All Aboard Financial

If you want to stay compliant and pay only what you legally owe, work with a tax pro who knows the rules.

If you live in Florida and have a 9–5 AND a side hustle… this is for you 👇🏾

Say you make:
• $60,000 from your W2 job
• $30,000 from your side business

Your job already takes taxes out your check.
Let’s say about $9,000 came out over the year.

So you’re thinking… “I’m good.”
Not quite.

👉🏾 That $30,000 from your side hustle?
Nobody took taxes out of that.

You didn’t keep the full $30K because you had expenses. Let’s say you spent $10,000 running your business.

That leaves you with:
✔️ $20,000 in profit

Now THIS is what gets taxed.

And here’s where people get caught off guard:

That $20K gets hit with:
• Regular income tax
• AND self-employment tax (about 15.3%)

So roughly:
Self-employment tax = about $3,000

Then income tax on top of that…
Let’s say another $2,500–$4,000 depending on your situation.

🤯 So your side hustle alone could leave you owing around: $5,500–$7,000

Meanwhile… your job already took out taxes, but only enough for your paycheck; not your business.

That’s why people in Florida (with no state income tax) STILL end up owing the IRS.

Bottom line:
If you’ve got a side hustle, you need a plan.

👉🏾 Set aside 20–30% of your profit
👉🏾 Keep track of your write-offs
👉🏾 Don’t wait until tax time to figure it out

Multiple streams of income is the goal…
Just don’t let the tax bill catch you off guard!

Tax Prep tells the IRS what happened.

Tax Planning helps you decide what should happen next.

Both matter.
But they are not interchangeable!

Let’s get started today!

Registration is now open ⬇️

🗓️ UPCOMING EVENT

Here’s what we’ll explore and how it will change your life:

✨ Money Mindset – Shift the way you think about money so it stops being a source of stress and starts being a tool for freedom and impact.

✨ Managing Finances with Intention – Stop reacting to bills and start creating a plan that aligns with your goals.

✨ Making Smarter Money Moves – Learn actionable strategies to grow your wealth, protect your income, and make choices that multiply your opportunities instead of draining them.

✨ Building a Stronger Financial Future – Step into clarity and confidence, knowing you’re taking steps today that will secure your family’s tomorrow. No more “what ifs,” only intentional progress.

This is for the woman who’s always showing up for everyone else—but knows it’s time to show up for herself.

Sip. Connect. Learn. Elevate.

Click the link to register (in the comments)

Just a quick reminder, the tax filing deadline is April 15th.

If you haven’t filed yet, don’t panic; we are still accepting tax clients and can help you get your return filed correctly.

If you’ve been putting it off, confused about what you need, or just too busy to deal with it, now is the time to take care of it.

We can help you:

• File your return accurately
• Avoid unnecessary penalties or delays
• Get clarity on what you owe or what you’re due
• Handle any missing or confusing tax documents

If you still need to file, just reply TAXES and we’ll send you the next steps.