HomeWork Solutions Inc Household Payroll Services

Understanding Social Security, Medicare, and Payroll Taxes

Understanding Social Security, Medicare, and Payroll Taxes Learn how Social Security, Medicare, and F**A payroll taxes work, including how benefits are calculated, the 40 quarter rule, and what employers and workers need to know about payroll withholding and taxes.

Realizing It’s Time to Hire Help for a Parent: What to Look for in a Senior Caregiver

Realizing It’s Time to Hire Help for a Parent: What to Look for in a Senior Caregiver Realizing it’s time to hire help for an aging parent? Learn what to look for in a senior caregiver, including experience, certifications, communication, scheduling, and employer responsibilities for in-home care.

Common Household Employment Challenges (and How to Handle Them with Confidence)

Common Household Employment Challenges (and How to Handle Them with Confidence) Learn how to handle common household employment challenges, including lateness, broken items, changing job duties, and performance concerns while staying compliant with household employee laws, payroll, and tax obligations.

There’s a reason the best outcomes involve support.
Let those who have walked the path before help you on your journey.

On this International Workers' Day, we recognize the fight for fair labor standards that began with the Haymarket Affair.

What started as a call for an eight-hour workday helped shape protections we rely on today—including the Fair Labor Standards Act and the 40-hour workweek.

Here’s to the workers who pushed for progress—and the continued work to support fair, legal, and respectful employment for all. 💙

'Day

What Is Schedule H? A Simple Guide for Household Employers

What Is Schedule H? A Simple Guide for Household Employers Learn what Schedule H is, who must file it, and how household employers report nanny taxes with their personal tax return. Simple guidance for families.

Understanding Your W-2: A Tax Season Guide for Household Employees and Their Employers

Understanding Your W-2: A Tax Season Guide for Household Employees and Their Employers Understand your W-2 this tax season. Learn how to read a W-2, when household workers should receive one, and the difference between W-2 and 1099 classification.

The IRS estimates that household employers going the DIY route spend 60+ hours per year managing payroll, taxes, and compliance on their own.

That’s more time than it takes to watch four full seasons of a Netflix show(like Bridgerton).
And let’s be honest…
Netflix is more fun than tax forms. 🍿

• Overtime calculations.
• Quarterly tax payments.
• Year-end forms.
• Workers’ comp coordination.

It adds up quickly — especially for families who never expected to become “employers” in the first place.

This is why agencies, CPAs, and placement professionals partner with specialists. Because families didn’t hire a nanny or caregiver to become part-time payroll administrators.

Start your week remembering:
Time is valuable. And with the right support, you don’t have to choose between compliance and free time — you can have both.

Would you rather binge a show… or reconcile payroll reports? 😉

If you employ a nanny, senior caregiver, or other household worker, you may have heard the term Schedule H — but what exactly is it?

Here’s the simple breakdown 👇
Schedule H is an IRS form filed with your personal tax return (Form 1040). It reports the household employment taxes you’re responsible for as a household employer — including:
✔ Social Security & Medicare taxes
✔ Federal unemployment (FUTA) tax
✔ Any federal income taxes you withheld

What triggers Schedule H?
For Social Security & Medicare (F**A):
• If you pay $2,800 or more in 2025 wages, you must withhold and pay F**A taxes.
• For 2026 wages, the threshold increases to $3,000.
For Federal Unemployment (FUTA):
• You owe FUTA if you pay $1,000 or more in cash wages in any calendar quarter.

Keep in mind:
State unemployment thresholds can be even lower than the federal level — and state unemployment payments are accounted for on page 2 of Schedule H, which helps calculate your federal unemployment tax.

Why it matters:
Filing Schedule H keeps you compliant, protects your employee’s future Social Security and Medicare benefits, and helps you avoid penalties or back taxes down the road. It’s not just paperwork — it’s part of being a responsible employer.

The good news? It’s manageable — especially when you have the right support.

At HomeWork Solutions, we’ve been helping families navigate household payroll and tax compliance since 1993. We make Schedule H stress-free, accurate, and easy — so you can focus on your family.

From healthcare reimbursement to parking, mileage, and education, these updated limits can make a real difference for both families and the people they employ.

A little planning now = fewer surprises later.