Emerge180

lutions and workarounds to businesses that ran into serious and even catastrophic financial trouble. We've shepherded viable companies through the judgment and settlement process, returningbusiness owners from the brink of bankruptcy and restoring their family's livelihood to become solid, strong and whole once again. Emerge180 was born out of the ideal that small business is the driving force behind the US economy. And because that journey can be dynamic and uncertain, entrepreneurs and business owners are faced withfinancial challenges that often appear insurmountable. Emerge180 is a partner in the journey focused on keeping your business finances on track, your enterprise operational and your employees productive. What We Do
What Emerge180 is able to do largely depends on where the business is within the debt collection cycle. The debt cycle begins somewhere following the accumulation of unpayable debts, such as balloon loan payments, substantial vendor invoices, extraordinary credit card bills, lawsuits or judgements against a business. Over time, collection agencies and attorneys may begin to apply pressure on a business owner until it finally escalates to a legal action such as a judgement and court-ordered settlement. Finally, a creditor may seize assets or garnish bank accounts. You Can't Get Blood Out of A Turnip? Emerge180 can engage anywhere in that process and establish an immediate action plan that first gives you, the business owner, the most important thing you need: Time. Creditors usually realize that they stand a better chance of getting a debt settled from a business that is generating revenue. Time spent consulting creditors on settlement options buys valuable time. Time to continue operating the business and time to generate more revenue. And it lets your creditors know you're serious about settling your outstanding business debt. The second benefit is savings. Emerge180 is adept at negotiating settlement plans that successfully retire debts in a shorter amount of time at a reduced sum. For that, Emerge180 shares a portion of the savings with you. The net result is that you settle your debts for less than what was originally owed. Speaking of Guarantees
Our services are 100% money back guaranteed. No ifs, ands or buts. We negotiate a reduced debt settlement on your behalf, or you don't pay us a penny. Even Our Retainer Works For You
Emerge180 starts the process on your behalf with a modest retainer, usually about $400. It is important to note that 100% of our retainer is applied towards retiring your debt. In the unlikely event that we aren't able to negotiate a business debt settlement with your creditors, we promptly refund the entire retainer. File A Complaint? Emerge180 is proud to have an outstanding (spotless) record with the Better Business Bureau (BBB). Interestingly enough, we did have a complaint filed against us recently. The complaint was dismissed as baseless (read below) but the very nature of it made us realize that some people still don't understand what we do. We help businesses settle unpaid business debts by negotiating reduced debt settlement offers and structuring acceptable payment plans. The complaint? The complaint was lodged by a creditor against us because we were working with that creditor's attorney on our client's behalf. In other words, we believe the creditor felt we were doing our job a little too well. A Financial Solution Versus A Legal Solution
Our goal is always to make unresolved business debt a financial solution instead of a legal solution. Rarely does anyone emerge from bankruptcy as a winner. Even in cases of reorganization, 86% of those businesses eventually go into permanent bankruptcy. At Emerge180, our glass is half full. We help clients find a way to continue business. To keep operations going. To avoid closure and bankruptcy. Sometimes, bankruptcy is inevitable and we've advised our clients accordingly. But it doesn't cost a penny to find out. Call a Bankruptcy attorney and file bankruptcy. Call Emerge180 and emerge debt free.