projected for 2032!

🚨 Social Security is facing a major deadline.

A new Trustee's report projects the trust fund could be depleted by 2032… which may mean benefit cuts of up to 22%. 📉

So what does that actually mean for you?
In this conversation, Dan Goodwin with Provident Wealth Advisors and Erin Kennedy break down:
👉 Is Social Security really “going away”?
👉 Should you claim early at 62?
👉 What changes could be coming from Washington
👉 How to plan now so you’re not caught off guard

The bottom line: Social Security isn’t disappearing, but relying on it alone could leave a gap in your retirement income. To understand what’s ahead, and how to prepare, give Dan a call at (281) 466-4843 or visit www.ProvidentWealthLLC.com

07/14/2026

SPACEX HYPE: Opportunity or Overpriced Rocket?

Everyone’s talking about SpaceX... and for good reason.
The innovation is real. The technology is groundbreaking. And under Elon Musk, it’s become one of the most talked-about companies in the world.
But is it a great investment? In this video, Dan Goodwin with Provident Wealth Advisors and Erin Kennedy offer this reality check:

• Nearly 60% of IPOs since 1980 delivered zero or negative returns over 3 years (source: University of Florida Professor, Jay Ritter)
• Hype doesn’t eliminate valuation risk
• And even the most innovative companies can be overpriced

If you'd like to talk through the hype and the opportunity with Dan, please call (281)-466-4843 or visit www.ProvidentWealthLLC.com

Happy 250 years of American independence! Wishing all a happy and safe fourth of July holiday!Friendly reminder that our...
07/02/2026

Happy 250 years of American independence! Wishing all a happy and safe fourth of July holiday!

Friendly reminder that our office and the stock market will both be CLOSED on Friday, July 3rd in observance of the federal holiday. We'll be back in the office on Monday, July 6th.

Thank you for being an important part of the Provident Wealth family!

06/23/2026

Claiming Social Security at 62: What You’re Really Giving Up

It sounds like a smart move: claim your Social Security early, invest the checks, and get ahead.
But for many high earners, that strategy can backfire… and cost far more than expected. As Doug with Provident Wealth Advisors and Erin Kennedy discuss, claiming early and investing the benefit isn’t as simple as it sounds.

🎯 We also break down:
• How the Social Security earnings test can wipe out your benefit while you’re still working
• The true cost of claiming at 62 vs. waiting until full retirement age, or even 70
• The often-overlooked impact on your spouse, especially survivor benefits

💡 Bottom line: Timing when you claim Social Security isn’t just about getting paid sooner, it’s about maximizing income, protecting your spouse, and avoiding costly mistakes. It's one of the most important decisions you will make in retirement, and it's something Doug specializes in. To determine when you should claim, call (281)-466-4843 or visit www.ProvidentWealthLLC.com

Address

25511 Budde Road, Ste 1002
The Woodlands, TX
77380

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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