Capital Investment Management

Capital Investment Management Registered Investment Advisory firm delivering wealth management services for high net worth individuals, small businesses & multi-generational families. and H.

Capital Investment Management delivers personalized, integrated, and holistic wealth management strategies for high net worth individuals and small businesses, as well as multi-generational families. The firm's roots can be traced back to its founders, Michael and Lillian Mulherin, who built the business based on over 50 years of combined experience within the financial industry. Their desire to provide a comprehensive service grounded in the value and strength of relationships, and the dedication and integrity that comes with nurturing and sustaining those relationships, has withstood the test of time. This client first commitment and comprehensive approach is as strong today as it was when our doors opened over 20 years ago. Investment Advisory Services offered through Capital Investment Management, Inc. Securities offered through H.Beck, Inc. Member FINRA (www.finra.org), SIPC (www.sipc.com). Capital Investment, Inc. Beck, Inc. are not affiliated. Registered to sell securities in the states of MD, VA, and licensed to sell insurance in MD. This is not an offer or solicitation in any other state. Third party posts do not reflect the views of H.Beck, Inc. and have not been reviewed by H.Beck, Inc. as to accuracy and completeness. This information should not be considered tax/legal advice. You should consult your tax/legal advisor regarding your own tax/legal situation. Investments will fluctuate and may be worth more or less than when originally purchased. There is no assurance that any particular strategy will work under all market conditions. Past performance does not guarantee future results.

โš ๏ธ Money is one of the most consistently cited sources of stress in America.For caregivers, that weight often increases!...
10/10/2026

โš ๏ธ Money is one of the most consistently cited sources of stress in America.

For caregivers, that weight often increases! ๐Ÿ˜ฎ

Having a clearer picture of where things stand can help ease some of the uncertainty that makes financial stress feel heaviest in the first place.

There's no clean solution to money stress.

Most of it is caused by the unknown. The uncertainty.

World Mental Health Day recognizes just how deeply finances can impact our well-being (and vice versa).

If financial stress has been sitting in the background of your life this year, a conversation with a professional can go a long way, be it a mental health professional or a financial professional. Pursuing comfort, understanding, and compassion is a team sport.

Breast Cancer Awareness Month is an opportunity to prioritize health.Early detection through regular screenings is one o...
10/09/2026

Breast Cancer Awareness Month is an opportunity to prioritize health.

Early detection through regular screenings is one of the most effective tools we have in the fight against breast cancer.

Capital Investment Management Would Love For You To "Step Forward" And Join Our Team To Walk For Breast Cancer Awareness.

Here are a few small things we can do this October:

โœ… Schedule your annual screening if you haven't yet

โœ… Educate yourself and others on risk factors and preventative lifestyle habits

โœ… Support research and organizations dedicated to advancing breast cancer prevention and care

Taking charge of your health today makes all the difference for tomorrow. ๐ŸŽ—๏ธ

In loving memory of Maureenโ€™s mother, Lily, and in deep solidarity with all who are courageously fighting breast cancer. We walk to honor the cherished lives touched by this journey, to unite in hope, and to shine an enduring light on awareness, research, and life-saving treatments.

Sun, Oct 18, 2026 - 8:30a - 11:00a EST

RSVP Today.
https://www.capitalmanage.net/events/making-strides-walk-for-the-love-of-lily

Events - Activities begin at 8:30 AM. Program Begins at 9:00 AM. When confirming your attendance, please include the full names and T-shirt sizes of all guests in your party.

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jo...
10/08/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials.

๐ŸŽจ Some of the art world's most extraordinary paintings are about to return to the public eye after nearly half a century...
10/07/2026

๐ŸŽจ Some of the art world's most extraordinary paintings are about to return to the public eye after nearly half a century.
On November 18, Sotheby's will auction 12 Impressionist and post-Impressionist artworks in New York. The collection, assembled by Argentine collectors Nelly Arrieta de Blaquier and Carlos Pedro Blaquier, is valued at approximately $450 million.
Among the highlights:
๐ŸŒณ Vincent van Gogh's Chestnut Trees in Flower: Estimated at $180 million, the landscape was painted in 1890, shortly after the artist left a psychiatric asylum.
๐Ÿ–ผ๏ธ Paul Cรฉzanne's Arlequin: Estimated at $120 million, the portrait depicts the artist's son dressed as a harlequin.
๐Ÿ–Œ๏ธ Works by Monet, Renoir, Degas, and Pissarro: The collection also includes Parisian cityscapes, a horse-racing scene, and a boating scene.
The collection has been largely unseen for about half a century, making this a rare look at works that have spent decades in private hands.
With Sotheby's anticipating international interest, the November auction could also set new records for the artists.
Which of these masterpieces catches your eye? โœจ

A dozen Impressionist and post-Impressionist artworks valued at almost half a billion dollars are going up for auction.

September brought a rebound in private sector hiring, with employers adding 90,000 jobs, according to ADP. That's more t...
10/07/2026

September brought a rebound in private sector hiring, with employers adding 90,000 jobs, according to ADP. That's more than the 68,000 economists expected and well above August's revised gain of 36,000.

๐Ÿฅ Education and health services led the way with 55,000 new jobs, followed by leisure and hospitality (22,000), manufacturing (17,000), and construction (15,000).

Not every industry shared in the gains. Financial activities lost 16,000 jobs, while professional and business services shed 11,000.

Pay continued to grow, too, with base pay rising 3.2% and gross pay increasing 4.7% from a year earlier.

The report offers another look at the labor market as the Federal Reserve weighs employment trends alongside persistent inflation.

