Affordable Tax And Financial LLC

09/23/2026

Well, it was really good day for a very hardworking client of mine. I am soo happy and soo grateful that God lead me in this direction in life to be able to save the people in my community thousands upon thousands of dollars. I had to amend a clients S corporation tax return as well as their personal tax return that it was tied to from 2024. The preparer he had used to help him file made such an elementary mistake but it was hard for me to clearly identify due to the fact all I had to work off of was the transcripts from the IRS. This poor guy went from owing $19,000 some odd dollars to the IRS all the way down to 7 k. Her already submitted his payments back in 2024 but that’s an extra 12 grand in his pocket right before the holidays. It was such a simple mistake . Whoever prepared his taxes simply left out a tax credit carry forward and depreciation or $30,000 that should have been taken on his corporate return. 22 plus years in this business and I’ve just about seen it all. Very happy for the gentleman and his family that I was able to help . Oh and a little reminder for those who put in extensions back in April . We only have about 3 weeks to file and I’m starting to fill up. If you need your taxes prepared please reach out to us at 352-540-8219 or just send us a message and we will get you on the calendar. Talk to you all soon.

09/18/2026

This was a tough year for everyone. For me, I was going through a very painful situation regarding my family, and COVID-19 had just broken out. A whole lot of people had been laid off because of government mandates.

It started with a raffle for this awesome bike that I had purchased from a local shop. I tried to relive my youth that summer, and that lasted about an hour—maybe even just a half hour 😂. So I decided I would eventually raffle it off to a family that could use it.

When I bought the bike, COVID hadn’t even really started yet, I don’t think.

By the time Christmas came around, I knew it was going to be a lonely one for me. I really didn’t have any family to go to, so I decided to have the bike raffle on Christmas Eve.

We were overwhelmed with families asking for it for their kids. Parents started telling me their stories—how they had been laid off, how money was tight, and how they weren’t going to be able to get their kids some of the things they had asked Santa for that year.

We had the bike raffle, and then I felt like God gave me a little nudge.

I asked each parent who had inquired about the bike to give me one or two things from their child’s Christmas list.

My original plan after the raffle was to go home and wallow in my own self-pity. I was hurting. I’m a very spiritual person, and something inside me basically said, “No. You’re not going home.”

So I went to Target, Walmart, even Dick’s Sporting Goods, and just loaded up.

Before I raffled off that bike, I felt like I was dying inside. But I realized that if I went home and cried and let myself hurt over everything that was happening, I was letting the people who set out to hurt me win.

It was almost like God knew exactly what medicine I needed to heal my heart.

I spent that Christmas Eve driving all over Pasco and Hernando counties delivering toys and gifts that these kids and teenagers had asked for. And I threw in as many extras as I could.

We stocked up on Razor scooters, Nerf guns, toys—whatever I could find. One teenage kid wanted a pair of Nikes, so we got him his Nikes.

For that entire day, I was able to just be my genuine self.

I was only supposed to give away one bike.

Instead, it turned into one of the longest, best, most rewarding, and most memorable days I’ve had on this planet.

Seeing the joy on those kids’ faces and the relief in their parents’ eyes was probably one of the most heartwarming feelings of my life.

I never tried to make a big ordeal about it. I didn’t do it for recognition. In reality, those families probably did more for me that Christmas Eve than I ever could have done for them.

I thought I was going out to give some kids a better Christmas.

Looking back, I think God sent me out there because He knew I needed one too.

My favorite quote from Denzel Washington that always stuck with me
“I want to be pleasing in Gods sight “
At the end of the day at the end of this life that’s what really matters

09/18/2026

One of the most common issues we run into with efiling tax returns. Every year someone gets a divorce or separates from a partner . Tax rules state in order for you to claim a dependent on your tax return they must reside with you for more than 6 months of the year and you must provide over 50% of their support. If you don’t meet those two requirements the irs will not allow you claim that dependent. If you did meet the criteria and you are getting a reject code that someone else claimed your dependent unlawfull for the tax year you are trying to send in electronically. will no longer be able to efile that tax return and still claim the dependent. The IRS will require you to provide proof of residency. Standard procedure would then be to print and sign your return for the year or years in question. If you are not biologically related to the dependent and trying to get refundable or non refundable tax credits it may be a good idea to include a court order establishing custody of the child. School and Drs records should also be included in the envelope with your printed , signed and dated 1040 form along with a letter of explanation. This may take a bit longer to receive the refund than your standard efile but can generate a return thousands of dollars higher than you would receive by removing your dependent from the tax return all together. If you find yourself in a similar situation give us a call and we will do our best to ensure you receive the refund you deserve.

