10/11/2026
The most expensive time to discover a tax problem is after the year has already closed.
At that point, the return can only report the facts. The planning window—the period when compensation, deductions, retirement contributions, estimated payments, and entity decisions can still be shaped—may already be gone.
That is why proactive advisory is built into the year, not added at filing time.
Good planning creates options. Waiting removes them.
— Jayson M. Thornton, EA