Private job creation picked up in September after a brief slowdown.

There's a reason so many women business owners half-joke that their real title is "everything."More women than ever are ...
10/07/2026

There's a reason so many women business owners half-joke that their real title is "everything."

More women than ever are starting and running businesses, and they're doing it at a faster clip than the market overall.

Census data show women now own more than 14 million businesses nationwide, a number that's grown 26 percent since 2012, compared with 19 percent growth for businesses as a whole.

A lot of that growth is happening online, where women-owned businesses tend to be more digitally integrated than those owned by men.

It also means millions of women are managing key decisions from scratch:

๐Ÿ’ผ How income gets paid (salary, distributions, or owner draws) and what that means at budget time

๐Ÿ’ผ Which retirement vehicle fits, and how much room there is to contribute

๐Ÿ’ผ How healthcare, disability, and other insurance get sourced without an employer default

๐Ÿ’ผ How the business gets valued, and what a sale or transition would actually look like

๐Ÿ’ผ How personal finances stay untangled from the business's finances

Wearing a tall stack of hats doesn't make entrepreneurship harder than it's worth. Plenty of women running these businesses would say the trade-offs are part of the deal. But it does mean the hats keep stacking up, one on top of the other.

This month is a good time to tip our own hats to the women doing it all at once.

๐ŸŒ  October is bringing a little celestial entertainment! The annual Draconid meteor shower is expected to peak on the nig...
10/05/2026

๐ŸŒ  October is bringing a little celestial entertainment! The annual Draconid meteor shower is expected to peak on the night of October 8โ€“9, with excellent viewing conditions thanks to an almost moonless sky.
Unlike many meteor showers that are best viewed in the early morning hours, the Draconids are an evening event. This year's peak is expected around 9 PM EDT on October 8, so there's no need to stay up until dawn. ๐ŸŒŒ
Here's how to make the most of it:
๐Ÿ”ญ Find a dark spot. Head somewhere away from city lights with a clear view of the sky.
โœจ Give your eyes time to adjust. Allow about 30 minutes to get used to the darkness.
๐ŸŒ™ Leave the equipment at home. You won't need a telescope or binoculars. Just look up and take in as much of the sky as possible.
The Draconids typically produce around five meteors per hour under ideal conditions, although they've surprised skywatchers with spectacular displays in the past.
The shower runs from October 6โ€“10, so you may have several opportunities to catch a shooting star, weather permitting.
Will you be watching? ๐ŸŒ 

Good news! The Draconid meteor shower peaks under almost moonless skies on Oct. 8-9.

The U.S. economy grew faster than previously estimated in the second quarter, with consumer spending and business invest...
10/05/2026

The U.S. economy grew faster than previously estimated in the second quarter, with consumer spending and business investment contributing to the stronger performance.

The Commerce Department revised annualized GDP growth for April through June to 2.2%, up from its previous estimate of 1.5%.

Consumer spending, which accounts for approximately 70% of U.S. economic activity, was a major contributor. It increased at a 3.8% annualized rate, compared with just 0.7% in the first quarter.

While the upward revision exceeded economists' expectations, second-quarter growth was still below the 2.5% pace recorded during the first three months of 2026.

The U.S. economy grew at a solid 2.2% pace from April through June as consumer spending and business investment came in strong.

Capital Investment Management Would Love For You To "Step Forward" And Join Our Team To Walk For Breast Cancer Awareness...
10/05/2026

Capital Investment Management Would Love For You To "Step Forward" And Join Our Team To Walk For Breast Cancer Awareness.

In loving memory of Maureenโ€™s mother, Lily, and in deep solidarity with all who are courageously fighting breast cancer. We walk to honor the cherished lives touched by this journey, to unite in hope, and to shine an enduring light on awareness, research, and life-saving treatments.

Sun, Oct 18, 2026 - 8:30a - 11:00a EST

RSVP Today.
https://www.capitalmanage.net/events/making-strides-walk-for-the-love-of-lily

Events - Activities begin at 8:30 AM. Program Begins at 9:00 AM. When confirming your attendance, please include the full names and T-shirt sizes of all guests in your party.

Cyber criminals pay extra attention to accounts tied to money.A 2026 FBI study found that over 12,400 of those victims l...
10/05/2026

Cyber criminals pay extra attention to accounts tied to money.

A 2026 FBI study found that over 12,400 of those victims lost more than $100,000 each, and the average reported loss across elder fraud victims that year was $38,500. Here are a few habits to fine-tune your digital security this month:

๐Ÿ” Turn on multi-factor authentication everywhere it's offered. Yes, itโ€™s annoying, but according to a 2026 CISA report, using it makes an account roughly 99 percent less likely to be broken into. It only takes a minute to set up.

๐Ÿ” Give every account its own password. Reusing one password means one leaked login unlocks everything else. A password manager handles this without requiring you to remember dozens of them.

๐Ÿ” When you go to the dentist, put a reminder on your calendar to also change your passwords. Changing passwords often makes your accounts just that much harder to reach.

๐Ÿ” Pause before clicking. Phishing remains the most commonly reported cybercrime in the country, more than any other category the FBI tracks.

๐Ÿ” Check statements regularly, and turn on account alerts. Catching something small and wrong early is a lot easier to unwind than catching something large and wrong months later.

๐Ÿ” Consider freezing your credit if you're not actively applying for new credit or loans. This takes 15 minutes, one time.

None of this requires becoming a security expert. Pick the one or two that you've been putting off, and do it this week.

Address

1459 Underwood Road
Sykesville, MD
21784

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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