09/15/2026

Wanted to share a little info with everyone today.The organization that I deal with regularly,the IRS sometimes randomly selects returns , not necessarily for an audit . They do it at random and they just try and find a mistake or discrepancy to try and get out of paying large refunds that are due to clients. This isn’t the fault of the tax payer or the tax professional but it happens to maybe 5 clients a year. I know this business better than anything else in my life equally to boxing because i started training and studying both subjects so young . So if you ever have a question about something regarding your tax situation please try and put your trust in my expertise and privately call or message me. I’m not saying that I’m perfect I’m a human being that is capable of making mistakes. If that does happen as a professional I will do what it takes to make it right. Just today I had a client who came back to me after trying another firm. I had to amend the return which resulted in a reduction in taxable income of $30,000.00. I won’t knock the Other professional, we deal with thousands of figures daily and these things happen. This is my 12th year owning my own tax and financial firm. 22nd year in the tax and financial industry. I want to thank everyone that has put their faith and trust in me even when times got scary or if you were nervous. I am forever great full for my giant extended family that I get to meet with every year. Love you all and can’t wait to see you soon

09/12/2026

This home is an amazing deal. It’s4 bedroom 2 full bath just under 2000 square feet in a gated community with free access to a beautiful resort style pool and brand new gym access access. Ideal for a family, retiree of someone looking to locate from out of state

This 1928 square feet Single Family home has 4 bedrooms and 2 bathrooms. It is located at 8814 Southern Charm Cir, Brooksville, FL.

09/10/2026

We are starting our monthly shout outs for the many businesses that we are proud to service. This month is rapid response plumbing. Expert plumbers with decades of experience that are ready to come out and handle your plumbing issue rapidly. We have had the pleasure of them coming out on the drop of a dime when a pipe burst and started flooding our new home. The also handled plumbing at our previous home with a situation that we tried to conquer ourselves which turned out to be an epic fail.The great people at rapid response plumbing came out within an hours time and completely eradicated plumbing problems. If anyone needs help with their plumbing needs reach out to them via facebook message https://www.facebook.com/share/1DuN9ETn97/?mibextid=wwXIfr

Rapid Response Plumbing. We are here when you need us . No job too big or too small. Message is with a description of the plumbing issue and will have a member of our staff contact you asap and try to handle the issue within the same busines day.

09/10/2026

Before I give a shout out to the business of the month . I want to remind everyone . On extensions we have literally just over a month to get you submitted. Call or message us for an appointment before we start filling up 352-540-8219

08/17/2026

Happy Monday everyone. Affordable Tax and financial has always been family friendly. We feel if our families are happy and doing well the love and happiness will spread throughout the community . We wanted to share a couple of things with you. First off we want to introduce our companies new Mascot . This is Pearlie, She is our beloved adopted rescue dog. If any of you would like to share photos of your pet family please go ahead and share with us , we absolutely love animals. Another thing, we would like to do a monthly spotlight for the businesses our company services. Once a month we will post your company logo or banner along with a bio of what your company does. We will go ahead and share that with all of our followers. Now back to business here for a sec . Important reminder. For those that have S corporations that put in for extensions you have until September the 15th to get your 1120s filled with the IRS . We are getting calls for appointments already so please call or message to set up your appointment soon 352-540-8219. Also regular extensions are creeping up on us. For anyone else that put in an extension this tax season . You have until the 15 of October to file those to avoid penalties. Can’t wait to see you guys. So we are looking forward to seeing photos of your pet family feel free to drop a photo below. Looking forward seeing all of you soon.

07/14/2026

Good news is , our business line should ne back on line later today 352-540-8219. Bad news is it may not be my beloved iPhone. I should be able to take calls and texts. I’d you need me and are still having trouble with that line please email [email protected] or send a message to me here. We are sorry for the inconvenience and have been able to work around this minor setback. We look forward to helping you soon.