Ricken Financial

💡 Did you know?

Retirement may not look the way it did for previous generations.

According to the Transamerica Center for Retirement Studies, 53% of workers say they plan to work during retirement, and 36% expect to work until age 70 or beyond.

One of the biggest reasons? Many are concerned they won't be able to afford retirement.

Whether retirement means fully stepping away from work, working part-time, or pursuing a passion project, having a strategy in place can help you prepare for the future with greater confidence.

One of the biggest misconceptions about estate planning is that a will or trust alone will prevent family conflict.

In reality, disputes often start long before assets are distributed.

A thoughtful estate plan isn't just about passing down assets. It's about helping protect the people you care about from confusion, conflict, and unnecessary stress.

Have you reviewed your estate plan within the last few years? If not, it might be a good time to start.

Retirement planning shouldn't be one-size-fits-all. The Do Something Plan separates income, growth, and protection—so each part of your portfolio has a purpose. If you're not using certain assets, there may be a better way to position them. Let's talk about it.

Give Every Dollar a Job A smarter way to structure income, growth, and protection.

What's one thing from the past that should make a comeback?

Whether it was gathering around the dinner table, flipping through a photo album, or spending a Friday night picking out the perfect movie, some traditions just felt different.

Retirement often gives us a chance to slow down and appreciate those memories even more.

If you could bring back one thing from the good old days, what would it be? Share your answer below. 👇

Dreaming of retiring somewhere new? 🌴

A lower cost of living may sound appealing, but there can be hidden expenses that don't always show up in the brochure.

Healthcare changes, higher insurance premiums, property taxes, utility bills and moving costs can all impact your retirement budget in ways you might not expect.

Before packing the boxes, make sure you're looking at the full financial picture.

🎾 The US Open is a great reminder that preparation matters.

The players competing this month didn't get there by accident. Their success is the result of years of practice, discipline, and commitment.

Retirement planning is no different. The steps you take today can help create more opportunities tomorrow.

Let us know who you're rooting for in the comments below! 👇

What if the assets you're not using today could help you leave more behind tomorrow? The right strategy can: ✅ Put idle dollars to work ✅ Help reduce tax impact ✅ Support your long-term care plan It's not about doing more—it's about doing the right things with what you already have.

Turn Today's Assets Into Tomorrow's Legacy Use what you have to support care, taxes, and legacy.

🌴 As summer comes to a close, many families are squeezing in one last vacation before fall.

For retirees, travel doesn't have to fit between school schedules or limited vacation days. It's about having the freedom to explore on your own timeline.

✈️ If you could pack your bags and head anywhere tomorrow, where would your dream retirement trip take you?

4 Retirement Moves Your Future Self May Thank You For:

✔️ Max out your retirement contributions when possible
✔️ Don't leave free 401(k) match dollars on the table
✔️ Take advantage of catch-up contributions if you're eligible
✔️ Don't wait for the "perfect" time to start planning

When it comes to retirement, progress beats perfection. The actions you take today could make a meaningful difference in the years ahead.

The best retirement advice doesn't come from a textbook. It comes from experience.

Today is National Senior Citizens Day, and we're honoring the wisdom that comes from years of hard work, perseverance, and life's lessons. 👏

Looking back, what's one piece of retirement planning advice you'd give your younger self?

We'd love to hear your thoughts in the comments. Your advice could be exactly what someone needs to hear today. 👇