Mike Childs - Primerica

Max out your Roth IRA and 401k match in your 20s & 30s so that going to a job becomes a choice (and not an obligation) in your 50s & 60s

Hey FB friends! Our Agency is expanding & I need your help please! We are searching for these types of individuals:

1) You like what you do & want to make more money without having a fixed/ pre-set schedule & without having to leave your current position.

2) You hate what you do, you don’t see a way out or a way to grow your income.
(Learn while you keep your current career/job)

If that's you, comment below or message me. If it sounds like someone else you know, Tag them below.

Thanks everyone!

At 6% inflation, your money will lose half its value every 12 years. Please speak with a financial advisor (like myself) about strategies that will give your savings a chance at keeping pace with rising prices!

$100 a month invested from age 25-65 is $1,176,000. You do NOT have to retire broke.

A lot of people will want to argue with me on that rate of return. But, here's the truth. Historically, the 30-year average return of the S&P 500 has been about 10-12%. That's over THIRTY YEARS. That's not a rate of return for one year or 5 years. We're talking LONG-term here... and that's how you should think about investing. It's a tried and true get-rich-slow plan, and it works every time. 😉

THIS is why I want you to get out of debt, build up an emergency fund, and begin investing as SOON as possible. When time and compound interest are on your side, huge things happen. But, if you're not 25 anymore, that's okay. Just start working on things now. No matter what age you begin investing at, you'll be glad you did when it's time to retire!!

DM me to get started!

𝐈 𝐡𝐞𝐥𝐩 𝐦𝐚𝐢𝐧 𝐬𝐭𝐫𝐞𝐞𝐭 𝐟𝐚𝐦𝐢𝐥𝐢𝐞𝐬 𝐢𝐧𝐯𝐞𝐬𝐭 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐟𝐮𝐭𝐮𝐫𝐞.👨‍👨‍👧‍👧

Did you know you can start investing with only $25?
• College Funds
• Emergency Fund
• Mutual funds
• Managed Investments
• Annuities
• Business Retirement Plans

Primerica has been helping families invest for the future since 1977. I am is committed to helping all families save and invest for their short-term and long-term goals!

Contact me and let's get started investing TODAY!

Need help budgeting and investing for your future? DM me and let's get your started. Free consultation.

16 Habits That Will Make You Poor.

One question I get A LOT from clients is in regards to group life insurance provided through by their employer as part of their benefits.

Myth: "I have good life insurance through my job, they’ll take care of me."

Truth: Group Life insurance is almost never a good option for your family. Your job barely cares about you when you're there, why would you think they care what happens to you or your family when you're gone?

Did you know that is not assignable to a funeral home? The employer is the policy owner, meaning they have the right to change it, modify it, drop or cancel it at anytime, at their discretion. Remember, when businesses want to cut costs, people & benefits get cut 1st.

Also you only have a certificate of insurance. So when your family goes to the funeral home, they will not have record of group life policy, especially if you have no policy number. Your family will have the pay for all the expenses upfront and wait to be reimbursed whenever the group life pays out which could be a few months, if they pay at all (you can probably find a thousand articles about group life insurance not paying out.)

As far as coverage goes, it’s usually only 1-2x your annual salary, which is not enough to protect your family long term. You'll also want to check for clauses on pay out, like if it only pays in work related accidents or death, or what clauses in it for what the won't pay out on. Or what happens if you drop down to part-time status or if you're out on short-term or long-term disability (when you’re not an active, full-time, payroll participating employee). Or if you leave the job or get terminated.

I’m not saying drop it, I'm saying keep it if they pay for it but always make sure you have something on your own that you control. Nobody will care more about your family than you do.

Primerica has been named as the #1 Most Trusted Life Insurance Company by Investor's Business Daily. This award recognizes the relationships our licensed representatives build with their clients in addition to the quality, customer service, and innovation offered by .

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